As a Junior AML/CFT Officer, you will identify and investigate suspicious activities, analyze financial documents, communicate with customers, and support various teams to ensure compliance with anti-money laundering regulations.
Summary Generated by Built In
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75 (more about our culture here).
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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Join the Spanish team of AML /CFT officers, to perform operational controls and ensure our client base is not exposed to Money-laundering or Terrorist Financing risks.
As a Junior AML/CFT Officer, you will work closely with Monica, our AML/CFT Team Lead, to ensure a healthy customer base and combat financial crime in an innovative, fast-paced fintech environment.
👩💻🧑💻As a Junior AML/CFT Officer for the Spanish Market at Qonto, you will:
• Identify and investigate suspicious activity/flows through automated and manual alerts.
• Analyze financial documents and statements to identify any suspicious patterns.
• Communicate with the customers and counterparts in order to obtain key information.
• Support other teams such as Onboarding, Customer Service, and Banking Operations when there are suspicions regarding a customer.
• Work in alignment with the Financial Security team, who is in charge of declaring the cases handled by AML.
🤔 What you can expect
• A great team of 40+ AML Officers from 🇫🇷,🇮🇹,🇪🇸,🇩🇪;
• Responsibilities and decision-making;
• Hyper-growth & international environment;
• Exciting career opportunities;
• Continuous improvement of alert processing systems and fraud detection methods.
🤝 Your Future Manager
Her Path: With over six years of dedicated experience in the financial sector, Mónica has become an expert in AML/CFT. Her career trajectory at Qonto began as a Customer Success Manager, where she sharpened her skills in customer satisfaction and operational excellence.
Her progression to leading the Spanish & Portuguese AML/CFT team highlights her strategic vision and commitment to compliance. Her diverse background, including roles at Marsh & McLennan and legal training, equips her with a comprehensive perspective on risk management and compliance.
What she can bring to you: Mónica encourages autonomy, enabling her team to maintain high standards while fostering a collaborative environment. Her leadership style values clear communication and a structured approach, ensuring continuous learning and process improvement. Under her guidance, you'll find the support to grow professionally while contributing to safeguarding financial assets across international markets.
🏅About You
• Experience: You have up to 1 year of experience in the field (anti-money laundering, financial crime, etc.)
• Problem-solving: You have been trained in problem-structuring and analysis in a consulting firm or bank for at least 6 months
• Analytical mindset: You are comfortable with numbers and have a good command of Excel for day-to-day use
• Organizational skills: You are extremely rigorous and curious with investigative abilities
• Synthesis: You have a capacity for synthesis and know how to look at the big picture of your subjects
• Languages: You are fluent in both Spanish and English.
At Qonto, we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along!
At Qonto, we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick — who knows? You may have the missing piece of the puzzle we’ve been searching for all along.
By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.
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On average, our hiring process lasts 20 working days. More information on our candidate journey here
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🔒 Your security matters to us
Recruitment scams are on the rise. Keep in mind, we will never work with third-party platforms or agencies that request payment from candidates.If you receive a suspicious message claiming to be from Qonto, please report it right away ([email protected])
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