Lead Software Engineer

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer
Who is Mastercard?
We work to connect and power an inclusive, digital economy that benefits everyone, everywhere, by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships, and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. We cultivate a culture of inclusion for all employees that respects their individual strengths, views, and experiences. We believe that our differences enable us to be a better team - one that makes better decisions, drives innovation, and delivers better business results.
About the role
Software Engineers at Mastercard design and code a variety of applications covering transaction processing, analytics, user interfaces, and APIs using a blend of cutting-edge technologies across big data, distributed systems, machine learning, and more. As a Software Engineer, you will deliver these products and solutions with speed and agility as part of a small team. This will involve developing high-performing, highly scalable software solutions and products for some of the world's top brands. Specific tasks vary depending on the project and the business unit that you join in.
All staff at Mastercard are expected to demonstrate 'Mastercard Way' cultural values every day - own it, simplify it, sense of urgency, thoughtful risk-taking, unlock potential, and be inclusive - with a relentless focus on our customers. As a Lead Software Engineer at Mastercard, you are expected to perform the following general responsibilities:• Leads software engineering projects and creates the development and delivery of enhanced software solutions. • Researches alternative technical solutions for changing business needs.• Responsible for assuring the daily activities of the team meet the requirements of SLA's.
Major Accountabilities: • Lead major projects and complex initiatives with broad scope and long term business impact, driving innovation, quality, cost effectiveness, and faster time to market. • Own end to end system development and maintenance, ensuring delivery against SLAs and guiding the team through all phases of the SDLC. • Act as a technical subject matter expert, defining solution architecture, creating strategic technical plans, addressing solution gaps, and leading design and implementation of complex solutions. • Partner with business, technical, and project stakeholders to identify opportunities, assess ROI, define scope, manage risks and constraints, and support business case development and decision making. • Evaluate current and emerging technologies, perform PoCs, recommend frameworks and platforms, and contribute to technology selection, vendor evaluation, and RFI/RFP processes. • Proactively create and maintain solution and technology roadmaps, cost and time estimates, and support project managers in scope and execution management. • Define and lead quality strategy, methodologies, metrics, and assurance processes, ensuring appropriate test coverage and conducting reviews across requirements, architecture, design, code, security, and performance. • Lead production incident and problem management, including root cause analysis and remediation. • Coordinate offshore development, track and report project and software metrics, and continuously improve standards, processes, and engineering efficiency. • Mentor, coach, and develop team members, deliver technical training and knowledge sharing sessions, assist with staffing decisions, and enforce documentation and compliance standards. • Ensure adherence to organizational, audit, and compliance requirements, proactively embedding compliance into the SDLC and representing the team during audits.
All about you
Education: • Bachelor's degree in Information Systems, Information Technology, Computer Science or Engineering or equivalent experience.
Knowledge / Experience: • 10+ years of experience in related field, including delivering secure solutions in Financial Services Sector is preferred. • Advanced knowledge and understanding of Software Engineering Concepts and Methodologies, Design Principles, Design patterns is required. • Strong hands experience in Java, AI/ML or Golang, gRPC, REST APIs, async processing, concurrency, multi-threading, event driven architecture • Demonstrate MC Core Competencies.
Skills/ Abilities: • Ability to be high-energy, detail-oriented, proactive and able to function under pressure in an independent environment along with a high degree of initiative and self-motivation to drive results. • Strong communication skills -- both verbal and written - and strong relationship, collaboration skills and organizational skills. • Ability to quickly learn and implement new technologies, frameworks and tools and support multiple concurrent activities and to interface with external / internal resources, working as a member of a matrix based diverse and geographically distributed project team.• This job is a developing subject matter expert in the Software Engineering area, influencing stakeholders and applying advanced knowledge to drive achievement of area goals and initiatives by contributing to solution development and improvements for existing products, services, and/or processes. • Develops and maintains high-quality, scalable software solutions, ensuring security and operational resilience. • Performs thorough code reviews, providing constructive feedback to uphold quality standards. • Designs, develops, and delivers complex software solutions aligned with business needs and organizational standards. • Creates detailed technical artifacts, including requirements documents, design specifications, test plans, and deployment strategies. • Performs system maintenance, incident management, root cause analysis, and problem resolution in complex production environments. • Evaluates emerging technologies and frameworks, conducting Proof of Concept (PoCs) evaluations. • Maintains solution and technology roadmaps, contributing to strategic planning and innovation while promoting best practices in SDLC, testing, and security. • Guides and mentors junior team members through on-the-job experiences, reviewing work and fostering a culture of continuous improvement to grow expertise around their discipline.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.