The Role
The Legal & Compliance Analyst supports compliance controls, reviews documents, addresses legal queries, and ensures regulatory adherence for the company.
Summary Generated by Built In
About PayJoy
PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 17 million customers as of 2025 while achieving solid profitability for sustainable growth.
This role
The Legal & Compliance Analyst is responsible for support implementation and execution of compliance controls related to local regulatory obligations and PayJoy programs, by reviewing and drafting documents and contracts, addressing routine legal and compliance queries, and ensuring efficient support to meet operational and regulatory needs in alignment with the company’s objectives.
Responsibilities
- Monitor and interpret local regulations to ensure the company adheres to applicable laws and avoids non-compliance risks.
- Prepare, review, and update contracts, agreements, and other legal documents to safeguard the company’s interests.
- Respond to routine legal and compliance inquiries from internal stakeholders, providing clear and accurate guidance.
- Assist in designing, implementing, and monitoring compliance initiatives to align with corporate policies and local regulations.
- Identify and address potential legal and regulatory risks, proposing solutions to reduce impact on operations.
- Work closely with other departments to ensure alignment on compliance and legal requirements in day-to-day activities and strategic projects.
Qualifications
- Bachelor’s degree in Law.
- At least 1 year of internship experience in legal or compliance roles.
- Strong legal reasoning and analytical skills.
- Strong teamwork skills, a proven ethical record, and the ability to work with key objective metrics.
Benefits
- 100% Company-funded Health for employees and immediate family members.
- Phone finance, Headphone, home office equipment and wellness perks.
- $2,000 USD annual Co-working Travel perk
- $2,000 USD annual Professional Development perk
PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
PayJoy Principles
Finance for the next billion * Ownership * Break Through Walls * Live Communication * Transparency & Directness * Focus on Scale * Work-Life Balance * Embrace Diversity * Speed * Active Listening
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The Company
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being.
Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
