CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.
Job Title: Junior Finance Officer
Job Type: Full Time/Hybrid
Level: Entry - Junior Level
Purpose Statement
We are seeking a detail-oriented and highly disciplined Junior Finance Officer to support the accuracy, integrity, and efficiency of our financial operations. This role is critical to ensuring that all financial transactions are recorded correctly, reconciliations are completed promptly, and financial data remains reliable for reporting and decision-making. You will play a key role in maintaining strong financial controls across daily operations, supporting reporting processes, and ensuring compliance with internal policies and regulatory standards. This position requires a high level of accuracy, accountability, and the ability to operate effectively in a fast-paced, transaction-heavy environment.
Responsibilities
Perform daily posting of financial transactions into the accounting system with accuracy and timeliness.
Conduct daily bank reconciliations, ensuring all transactions are properly recorded and discrepancies are promptly resolved.
Maintain and update the fixed asset register, ensuring proper tracking, tagging, and depreciation records.
Manage petty cash and cash advances, including disbursement, documentation, and reconciliation.
Assist in the preparation of monthly management accounts and financial reports.
Support accounts payable and receivable processes, ensuring timely invoicing and payments.
Maintain proper documentation and filing of financial records for audit and compliance purposes.
Assist with budget tracking and expense monitoring to ensure adherence to approved budgets.
Support internal and external audit processes by preparing required documentation and schedules.
Monitor and ensure compliance with financial policies, procedures, and internal controls.
Assist in preparing financial schedules, reconciliations, and variance analysis reports.
Support senior finance team members with ad-hoc financial analysis and reporting tasks.
Ensure accuracy and completeness of financial data across systems and reports.
Requirements
Bachelor’s degree in Finance, Accounting, Economics, or a related field.
Minimum 2 years of experience in finance roles in the Financial services/finTech industry.
Basic understanding of accounting principles and financial reporting.
Proficiency in Microsoft Excel and accounting software, especially QuickBooks.
Familiarity with Core Banking Systems is an added advantage.
ICAN (ATS / Foundation level / Part-qualified) or equivalent professional certification is an added advantage.
Maintain meticulous attention to detail to support accurate and timely financial reporting.
Good analytical and problem-solving skills.
Strong organizational and time management abilities.
Ability to work independently and within a team.
High level of integrity and professionalism.
Willing to resume immediately.
Benefits
Professional development opportunities.
A collaborative and inclusive work culture that fosters growth and innovation.
Opportunity to work with cutting-edge products and technologies.
Supportive and approachable management team dedicated to your success.
Skills Required
- Bachelor's degree in Finance, Accounting, Economics, or a related field.
- Minimum 2 years of experience in finance roles in the Financial services/finTech industry.
- Basic understanding of accounting principles and financial reporting.
- Proficiency in Microsoft Excel and QuickBooks.
- Familiarity with Core Banking Systems is an added advantage.
- ICAN (ATS / Foundation level / Part-qualified) or equivalent professional certification is an added advantage.
What We Do
CredPal is a fintech company based in Lagos, Nigeria, that provides buy now, pay later (BNPL) solutions for consumers and businesses across Africa. It integrates payments, savings, credit, and investments into one powerful platform, empowering individuals to achieve their financial goals and offering seamless credit access.
