Job Description: The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.
Key Responsibilities:
- Full Lifecycle Application Development: Participate in all phases of the Software Development Life Cycle (SDLC)—including requirements analysis, design, development, testing, deployment, and post-production support—to build and enhance scalable applications and services.
- Standards & Secure Coding: Design and implement software solutions in strict adherence to established enterprise architecture, engineering standards, and secure coding best practices.
- Cross-Functional Collaboration: Partner closely with business stakeholders, architecture, and infrastructure teams to ensure technical implementations align with business requirements and organizational objectives.
- Testing & Release Support: Develop and execute comprehensive unit and integration test cases, support release and deployment activities, and produce detailed technical documentation.
- System Stability & Incident Resolution: Analyze and resolve complex technical issues, assist in troubleshooting production incidents, and maintain overall application stability and performance.
- Continuous Improvement: Identify and implement system enhancements and process optimizations to improve application functionality, performance, and maintainability.
- Code Quality & Knowledge Sharing: Conduct peer code reviews, mentor team members, and champion high standards for application quality, reliability, and maintainability.
Key Skillsets:
- Experience in requirement analysis, design/solutioning, impact assessment and effort estimation
- Experience in system analysis and Java/J2EE/Angular/Microservices programming of software applications
- Experience in managing and implementing successful projects
- Domain knowledge in Cards and Banking
- Subject Matter Expert (SME) in Customer Demographics and Account Servicing functionalities (CASA/Loans/TDs/Debit Cards), as well as knowledge in Financial applications (Payments & Transfers, Money Movements, etc..) and Workflow/Case Management systems
- Ability to quickly do prototyping of conceived solution and showcase to business during requirements stage
- Experience in using AI development tools like Devin, Co-pilot, etc
Qualifications:
- 3-5 years of relevant experience in the Financial Service industry
- Intermediate level experience in Applications Development role
- Consistently demonstrates clear and concise written and verbal communication
- Demonstrated problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
Education:
- Bachelor’s degree/University degree or equivalent experience
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Technology------------------------------------------------------
Job Family:Applications Development------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- 3-5 years of relevant experience in the financial services industry
- Intermediate-level experience in an applications development role
- Experience with requirements analysis, solution design, impact assessment, and effort estimation
- Experience with Java, J2EE, Angular, and microservices application development
- Experience managing and implementing successful projects
- Domain knowledge of cards and banking
- Subject matter expertise in customer demographics and account servicing, including CASA, loans, term deposits, and debit cards
- Knowledge of financial applications, payments, transfers, money movements, and workflow or case management systems
- Ability to rapidly prototype solutions and demonstrate them to business stakeholders
- Experience using AI development tools such as Devin or Copilot
- Clear and concise written and verbal communication skills
- Problem-solving and decision-making skills
- Ability to work under pressure and manage deadlines or changing requirements
- Bachelor's degree, university degree, or equivalent experience
What We Do
Citigroup is a global diversified financial services holding company serving consumers, corporations, governments and institutions. It provides consumer banking and credit, corporate and investment banking, securities brokerage, trade and securities services, and wealth management. Operating across nearly 160 countries and jurisdictions, Citi aims to be a leading partner for institutions with cross-border needs, a global wealth manager, and a valued personal bank in the United States.









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