Position Title
Lender Finance Senior Portfolio Manager
Location
Work From Home TN, TN 37011
Job Summary
A Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. Portfolio Managers work in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process. Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.
Pay Range: $117,195 - $155,270 - $193,355
Job Responsibilities:
- Underwrite, Analyze and Close Loans: Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.
- Portfolio Management: Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.
- Relationship Management: Highly visible role in managing the client relationship along with the deal team.
- Training: Mentor, train and develop junior team members.
- Maintaining Knowledge: Knowledgeable about the various commercial products available to clients as well as general market/industry trends.
Job Requirements:
- 12+ years of experience
- Handles transactions/relationships/portfolio with the highest level of complexity
- Experience working with less experienced team members to mentor and develop them, sharing expertise and insights
- A high level of oral and written interpersonal skills are necessary to recommend loan transactions to bank senior management
- Excellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio management
- Bachelor’s Degree: Business, Finance or related field
- Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
- Demonstrated knowledge of financial statement analysis
- Excellent interpersonal and verbal and written communication skills
- Excels in a team environment
- Ability to effectively interact with all levels of leadership and employees within the organization
- Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges
- Familiarity with nCino, Credit Lens, AFS is a plus
- Credit Analysis or Loan Review experience, preferably in the banking industry
Flagstar is an Equal Opportunity Employer.
Flagstar Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Flagstar Bank and has not been reviewed or approved by Flagstar Bank.
-
Leave & Time Off Breadth — Time‑off programs include accrued PTO that scales with tenure, separate sick time, company holidays plus a floating day, and a paid community involvement day. Paid parental bonding leave of six weeks is available after a year of service.
-
Healthcare Strength — Coverage includes multiple medical plan choices (Cigna OAP options and Kaiser for CA/HI) with preventive medications at no cost and integrated pharmacy benefits. Dental through Delta Dental and two VSP vision plans provide additional coverage choice.
-
Retirement Support — A 401(k) plan with a company match supports long‑term savings. Employer‑paid life/AD&D and disability coverage complement retirement planning.
Flagstar Bank Insights
Similar Jobs
.png)
What We Do
Thank you for visiting Flagstar Bank on LinkedIn, and we look forward to being part of your financial journey. On December 1, 2022, New York Community Bank (NYCB) and Flagstar Bank joined together to become one company. Today, New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The company is headquartered in Hicksville, New York. At June 30, 2024, the company had assets of $119.1 billion. We operate over 400 branches across 10 states, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and on the West Coast. Flagstar Mortgage operates nationally through a wholesale network of approximately 3,000 third-party mortgage originators. We believe in cultivating a diverse, inclusive, and respectful workplace that engages employees, broadens perspectives, and encourages teamwork. We hire people who represent the talents, experiences, backgrounds, and diversity of the communities we serve. Together our goal is to deliver a new energy in banking to our customers, opening new doors for financial and personal success. Customers will have access to a broad spectrum of technology, products and services—all with a shared customer-first approach. Relationships are at the center of all that we do, enhanced by our commitment to delivering local market expertise, personalized solutions, and a long-standing focus on strengthening our communities. Follow us on LinkedIn to stay up to date on news and updates, new hires, community initiatives, access to our collective insights, and banking industry updates that you need to know.
