Jr. Private Credit Analyst

Posted 8 Hours Ago
Be an Early Applicant
Newport Beach, CA, USA
In-Office
103K-126K Annually
Junior
Financial Services
The Role
Supports analysis and monitoring of private fixed-income investments by evaluating issuer financial strength, repayment ability, portfolio performance, credit risks, and opportunities. Conducts industry and market research, translates quantitative and qualitative data into insights, and collaborates with senior analysts and legal teams on covenant compliance. The role offers exposure to corporate credit, private ABS, fund finance, infrastructure investments, and private equity.
Summary Generated by Built In

Job Description:

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own.
We’re actively seeking a talented Junior Credit Analyst to join our Private Asset Investment team in Newport Beach, CA. The Private Asset team manages a rapidly growing portfolio of over $
50 billion of AUM and operates within the Pacific Life Investment division that manages over $180B of AUM.
As a Junior Credit Analyst, you’ll play a key role in Pacific Life’s growth and long-term success by supporting the evaluation and management of existing private fixed income investments.  You will work closely within a team of senior analysts to analyze credit risk, monitor portfolio performance, and contribute to investment decisions. The Junior Analyst role is the first steppingstone to building a successful career as an investment professional. There will be opportunities to gain experience in various asset classes within the Investment division, including corporate credit, private ABS securities, fund finance, infrastructure debt and equity as well as private equity.
This role is on-site. You’ll work at our state-of-the-art Newport Beach headquarters. We believe in empowering our employees to get work done both in and out of the office.
This position will start Summer 2027. Specific start date to be determined.
How You Will Make An Impact

  • Support the credit analysis of private fixed-income investments including analyzing the overall financial strength and repayment ability of fixed-income issuers.
  • Monitor and report on the performance of portfolio investments, identifying potential risks and opportunities, and translating quantitative and qualitative monitoring data into actionable insights.
  • Collaborate with senior analysts to perform industry and market research.
  • Collaborate with our legal team to monitor the compliance of counterparties with deal covenants.

The Experience You Will Bring


  • Bachelor’s degree in finance, Economics, Accounting, or a related field < 2 years' experience
  • Strong analytical and quantitative skills, with attention to detail
  • Excellent written and verbal communication skills
  • Ability to work collaboratively in a team environment and manage multiple tasks simultaneously
    What Will Make You Stand Out
  • Ability to be a self-starter with a curious mindset, capable of investigating complex issues, making connections, and uncovering insights.
  • Strong problem-solving skills and the ability to think critically and independently
  • Experience with fixed income investments
  • Familiarity with credit rating methodologies and risk assessment tools
  • Experience with financial statement analysis
  • Ability to multitask

Compensation

  • The base pay for this role is $ 91,700

You Can Be Who You Are.
We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife
Base Pay Range
The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.
Your Benefits Start Day 1
Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
  • Paid Parental Leave as well as an Adoption Assistance Program
  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

EEO Statement
Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Base Pay Range:

The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay.

$103,140.00 - $126,060.00

Your Benefits Start Day 1  
 

Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered.

  • Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents

  • Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off

  • Paid Parental Leave as well as an Adoption Assistance Program

  • Competitive 401k savings plan with company match and an additional contribution regardless of participation

You Can Be Who You Are

We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential.

What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife

EEO Statement:

Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Skills Required

  • Bachelor's degree in Finance, Economics, Accounting, or a related field
  • Less than 2 years of experience
  • Strong analytical and quantitative skills
  • Strong attention to detail
  • Excellent written and verbal communication skills
  • Ability to work collaboratively in a team environment
  • Ability to manage multiple tasks simultaneously
  • Self-starter with a curious mindset
  • Strong problem-solving and critical-thinking skills
  • Experience with fixed-income investments
  • Familiarity with credit-rating methodologies and risk-assessment tools
  • Experience with financial-statement analysis
  • Ability to multitask

Pacific Life Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Pacific Life and has not been reviewed or approved by Pacific Life.

  • Retirement Support — Retirement funding includes both an automatic company contribution and a dollar‑for‑dollar 401(k) match, positioned as a standout element of the package. Vesting is defined at three years in official materials.
  • Leave & Time Off Breadth — Time off is described as generous and scalable with tenure, complemented by multiple paid holidays and options to augment PTO. Paid parental leave and adoption assistance further extend coverage for families.
  • Wellbeing & Lifestyle Benefits — A flexible annual wellbeing reimbursement supports diverse needs alongside counseling resources and wellness tools. Day‑one eligibility for core coverages adds immediate lifestyle value.

Pacific Life Insights

Am I A Good Fit?
beta
Get Personalized Job Insights.
Our AI-powered fit analysis compares your resume with a job listing so you know if your skills & experience align.

The Company
HQ: Newport Beach, CA
3,447 Employees
Year Founded: 1868

What We Do

For more than 150 years, Pacific Life has helped millions of individuals and families with their financial needs through a wide range of life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans. Whether your goal is to protect loved ones or grow your assets for retirement, Pacific Life offers innovative products and services that provide value and financial security for current and future generations. Pacific Life counts more than half of the 100 largest U.S. companies as its clients and has been named one of the 2022 World’s Most Ethical Companies® by the Ethisphere Institute. For additional company information, including current financial strength ratings, visit www.PacificLife.com. Pacific Life refers to Pacific Life Insurance Company and its affiliates, including Pacific Life & Annuity Company. Client count as of June 2022 is compiled by Pacific Life using the 2022 FORTUNE 500® list. Learn more about Pacific Life: www.instagram.com/pacificlife www.twitter.com/pacificlife www.facebook.com/PacificLife www.youtube.com/user/PacificLifeInsurance Please review our social media guidelines: paclife.co/social

Similar Jobs

Block Logo Block

Account Executive

Blockchain • eCommerce • Fintech • Payments • Software • Financial Services • Cryptocurrency
In-Office or Remote
8 Locations
12000 Employees
30K-56K Hourly

Enverus Logo Enverus

Senior Analyst, Power Markets - Long-Term Forecasting (Modelling) - 26433

Big Data • Information Technology • Software • Analytics • Energy
In-Office or Remote
2 Locations
1800 Employees
Hybrid
San Diego, CA, USA
205000 Employees
37K-66K Hourly

Wells Fargo Logo Wells Fargo

Business Banker (LO) San Diego, CA

Fintech • Financial Services
Hybrid
Palm Desert, CA, USA
205000 Employees
28K-46K Annually

Similar Companies Hiring

Granted Thumbnail
Artificial Intelligence • Healthtech • Insurance • Mobile • Financial Services
New York, New York
23 Employees
Hanover Park Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
42 Employees
Onshore Thumbnail
Artificial Intelligence • Fintech • Software • Financial Services
New York, New York
85 Employees

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account