Junior Operations Analyst

Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure.

Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs, Visa, Mastercard, and American Express. We're putting together a world-class team to disrupt the $50 trillion cross-border B2B financial services industry by providing SMBs the financial strength to participate and win in the global economy.

We believe that successful companies and teams are directly correlated to a company's cultural DNA. At Tensec, we make a deliberate effort to create values and foster a culture able to unleash both human and organizational potential. We strongly believe that the best business results derive from teams that have a strong identification with a mission, push themselves to the edge, and love what they do.

The Tensec team is diverse and global, with members in San Francisco, New York, Miami, Monterrey, and Sao Paulo. We are funded by top venture capital firms such as Quiet Capital, Costanoa Ventures, Coinbase Ventures, Clocktower, WillowTree, and prolific angels such as Jason Pate (Chief Strategy Officer, Plaid), Bora Chung (ex-Chief Experience Officer, Bill.com and Board Member, Remitly).

We move fast, debrief quickly, and expect you to own your output. This is a dynamic company, we value speed and decisiveness over process. You'll have the context you need to make good decisions, and the autonomy to make them.

This role follows a hybrid model. We ask that you're in our Sao Paulo office 3 days per week.

As a Junior Operations Analyst, you'll support Tensec's Brazil operations team in executing and monitoring foreign exchange transactions for B2B clients, reviewing FX contracts, settlements, and closings for accuracy, and helping ensure every transaction complies with Central Bank (BCB/BACEN) regulation. On a given day, you might reconcile a batch of same-day FX closings against bank confirmations, flag a rate discrepancy before it becomes a client issue, and follow up with a partner bank to resolve a pending settlement.

This is an execution-focused, individual-contributor role, you'll own the accuracy and timeliness of the transactions in your queue rather than managing people or setting policy.

You will be working on BCB/BACEN in depth, a applying your knowledge on regulatory mechanics behind each transaction.

• Execute and monitor foreign exchange operations (buying and selling foreign currency) for B2B clients, ensuring compliance with Central Bank (BCB/BACEN) regulations

• Review and process FX contracts, settlements, and closings, ensuring accuracy of rates, amounts, and deadlines

• Monitor FX market rates and movements to support operational decisions

• Support KYC/KYB and client due diligence processes related to FX operations

• Serve as a point of contact with partner banks, brokerages, and internal teams (compliance, product, sales) to resolve operational issues

• Identify opportunities to improve processes and automate FX routines

• 1+ years of experience in FX operations, treasury, a trading desk, or the international/back-office area of a financial institution, fintech, or trading company

• Knowledge of Brazilian FX regulations (BCB/BACEN) and familiarity with FX contracts

• Strong analytical skills and attention to detail, especially under tight deadlines and high transaction volumes

• Proficiency in Excel/spreadsheets; knowledge of automation tools or SQL is a plus

• Intermediate English (communication with partners and international documentation)

• Collaborative, proactive mindset, comfortable in a fast-paced startup environment

• Experience with FX operations for logistics or foreign trade clients (nice to have)

• Prior experience at a fintech, digital bank, or international payments company (nice to have)

• Knowledge of KYB/KYC and anti-money laundering (AML) processes (nice to have)

• Genuine fluency in how cross-border trade and freight actually work, not just what the pitch deck says

• High agency, when something is unclear or broken in your queue, you fix it without waiting for a playbook

• A commercial and product mindset in equal measure: you care what closes, and you care what gets built next

• Competitive base salary

• Health insurance

• Meal vouchers

• Paid time off and local statutory holidays

• Learning and development budget

This role follows a hybrid model. We ask that you're in our Sao Paulo office 3 days per week.

Tensec is an Equal Opportunity Employer. We do not discriminate on the basis of race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, gender identity, or any other characteristic protected by federal, state, or local law.

Tensec is a diverse and inclusive company committed to growing a diverse and inclusive team. We invite people of all backgrounds and identities to apply. Additionally, we encourage everyone to share which pronouns you wish for us to use when addressing you (i.e., she/her, he/him, they/them).

We are committed to providing reasonable accommodations for qualified individuals with disabilities. Please let your recruiter know if you require an accommodation during the application or interview process.