The Kijang Graduate Programme - Cohort 10.0 (September 2026)

Be a part of our prestigious Kijang Graduate Programme (KGP). 

We are seeking passionate fresh graduates with less than one year of working experience.
We're excited to receive your application!

_________________________________

The Kijang Graduate Programme (KGP) is an initiative by Bank Negara Malaysia designed to provide graduates with a unique perspective on the central bank's various roles in developing the country. KGP provides unique exposure to Bank Negara Malaysia's diverse roles in shaping the nation. We offer three tracks under this programme, namely the Graduate Analyst, the Supervision Graduate Analyst, and the Digital Graduate Analyst tracks.
 

Programme Features

• Onboarding Program: A two-week onboarding programme centered on the Bank, its key functions, and its culture and values.
• Mentorship: Each Graduate Analyst will be assigned a mentor to help them grow and achieve their career goals.
• Networking Events: Informal networking events (virtual or in-person) to build relationships with other Graduate Analysts and employees at the Bank.
• Development Support: Structured Development Support Programme that includes access to online learning resources, a dedicated buddy for informal guidance, and regular check-ins to align your progress with career goals.

Why Join Us?

• Shape The Nation 
  We are Malaysia’s central bank and financial regulator with the mandate to foster a stable and enabling environment for the economy and financial sector. Your work here will help us serve Malaysians better.
• Gain a unique perspective
  Our work spans a wide range of areas, such as monetary policy, banking and insurance regulation, financial sector development, consumer protection and financial markets. This provides a breadth of exposure that few organisations can offer.
• Develop your career
  We have an established track record of investing in our people. We offer various development opportunities such as scholarships, professional certification support, capacity-building programmes for central banking skills, as well as secondments to global institutions and public sector agencies.
• Join an inclusive environment
  We want our organisation to reflect the society that we serve. We strive to create an open, inclusive and diverse environment, where different perspectives are welcomed and rewarded.
• Enjoy comprehensive rewards
  We take pride in recruiting and retaining top talents. We ensure that our remuneration package remains competitive, complemented with other financial and non-financial benefits as well as flexible working arrangements.

KGP offers a comprehensive package designed to support and develop graduates throughout their journey. Here are some key components of the package:

• Competitive Salary:
  Graduates receive a competitive salary that aligns with industry standards.
• Training and Development: 
  The programme includes extensive training and development opportunities, including rotations across different sectors/departments, mentorship, and networking events.
• Permanent Role: 
  Upon successful completion of the programme, graduates may be offered a permanent role at Bank Negara Malaysia.
• Benefits: 
  Graduates are entitled to various benefits, including health insurance, leave entitlements, and other employee benefits provided by Bank Negara Malaysia.

KGP has been honoured as Malaysia’s Best Graduate Management Programme by the GRADUAN Brands Award and the TalentCorp LIFE AT WORK (LAWA) Awards
For more detailed information, you can visit the Bank Negara Malaysia Career website.
📌 Note : Only shortlisted candidates will be notified.

Graduate Analyst

The Graduate Analyst track provides you with a holistic experience of central banking work. You will be rotated across the Bank's three sectors over 18 months, allowing you to discover the possible range of career paths with us:

Monetary Stability

• The work in this Sector aims to ensure that the Bank’s monetary policy preserves stability in the general level of prices of goods and services, taking into consideration broader economic developments. Key focus areas include economic surveillance and research, monetary operations, as well as financial and foreign exchange markets.
• We also undertake policy advisory efforts and international engagements, addressing both immediate-term and structural issues that affect the Malaysian economy. The sector also has operational responsibilities over critical databases that support the Bank’s decision-making.
• The teams in this Sector have an array of responsibilities – ranging from strategy, surveillance, research, policy advisory, treasury operations, negotiations to data management and analytics. As a Graduate Analyst, you will have the opportunity to play a vital role in at least one of these teams.

Financial Stability

• The work in this Sector contributes to a range of objectives. These include detecting emerging vulnerabilities in the financial system, supervising financial institutions, safeguarding the interests of financial consumers, combating money laundering and terrorism financing, as well as designing regulatory reforms for a safer and stronger future.
• Alongside this, we also aim to foster the right environment for a progressive, vibrant and sustainable financial sector. We deal with frontier issues that shape the financial sector, such as digitalisation, financial inclusion, Islamic finance and climate change.
• Reflecting the breadth of the work, various teams in the Bank support these outcomes. Each has a distinct role – whether in strategy, policy, supervision, enforcement, analytics, operations, or external engagements. As a Graduate Analyst, you will have the opportunity to play a vital role in at least one of these teams.

Corporate Management

• The Bank is always engaging the public and other external stakeholders, be it to inform or to instill confidence. The work ranges from strategic communications, financial education, outreach, and various touchpoints with the general public.
• We believe strongly in organisational development, aiming to ensure that our people perform at the highest level. Areas of focus include talent management, as well as learning and development.
• The Bank’s internal operations are also crucial, anchored on ensuring the smooth running of the organisation’s day-to-day activities. These include currency management, legal advisory, risk management and finance.
• As a Graduate Analyst, you will have the opportunity to be involved in at least one of these teams. Your time in the Corporate Management Sector will ensure that you obtain an end-to-end experience of central banking – enabling you to appreciate not only what the Bank does, but also gain a holistic picture of what it takes to help the entire organisation succeed.

Supervision Graduate Analyst

The Supervision Graduate Analyst track provides you with the broadest exposure to the financial services industry. You will have first-hand exposure to the operations and intricacies of financial institutions, develop strong risk assessment capabilities, and gain a comprehensive understanding of the interlinkages between the financial stability mandate and other mandates of the Bank. Over the course of 18 months, you will be rotated across the Bank’s supervision functions, providing you with the opportunity to engage with industry leaders and experts as well as preparing you for a fulfilling career as a Supervisor.

Supervision Sector

• In Bank Negara Malaysia, the role of supervision is to preserve the stability and integrity of our financial system by ensuring the safety and soundness of financial institutions. Using a risk-based supervision framework, we conduct continuous surveillance and risk assessments on financial institutions to ensure that any vulnerabilities are addressed and emerging risks are pre-emptively identified. We also support the development of the financial sector, particularly in the areas of digitalisation, financial inclusion, climate change and Islamic finance.
   
• A summary of the relevant responsibilities of departments with supervision functions:
  • Banking Supervision 1
    • Supervision of 8 domestic banking groups encompassing their conventional, Islamic, and investment banking businesses as well as overseas branches/subsidiaries. We also review the operational readiness of digital banks.
  • Banking Supervision 2
    • Supervision of foreign banks, stand-alone investment banks, all Islamic banks including Islamic banking subsidiaries of foreign banks, and development financial institutions.
  • Insurance and Takaful Supervision
    • Supervision of insurance companies, reinsurance companies, takaful operators and retakaful operators.
  • Technology and Cyber Supervision
    • Risk specialist teams providing in-depth analysis to support supervision and policy development – credit risk, market risk, operational risk, technology risk and cyber risk.
    • IT supervision of banks, insurers and takaful operators.
  • Payment Services Supervision
    • Supervision of payment systems operators (e.g., RENTAS, PayNet), payment services regulatees (e.g., e-money issuers, non-bank payment cards, merchant acquirers) as well as money services business (e.g., money changers, remittance service providers).
  • Financial Intelligence
    • Supervision of the designated non-financial businesses and professions (DNFBPs) and non-bank financial institutions (NBFIs) consisting of 13 sectors e.g., lawyers and accountants to ensure compliance to the anti-money laundering and countering financing of terrorism (AML/CFT) reporting obligations.
  • Consumer and Market Conduct Department
    • Supervision of all banks, development financial institutions, insurance companies, takaful operators, insurance and takaful brokers, financial advisers, money brokers and loss adjusters to ensure compliance to the Bank’s standards and policies on fair treatment of financial consumers.

Digital Graduate Analyst

The Digital Graduate Analyst track provides you with a focused exposure to the central bank’s digital infrastructures and technology resilience in the financial sector. You will be rotated across three of the Bank’s digital and technology teams over 18 months, offering you in-depth experience into digital strategy and operations, IT risk and supervision, as well as data science work.

Digital & Technology Teams

• On the regulatory and supervisory front, the work engages with issues that may affect the financial sector – such as operational resilience, cybersecurity, as well as IT and technological risks. These include identifying potential vulnerabilities among these institutions and striving to be the Bank’s specialists on these risks.
• On the corporate front, the work ranges from exploratory work on digital innovation leveraging new technology, to the delivery of full-fledged solutions that are custom-built for the Bank’s operations – all aimed at empowering our stakeholders with IT tools and services that can help improve their productivity. We also focus on data science and analytics applications, cybersecurity and infrastructure operations to ensure that the technology ecosystem in the Bank is resilient, secure and dynamic in meeting the organisation’s rapidly evolving needs. This includes areas that are critical to the central bank’s functions, such as on data infrastructures, key financial market infrastructures and investment systems.