At Scalapay, we’re shaping a culture with high standards, independent and critical thought, innovation, ownership, and continuous learning. We operate in a fast-moving, tech-driven environment, and we’re looking for people who thrive in change, think boldly, and take initiative.
If you’re ready to put your potential to the test in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow with one of Europe’s most ambitious fintech teams.
#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.
We're seeking a Lead Software Engineer to join our Customer domain team, where you'll build the Scalapay Card that will revolutionise how our customers pay. You'll help drive a critical strategic initiative to increase payment frequency and become customers' top-of-mind payment solution across Southern Europe.
Key Responsibilities:Lead the design and development of the Scalapay Card product - a charge card enabling customers to pay now, pay in 3/4, or access flexible payment options anywhere. You'll create scalable solutions that integrate card issuing, payment processing, wallet functionality, and embedded credit features. Working in an autonomous, Agile environment, you'll have end-to-end ownership of projects while collaborating with and mentoring a talented engineering team.
Key Responsibilities- Provide technical leadership for the development team
- Design and build the Scalapay Card platform enabling pay now and pay later functionality anywhere
- Develop responsive, intuitive mobile and web interfaces for card management, spending controls, and payment experiences
- Create clean, well-structured RESTful APIs integrating card issuing partners, payment networks, and core Scalapay platform
- Drive innovation in card onboarding, activation, transaction processing, and customer controls
- Implement robust security, fraud prevention, and PCI-DSS compliance measures for card operations
- Build wallet features supporting multiple payment methods and embedded credit
- Partner with Risk, Payment, and Infrastructure teams to ensure reliability and regulatory compliance
- Mentor engineers and establish best practices for fintech product development
- Ensure quality through comprehensive testing, monitoring, and automation
- Collaborate with product and design teams to deliver exceptional customer payment experiences
- Participate in all phases of the development lifecycle
- Bachelor's degree in Computer Science or related field
- 8+ years of professional software development experience
- Strong expertise in JavaScript, Node.js, relational databases, and CI/CD tooling
- Experience with modern front-end development practices (responsive design, state management, performance optimization)
- Proven experience leading software and QA engineering teams
- Passion for software design best practices and clean code
- Track record of successful project delivery
- Experience building payment, card issuing, or fintech products strongly preferred
- Understanding of payment networks, card schemes (Visa/Mastercard), and issuing processes preferred
- Knowledge of financial services regulations, PCI-DSS, and data security standards preferred
- Experience in developing customer facing mobile applications preferred
- Exceptional full-stack development skills with strong front-end expertise
- Deep understanding of customer payment experiences and fintech product development
- Security-first mindset with appreciation for regulatory compliance requirements
- Bias for action with a great attitude
- Strong leadership and mentoring capabilities
- Ability to work effectively with cross-functional teams including Risk, Compliance, and Payment domains
- Collaborate with industry leaders focused on exceptional merchant and user experience
- Direct impact on how thousands of European merchants offer BNPL solutions
- Accelerate your professional growth with ownership of product delivery
- Work in a lean, people-focused Agile environment
- Access to latest technologies with room for creative input
- Personalised support to accelerate your professional growth and take ownership of the products you deliver: we want to help you grow!
- Flexible work arrangements supporting work-life balance
- A quick chat with one of our Talent Acquisition team members
- The first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation
- A case study to test your hard skills
- A final chat with Simone, our CEO
Want to learn more? Don't hesitate to explore our Careers website, our LinkedIn and Glassdoor pages.
Pro tip: send your CV in English 😉
Super Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes.
Top Skills
What We Do
Scalapay is an innovative payment method which allows a customer to defer payments through 3 or 4 interest-free installments. The buy now pay later service is available in over 7.000 physical stores and in the e-stores of more than 5.000 brands. The cost of the service is totally free for the customer and is financed by a commission applied to retailers who are immediately paid for their product. Scalapays’ service has seen a 48% increase in the average order value, an increase in cart conversion, and a decrease in its abandonment rate. Over a period of three months, 65% of platform users return to the store or e-commerce they purchased from using Scalapay







