Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Title and Summary
Lead Software Engineer
Overview:
Mastercard is a technology company in the Global Payments Industry. We operate the world's fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 countries and territories. Mastercard products and solutions make everyday commerce activities - such as shopping, travelling, running a business and managing finances - easier, more secure and more efficient for everyone.
MasterCard is seeking talented individuals to join our Digital team in Pune, India. MasterCard is researching and developing the next generation of products and services to enable consumers to securely, efficiently, and intelligently conduct transactions regardless of channel.
Whether through traditional retail, mobile, or e-commerce, MasterCard innovation is leading the digital convergence of traditional and emerging payments technologies across a wide variety of new devices and services.
Join our team and help shape the future of connected commerce!
Role:
Mastercard is building a platform based on the EMV® Secure Remote Commerce (SRC) specifications which enable a common consumer e-checkout that promotes simplicity, familiarity, interoperability convenience and trust.
The Lead Software Development Engineer is a hands-on developer specializing in Java development with a particular focus producing API services to support Secure Remote Commerce platform.
What you will do:• Given a fuzzy product requirement, work with other stakeholders, product to understand & refine the requirements and change them to tech requirements• Prepare high-level designs under the guidance and document them• Low-level design and code independently in multiple tech components related to functional area• Choose the right tech stack for a given situation under guidance from senior team members• Optimize any existing microservices• Take non-functional requirement (Reliability & Availability, Scale, horizontal scalability) into considerations while taking any decision• Build, develop, mentor and coach junior team members• Owning the quality of code, UT coverage, documentation etc• Collaborate with teams by contributing to the shared vision and working closely with cross-functional stakeholders• Research new frameworks and technologies, assist with prototyping and proof-of-concepts, participate in code reviews• You will be responsible for the API's you (and or your team) build and will support them till the time they are live in production
All About You:• Excellent communication skills with the ability to communicate with all levels of management• Ability to build rapport and relationships• Problem solver and solution-seeking approach• Knowledgeable - possessing the technical knowledge, market knowledge, and other specialized knowledge of the team's problem domain • Hands on experience in designing complex, highly scalable and performing microservices in a distributed environment using the Java tech stack (Spring, Spring Boot, RESTful web services)• Solid understanding and experience integrating web services • Exposure to building cloud ready applications (microservices)• Exposure to Test Driven Development• Exposure to Continuous Delivery and Integration• Having a record of successful delivery of software applications/designs as an individual• Team player• Agile Scrum experience• Computing degree
Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard's security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.
Skills Required
- Hands-on experience with Java, Spring, and Spring Boot for building APIs
- Experience designing complex, highly scalable microservices in distributed environments
- Solid understanding and experience integrating web services / RESTful APIs
- Experience with cloud-ready application development (microservices)
- Exposure to Test Driven Development (TDD)
- Exposure to Continuous Integration and Continuous Delivery (CI/CD)
- Agile Scrum experience
- Computing degree
- Excellent communication and collaboration skills
- Experience owning APIs in production, including reliability, availability, and scalability considerations
Mastercard Compensation & Benefits Highlights
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Retirement Support — Company information highlights a 10% retirement match on U.S. roles, positioned as best‑in‑class and well above typical large‑employer benchmarks. This level of employer contribution materially strengthens long‑term savings.
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Leave & Time Off Breadth — U.S. postings list 25 vacation days, 5 personal days, 10 company holidays, 80 hours of paid sick/safe time, and up to 20 days of bereavement. A minimum of 16 weeks paid new‑parent leave (including adoption and foster) further expands paid time away.
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Parental & Family Support — Benefits include a minimum of 16 weeks paid new‑parent leave and family‑building support such as fertility, adoption, and surrogacy where legally available. Dependent scholarships, counseling, and protection benefits contribute additional family support.
Mastercard Insights
What We Do
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.
Why Work With Us
We live the Mastercard Way: creating value in the communities we touch, growing together through the opportunities we see, and moving fast to innovate and scale. Our collaborative culture and our passionate people are the key to what we do, driving meaningful change as one team and connecting everyone to priceless possibilities.
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