As part of PayJoy’s Strategy & Corporate Development team, you’ll work closely with senior leadership to support high-impact strategic initiatives for PayJoy’s global business, such as new market entries, product launches, and M&A investments. You’ll dive deep into financial data, market trends, and business performance to deliver insights that guide critical business decisions. This role is for someone with strong analytical capabilities, extensive financial modeling experience, and comfort building executive-level presentations. It offers the opportunity to contribute meaningfully to PayJoy’s growth strategy in a collaborative, fast-paced environment.
Responsabilities:
Build complex financial models in Excel to support global strategic projects and investments, including valuation analyses, P&L forecasting, and scenario planning.
Evaluate M&A and investment opportunities, including analyzing target financials, preparing deal models, and coordinating cross-functional due diligence efforts.
Gather and analyze data from multiple sources – including internal performance data, market research, competitor benchmarks, expert interviews, customer surveys, etc. – and synthesize into clear, actionable insights.
Design presentation materials for internal strategy discussions, Board updates, investor presentations, and executive decision-making.
Partner cross-functionally with teams across finance, legal, product, operations, and sales, and across multiple geographies.
Qualifications:
Bachelor’s degree in Finance, Economics, Business, Engineering, or a related field.
1-3 years of experience in management consulting, investment banking, corporate strategy, or a related analytical role. Prior Fintech, banking, or consumer-credit experience is a strong plus, though not required.
Excel master: Expert-level proficiency in Excel, including the ability to construct sophisticated financial models for various purposes such as M&A valuation, financial forecasting, and data analytics.
Highly analytical: Excellent analytical and problem-solving skills with high attention to detail; capable of distilling complex analyses into clear and actionable insights. High comfort level using Claude and other AI tools to support analyses.
Financial-services exposure: Familiarity with how lending businesses and financial institutions operate, including payment and collection curves, cohort analysis, and core unit-economics and credit KPIs (LTV/NPV, loss rates, portfolio yield, etc.)
Ownership mentality: Highly organized, self-motivated, and comfortable managing multiple priorities at once in a fast-paced environment.
Effective communicator & collaborator: Experience working in cross-functional teams and comfortable engaging with senior audiences; able to craft compelling narratives (backed by robust data and analysis) to drive recommendations.
Bi-lingual: Written and spoken fluency in both English and Spanish is required (fluency in Portuguese is a plus).
Benefits:
- 100% Company-funded Health and dental and vision discount plan for employees and immediate family members.
- Life insurance.
- Phone finance, Headphone, home office equipment and wellness perks.
- 30 days of Christmas bonus.
- 20 days paid Vacation.
- 50% Vacation premium.
- 13% Saving funds.
- $2,000 MXN monthly grocery coupons.
- $2,000 USD annual Co-working Travel perk.
- $2,000 USD annual Professional Development perk.
Skills Required
- Bachelor's degree in Finance, Economics, Business, Engineering, or a related field.
- 1-3 years experience in management consulting, investment banking, corporate strategy, or a related analytical role.
- Expert-level proficiency in Excel, including building sophisticated financial and deal models.
- High comfort using Claude and other AI tools to support analyses.
- Familiarity with lending business metrics and credit KPIs (cohort analysis, LTV/NPV, loss rates, portfolio yield).
- Strong analytical and problem-solving skills with high attention to detail.
- Experience evaluating M&A and investment opportunities, preparing deal models, and supporting due diligence.
- Experience designing executive-level presentations and communicating with senior audiences.
- Written and spoken fluency in English and Spanish.
- Ownership mentality; highly organized and able to manage multiple priorities in a fast-paced environment.
- Familiarity with machine learning, data science, or anti-fraud AI concepts (supportive for analyses).
- Fluency in Portuguese.
PayJoy Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about PayJoy and has not been reviewed or approved by PayJoy.
-
Fair & Transparent Compensation — Pay is considered market‑aligned for senior U.S. technical roles, and public salary bands help candidates benchmark and align expectations. Feedback suggests this transparency supports confidence that offers are competitive for role and location.
-
Healthcare Strength — Company‑paid basic medical, dental, vision, life, and disability coverage is emphasized as a standout element versus many startups. Feedback suggests this reduces out‑of‑pocket burden and strengthens the core benefits foundation.
-
Parental & Family Support — Paid parental leave and flexible hours are highlighted alongside dedicated time off. Feedback suggests these family‑oriented policies enhance the perceived completeness of the package.
PayJoy Insights
What We Do
PayJoy's mission is to deliver access to credit to the next billion people in emerging markets worldwide. Our unique mobile security technology gives customers the ability to afford their first smartphone on credit, using the phone itself as collateral, and then provides further access to credit to help weather life's unexpected financial surprises and climb the ladder of economic well-being. Founded in 2015, today PayJoy has reached millions of customers in a dozen countries around the globe, including Mexico, Brazil, Colombia, India, Kenya, and South Africa, and is on a strong growth path with support from major industry partners to bring credit to the next billion emerging consumers.
