Overview of Citi:
Citi, the world’s leading global bank, has approximately 200 million customer accounts and a presence in more than 160 countries and jurisdictions worldwide. Citi provides consumers, corporations, governments, and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Citi enables clients to achieve their strategic financial objectives by providing them with cutting-edge ideas, best-in-class products and solutions, and unparalleled access to capital and liquidity.
Job Purpose
The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Job location
Pune
Job Responsibilities:
- Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
- Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
- Apply fundamental knowledge of programming languages for design specifications.
- Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
- Serve as advisor or coach to new or lower level analysts
- Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
- Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
- Has the ability to operate with a limited level of direct supervision.
- Can exercise independence of judgement and autonomy.
- Acts as SME to senior stakeholders and /or other team members.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
Job Qualifications:
- 3-5 years of relevant experience in the Financial Service industry and 6+ years of total experience
- Intermediate level experience in Applications Development role
- Consistently demonstrates clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Soft Skills and Competencies:
- Communication and Presentation - Excellent written and verbal communication skills along with very strong presentation skills
- Independent thinking- ability to work independently with a good experience of working with multiple teams across different geographies
- Flexibility- Candidate should be flexible and open to work to interact with global partners/teams or as per project demand.
- Proven ability to work creatively and analytically in a problem-solving environment demonstrating teamwork, innovation, and excellence.
- Quality- focused on driving quality every time and demonstrates highest attention to detail
Technical Competencies:
- Competent with a range of software and systems, including but not limited to Java/J2EE, Oracle PL SQL, micro Services and building/Integrating with APIs.
Educational Background:
• Bachelor’s degree and higher
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
Oracle Database and exposure to React
------------------------------------------------------
Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 3-5 years of relevant experience in the financial services industry
- 6+ years of total professional experience
- Intermediate-level experience in application development
- Proficiency with Java or J2EE
- Proficiency with Oracle PL/SQL and Oracle Database
- Experience with microservices and API integration
- Exposure to React
- Bachelor's degree or higher
- Clear written and verbal communication skills
- Problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or changing requirements
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
-
Healthcare Strength — Health coverage is presented as comprehensive, including free in-network preventive care, mental-health resources, and the Be Well Program. Materials also state new hires have access to health and insurance benefits from the outset.
-
Retirement Support — The retirement plan offers a $1-for-$1 match up to 6% of eligible pay. New employees are eligible for the plan, with automatic enrollment after 90 days if they do not enroll themselves.
-
Inclusive Benefits Coverage — Benefits highlight fertility treatment coverage, adoption/surrogacy reimbursement up to $30,000, and disability coverage. Coverage extends to spouses and domestic partners regardless of gender identity or sexuality, with gender-affirming care-related support noted.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.









