The Role
The Lead Software Development Engineer will guide backend development, mentor team members, manage projects, and optimize system performance in banking technology.
Summary Generated by Built In
About us Build the future of banking.
Zeta is a next-generation banking technology company providing cloud-native, fully stackable processing and core banking platforms for issuers. With a focus on scalability, compliance, and innovation, Zeta empowers financial institutions to modernize their technology infrastructure and deliver secure, seamless digital banking experiences.
Our impact runs at real-world scale. Today, over 25 million cards are live on Zeta-powered platforms across 7 countries, supported by a passionate team of 1,700+ Zetanauts across India, the US, EMEA, and Asia. Backed by SoftBank Vision Fund, Mastercard, and other reputed strategic investors, we reached a valuation of $2 billion in 2025.
Our focus is on establishing product lines that focus on key outcomes by addressing real customer pain points, modernizing legacy systems, and strengthening core fundamentals. As a result, our systems and platforms support a wide range of banking and payments capabilities, including:
1. Tachyon, our cloud-native banking stack built for population-scale systems
2. Cipher, our unified authentication platform for secure, high-volume banking environments
3. Digital Credit as a Service, enabling banks to launch credit lines on UPI
4. Elena, our intelligent and conversational AI platform for banking
5. Pixel, India’s first digital-native credit card, launched in partnership with HDFC Bank, for whom we also revamped their PayZapp mobile app: Winner of the Celent Model Bank Award for Payments Innovation 2024
6. Sparrow, the leading card experience for non-prime cardholders in the US
…and more across cards, payments, lending, and core banking.
We are an engineering-first organization that values ownership, bias for action, and long-term thinking. Together, we solve some of the hardest problems in banking tech. Our culture is built around trust, collaboration, and creating the conditions for you to drive impact proportionate to your potential. Reinforcing our commitment to creating an inclusive and supportive workplace, we have been consistently recognized as a Great Place to Work.
If you want to build cutting-edge banking tech that enables banks to serve millions reliably, securely, and at a population scale, Zeta is your playground.
If you would like to learn more about how we have grown and evolved over the years, watch our journey here. You can also explore our website and follow us on LinkedIn, Instagram,YouTube, and X.
Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success.
About the Role
As a Lead Software Developer, you will play a pivotal role in shaping the architecture, implementing best practices, and driving the technical direction of our backend development efforts.
Responsibilities
- Technical Leadership: Provide technical leadership to the development team. Guide and mentor junior developers.
- Project Management: Lead the planning, execution, and delivery of software projects. Work closely with project managers and stakeholders to define project scope, goals, and deliverables.
- Architecture and Design: Define and implement software architecture. Make high-level design choices and dictate technical standards. Collaborate with other team members on design and implementation decisions.
- Coding and Development: Participate actively in coding and development activities. Ensure code quality through code reviews and best practices. Debug and resolve complex technical issues.
- Team Collaboration: Foster a collaborative and positive team environment. Coordinate with cross-functional teams, including product management, quality assurance, and operations.
- Process Improvement: Identify opportunities for process improvement and drive the implementation of best practices. Continuously evaluate and improve development processes.
- Technology Stack: Have a strong understanding and experience with the relevant technology stack. Evaluate and introduce new technologies that enhance the development process.
- Code Reviews and Standards: Enforce coding standards and conduct regular code reviews. Ensure that code is well-documented and maintainable.
- Risk Management: Identify and mitigate technical risks. Anticipate issues and proactively address them.
- Communication: Communicate effectively with team members, management, and stakeholders. Provide regular updates on project status, challenges, and successes.
- Strategic Planning: Contribute to the strategic planning of software development initiatives. Align development efforts with overall business goals.
- Quality Assurance: Collaborate with QA teams to ensure the delivery of high-quality software. Participate in the creation and execution of test plans.
- Documentation: Ensure thorough documentation of software architecture, design, and processes.
- Performance Monitoring: Monitor and optimize the performance of applications. Address scalability and performance issues.
- Customer Focus: Understand and prioritize customer needs. Ensure that software solutions meet or exceed customer expectations.
- Training and Development: Facilitate the continuous learning and development of team members. Stay informed about industry advancements and encourage skill development within the team.
Skills
- Technical Leadership: Provide technical leadership and guidance to a team of backend developers. Collaborate with cross-functional teams to define technical strategies and solutions.
- System Architecture: Design, implement, and maintain scalable and high-performance backend architectures.
- Backend Development: Lead the development of backend services, APIs, and business logic. Write clean, maintainable, and efficient code to meet business requirements.
- Code Reviews and Quality Assurance: Conduct code reviews to ensure adherence to coding standards and best practices. Implement and enforce quality assurance processes to deliver high-quality software.
- Team Collaboration: Collaborate closely with frontend developers, product managers, and other stakeholders to deliver end-to-end solutions. Foster a collaborative and innovative development environment.
- Performance Optimization: Identify and address performance bottlenecks in the backend systems. Optimize code and database queries for improved system efficiency.
- Security: Implement and enforce security best practices in backend development. Stay informed about the latest security threats and ensure the application is protected against potential vulnerabilities.
- Documentation: Create and maintain comprehensive technical documentation for backend systems. Ensure documentation is up-to-date and accessible to the development team.
Experience And Qualifications
- 7+ years of experience in software development and delivery.
- Experience in working on Java, Spring, REST, SQL (PostgreSQL or MYSQL) Messaging systems, ELK stack, microservices is required.
- Great design and problem solving skills with a strong basis for architecting performance, scalability, security and reliability.
- Deep understanding of OOAD, efficient data structures and algorithms.
- Knowledge of Cloud technologies like AWS/Google Cloud, Azure, OpenStack.
Equal Opportunity
Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success.
Skills Required
- 7+ years of experience in software development and delivery
- Experience in working on Java, Spring, REST, SQL (PostgreSQL or MYSQL), Messaging systems, ELK stack, microservices
- Knowledge of Cloud technologies like AWS/Google Cloud, Azure, OpenStack
Zeta Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Zeta and has not been reviewed or approved by Zeta.
-
Fair & Transparent Compensation — Pay is considered competitive for some roles and markets, with market-aligned offers in certain senior or U.S.-based positions. Overall compensation tends to be seen as fine-to-good rather than top-tier.
-
Parental & Family Support — Parental leave, adoption/fertility support, and childcare coverage are part of the package. These offerings contribute to a well-rounded family support mix even if specifics vary by location.
-
Wellbeing & Lifestyle Benefits — Flexible hours, paid volunteer time, public-transport incentives, concierge services, and workplace perks are highlighted. These lifestyle-oriented perks add breadth beyond core pay and health coverage.
Zeta Insights
Am I A Good Fit?
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.
Success! Refresh the page to see how your skills align with this role.
The Company
What We Do
Founded in 2015, Zeta is a provider of next-gen credit card processing platform. Zeta’s cloud-native and fully API-enabled stack offers a comprehensive range of capabilities, including processing, issuing, lending, core banking, fraud detection, and loyalty programs. With a strong focus on technology, Zeta has over 1700+ employees and contractors, with more than 70% dedicated to technology roles. Operating across the US, UK, Middle East, and Asia, Zeta has served a global customer base of 35+ clients who have issued over 15 million cards on Zeta's platform to date. Backed by prominent investors such as Softbank Vision Fund 2 and Mastercard, Zeta has raised $280 million, at a valuation of $1.5 billion.
