Latam FinCrime Product Compliance and Risk Manager

Posted 21 Days Ago
Be an Early Applicant
São Paulo, BRA
Hybrid
Entry level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Manage financial crime compliance for Wise’s Brazilian products and partnerships. Translate BCB and CMN regulations into scalable KYC, AML, and anti-fraud controls in collaboration with Product and Engineering. Conduct risk assessments, oversee remediation, support audits and partner due diligence, monitor the control environment, and represent Wise with banking partners and Brazil’s Central Bank. The role requires fluent English and Portuguese, strong Brazilian FinCrime regulatory expertise, and technical fluency.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Wise is pioneering a new era of cross-border finance. As we expand our footprint in Brazil, we are looking for a FinCrime Product Compliance Manager to join our team.

In this Individual Contributor (IC), role you will be the bridge between complex Brazilian Financial Crime regulations and our Product/Engineering teams. Your mission is to enable the launch of innovative products and partnerships while ensuring our FinCrime risk profile is managed through robust, scalable, and customer-centric controls. You will ensure that Wise Brazil remains compliant with BCB Circular 3,978/2020 and other key regulations without compromising the seamless experience our customers expect.

 

Your Mission

  • Enable Growth: Support the Brazil and Global Platform teams in launching new products and partnerships by deeply understanding FinCrime risks and designing associated controls.

  • 1LOD Ownership: Act as a hands-on compliance partner within the product development cycle, translating regulatory requirements into technical specifications for engineers and product managers.

  • Risk Management: Identify, mitigate, and oversee the FinCrime control environment, ensuring that our Brazilian offering adheres to both local mandates and Wise’s global risk appetite.

 

Key Responsibilities

Control Design & Product Innovation

  • Collaborate with Product Managers and Engineers to design KYC, AML, and Anti-Fraud controls that are practical, scalable, and customer-oriented.

  • Perform pre-launch and ongoing FinCrime risk assessments for new products and features.

  • Ensure controls scale with the product by developing automated monitoring processes to mitigate financial crime risk effectively.

Regulatory Risk & Advisory

  • Provide expert advice on existing and forthcoming BCB and CMN regulations (e.g., Circular 3,978/2020, among others).

  • Translate "regulatory problems" into technical opportunities, helping teams build risk-based products from the ground up.

  • Collaborate with 2LOD (Compliance) to stay ahead of regulatory shifts and ensure the Product team is aligned with current guidance.

Audit, Remediation & External Relations

  • Issue Management: Oversee the remediation of FinCrime-related issues and ensure timely mitigation of regulatory risks.

  • Audit Representation: Lead responses to regulatory audits and partner due diligence; challenge findings where necessary in collaboration with 2LOD.

  • External Stakeholders: Represent Wise in meetings with Banking Partners and the Central Bank of Brazil (BCB), articulating our FinCrime framework and product logic with clarity.

 

What this role offers

  • The chance to work at the heart of the product development cycle in one of the world’s fastest-growing Fintechs.

  • Direct impact on how millions of customers move and manage money in Brazil.

  • A high-autonomy environment where you are empowered to lead solution designs for complex regulatory landscapes.

 

Qualifications

  • Expertise: Deep knowledge of Brazilian FinCrime regulations (specifically BCB Circular 3,978/2020) and their application in Payment Institutions and FX markets.
  • Technical Fluency: Ability to communicate effectively with Engineers and Product Managers, providing actionable recommendations rather than just quoting policy.

  • Problem Solver: A data-driven approach to compliance, using regulations to drive smart business decisions.

  • Ownership: A natural owner who drives projects from inception to completion with extreme attention to detail.

  • Bilingual: Fluent in English and Portuguese (mandatory).

  • Global Mindset: Comfortable working across time zones with a collaborative, "think outside the box" spirit.

Bonus Skills:

  • Experience with B2B partnership compliance.

  • Familiarity with CVM regulations or investment management compliance.

  • Proficiency in Jira, Confluence, or specialized Risk & Control software

Additional Information

*Please note, only resumes provided in English will be considered*

Our Benefits:

🚀 RSU’s in a rapidly growing company

💻 Flexible working model 

💪 An annual self-development budget

🩺 Health and dental allowance for you and your dependents

💝 Company-paid: Life Insurance, and an EAP program

☀️ Paid time off: 30 days vacation + 3 “Me” days + 1 volunteer day, annually

🏝️ A paid 6-week sabbatical leave after four years

👶🏼 8-weeks of paid parental leave, after a year with us and child care assistance

🚌 Transportation vouchers

🍕 Food (730 BRL per month) and meal (1,188 BRL per month) vouchers

🏋️ TotalPass access to 3,500 gyms and studios throughout Brazil

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Deep knowledge of Brazilian financial crime regulations, especially BCB Circular 3,978/2020, and their application to Payment Institutions and FX markets
  • Ability to communicate effectively with engineers and product managers and provide actionable compliance recommendations
  • Data-driven approach to compliance and financial crime risk management
  • Ability to take ownership of projects from inception through completion with strong attention to detail
  • Fluent English and Portuguese
  • Comfort working across time zones in a collaborative environment
  • Experience with B2B partnership compliance
  • Familiarity with CVM regulations or investment management compliance
  • Proficiency in Jira, Confluence, or specialized risk and control software

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Leave & Time Off Breadth — U.S. materials describe extensive paid leave (PTO, sick time, holidays, “Me Days,” volunteer and compassionate leave) plus a paid six‑week sabbatical after four years. Feedback suggests the time‑off package is a standout element of the offering.
  • Parental & Family Support — Benefits information highlights up to 18 weeks of fully paid parental leave in many locations, with clear tenure qualifiers in some markets. Feedback suggests these policies are robust and a notable strength.
  • Equity Value & Accessibility — Company and job-posting materials indicate RSUs are a regular part of compensation, with a shift toward RSUs since 2022. Feedback suggests the equity component is a relatively substantial part of total rewards.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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