Lead Software Engineer

Our Purpose
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer
Overview
About Mastercard Checkout Services:
Mastercard Checkout Services is a comprehensive suite of digital payment solutions designed to deliver secure, frictionless, and scalable checkout experiences across e-commerce platforms. Built on EMV® Secure Remote Commerce standards, it includes key offerings such as:• Click to Pay: A seamless, interoperable checkout experience supporting Mastercard, Visa, American Express, and Discover, designed to reduce cart abandonment and increase conversion rates.• Installments at Checkout: Enables Buy Now, Pay Later (BNPL) functionality, allowing customers to split payments while maintaining security and consumer protections.• Card on File Tokenization: Enhances security and approval rates by replacing sensitive card data with network tokens, reducing false declines and improving customer retention.• Payment Passkeys: Biometric authentication (e.g., fingerprint, face scan) for password-free, numberless checkout experiences.• End-to-End Security: Tokenization, cryptographic protections, and compliance with global standards ensure secure transactions across all channels.
These services are designed for easy integration, global scalability, and future-ready commerce, making them a critical component of Mastercard's digital transformation strategy.
About the Role:
We are looking for a visionary Solution Architect to lead the design and governance of complex, distributed, and scalable enterprise systems. This role requires deep technical expertise in Java/Spring Boot, cloud and hybrid architectures, and enterprise integration patterns, along with the leadership skills to drive architectural excellence across the organization.________________________________________
Key Responsibilities:• Architect end-to-end enterprise solutions across on-premises, off-premises, and cloud-native environments.• Design and implement distributed systems with a focus on low latency, high throughput, resilience, and scalability.• Apply enterprise architecture patterns, microservices, event-driven architecture, and domain-driven design (DDD).• Ensure systems are designed with security, compliance, and data privacy in mind (e.g., SOC2, HIPAA, GDPR).• Establish and lead a Center of Excellence (CoE) for architecture, driving standardization of practices, tools, and frameworks.• Collaborate with Principal Architects and senior stakeholders to define and enforce architecture principles, guidelines, and reference models.• Lead the development of technology roadmaps, strategic initiatives, and modernization programs.• Partner with executive leadership to align technology strategy with business goals.• Provide architectural oversight and mentorship to engineering teams across multiple domains.• Conduct architecture reviews, risk assessments, and performance evaluations.Required Skills & Experience:• 15+ years of experience in software engineering and enterprise architecture.• Expertise in Java, Spring Boot, and microservices-based systems.• Strong knowledge of cloud platforms (AWS, Azure, GCP) and hybrid cloud/on-prem integration.• Deep understanding of networking, databases (SQL/NoSQL), API design, and system observability.• Proven experience with compliance frameworks and secure architecture design.• Demonstrated ability to lead cross-functional initiatives and influence at the executive level.Preferred Qualifications:• Certifications: TOGAF, AWS/GCP/Azure Architect, CISSP, or similar.• Experience with DevOps, CI/CD, Kubernetes, and infrastructure as code (IaC).• Familiarity with AI/ML integration, data platforms, and real-time analytics is a plus.
Why Join Us?• Shape the future of enterprise architecture in a dynamic, innovation-driven environment.• Work with a talented team of architects, engineers, and business leaders.• Competitive compensation, flexible work options, and career advancement opportunities.
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

• Abide by Mastercard's security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.