Wells Fargo is seeking a Lead Risk Analytics Consultant to join Finance Independent Risk Management. This role provides independent oversight of regulatory capital, data quality, controls, and capital adequacy, with a focus on Wholesale, Securitization and Equity workstreams and implementation of final Basel III Expanded Risk Based Approach (ERBA) requirements.
The consultant will provide technical expertise and effective challenge of regulatory capital interpretations, methodologies, models, data, controls, and results. This role partners closely with Finance, Regulatory Interpretation, Data Management, and line-of-business stakeholders to support compliance with capital rules and the integrity of capital outcomes.
In this role, you will:
- Lead complex risk analytics and regulatory capital oversight activities.
- Provide guidance and effective challenge related to regulatory capital, RWA treatment, and Basel requirements.
- Review regulatory interpretations, assess RWA (Risk Weighted Assests) impacts, and recommend risk positions.
- Review significant transactions, portfolio changes, and supporting documentation for Basel classification and capital treatment.
- Support Basel III Endgame implementation, impact assessments, and related governance.
- Analyze, source, and validate data supporting regulatory capital and risk analysis.
- Assess data quality, controls, Basel model monitoring results, and capital adequacy.
- Review capital results, reconciliations, variance analysis, and RWA forecasts.
- Identify, escalate, and monitor risks impacting capital accuracy and reliability.
- Review changes to data sources, transformations, models, business initiatives, and products for regulatory compliance and risk.
- Provide oversight and challenge of strategic data sourcing and Axiom capital calculator implementation.
- Communicate complex risk and regulatory topics clearly and collaborate across stakeholders.
Required Qualifications:
- 5+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Experience with the Basel Rule Framework is required. Experience may include Basel-related regulatory reporting, regulatory capital, RWA, rule governance, modeling, or related analysis.
Desired Qualifications:
- Experience sourcing, mining, analyzing, and manipulating large or complex data sets, including the ability to query and slice data using SQL, Excel, or similar analytical tools.
- Experience leading complex risk analytics and regulatory capital oversight activities.
- Proven communication skills with the ability to influence, develop, partner with, and maintain collaborative relations at all levels within the organization.
- Knowledge of the infrastructure needed to support financial risk management.
- Strong leadership and influencing skills with experience driving alignment and results in complex, matrixed environments.
- Ability to operate independently, work with a sense of urgency, and build strong internal and external relationships.
- M.B.A., Master's degree, CPA or CFA preferred.
Job Expectations:
- Must be able to work from the approved job posting location: 401 S. Tryon Street - Charlotte, North Carolina
- Relocation assistance is not available for this position.
- This position currently offers a hybrid work schedule.
- This position is not eligible for VISA sponsorship.
- Specific compliance policies may apply regarding outside activities and/or personal investing; affected employees will be expected to provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired. Information will be shared about expectations during the recruitment process
Posting End Date:
19 Oct 2026
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.
#BI-Hybrid
Skills Required
- 5+ years of risk analytics experience or equivalent experience, training, military experience, or education
- Experience with the Basel Rule Framework, including regulatory reporting, regulatory capital, RWA, rule governance, modeling, or related analysis
- Experience sourcing, mining, analyzing, and manipulating large or complex datasets using SQL, Excel, or similar analytical tools
- Experience leading complex risk analytics and regulatory capital oversight activities
- Strong communication, leadership, influencing, collaboration, and relationship-building skills
- Knowledge of infrastructure supporting financial risk management
- Ability to operate independently and drive alignment in complex, matrixed environments
- MBA, master's degree, CPA, or CFA
- Ability to work from the approved location in Charlotte, North Carolina
Wells Fargo Compensation & Benefits Highlights
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Retirement Support — Retirement offerings are highlighted by a strong 401(k) with employer matching and added options like after‑tax contributions and an employee stock purchase plan, supporting long‑term savings. These features are presented as competitive elements of the total rewards package.
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Healthcare Strength — Medical, dental, and vision coverage are described as comprehensive, often starting on day one for eligible employees, with HSAs/FSAs, wellness incentives, and mental health resources available. Specialized care options, including fertility support, further enhance the health offering.
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Parental & Family Support — Paid parental leave of notable duration is available from the start of employment, alongside adoption/surrogacy/fertility programs. Caregiving and backup care resources deepen the family-oriented support.
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What We Do
Wells Fargo & Company (NYSE: WFC) is a leading financial services company that has approximately $2.2 trillion in assets. We provide a diversified set of banking, investment and mortgage products and services, as well as consumer and commercial finance, through our four reportable operating segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth & Investment Management. Wells Fargo ranked No. 33 on Fortune’s 2025 rankings of America’s largest corporations. Our technology professionals drive innovation, information security, and big data analytics while maintaining a network that handles more than 12 billion customer interactions a year. Join us! Are you looking for more? Find it here. At Wells Fargo, we're more than a financial services leader – we’re a global trailblazer committed to driving innovation, empowering communities, and helping our customers succeed. We believe that a meaningful career is much more than just a job – it’s about finding all of the elements to help you thrive, in one place. Living the Well Life means you’re supported in life, not just work. It means having robust benefits, competitive compensation, and programs designed to help you find work-life balance and well-being. You’ll be rewarded for investing in your community, celebrated for being your authentic self, and empowered to grow. And we’re recognized for it — Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.” All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. © 2026 Wells Fargo Bank, N.A. All rights reserved. Member FDIC.
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We're known for our “Well Life” approach to supporting employees’ career aspirations, work-life balance, and mental and physical health. Wells Fargo continues to rank on the LinkedIn Top Companies lists of best workplaces “to grow your career.”
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