International Payment Product Manager

Posted 7 Days Ago
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Shenzhen, Guangdong, CHN
In-Office
Mid level
HR Tech
The Role
Lead planning and implementation of international payment products including acquiring, cross-border payments, merchant backends, clearing/settlement, reconciliation, and chargeback. Design workflows for onboarding, routing, multi-currency settlement, and dispute resolution. Produce PRDs, flowcharts, and wireframes; collaborate with R&D, operations, finance, compliance, and risk; optimize channels and performance using transaction metrics; and track market trends to enhance competitiveness.
Summary Generated by Built In

On behalf of our client, a fast-growing Gaming company, we are seeking a dynamic International Payment Product Manager.

The International Payment Product Manager will be responsible for the planning and implementation of core products, including overseas acquiring, cross-border payments, merchant backend systems, and clearing and settlement. This role requires a deep understanding of overseas payment business scenarios, translating client needs, compliance requirements, and technical solutions into actionable product capabilities to support global business expansion.

Key Responsibilities

  • Conduct requirements analysis and product design for modules including acquiring, collection/disbursement (agency payments), payment gateways, merchant backends, clearing and settlement, reconciliation, and chargeback management.
  • Deliver tailored client payment solutions across cross-border e-commerce, gaming, SaaS, foreign trade, and other key industries.
  • Lead the productization, integration, and optimization of payment channels (banks, third-party payment providers, card schemes, local wallets, etc.).
  • Design core workflows including merchant onboarding, transaction routing, multi-currency settlement, account reconciliation, and dispute resolution.
  • Produce standard product documentation, including PRDs, flowcharts, wireframes, and business rules.
  • Collaborate closely with R&D, operations, finance, compliance, risk control, and other cross-functional teams to drive efficient product launches and iterations.
  • Continuously optimize product performance and user experience based on data metrics such as transaction volume, success rates, and refund rates.
  • Track overseas market trends and competitor activities to enhance product competitiveness.

Requirements

  • Bachelor's degree or above; majors in Finance, Computer Science, E-Commerce, International Trade, or related fields preferred.
  • 3+ years of product management experience; prior experience in cross-border payments, overseas acquiring, third-party payments, or clearing and settlement systems is preferred. Candidates with experience building payment products from 0 to 1 are highly preferred.
  • Familiarity with the end-to-end cross-border payment lifecycle (onboarding, transactions, settlement, reconciliation, risk control, etc.).
  • Knowledge of mainstream payment methods such as Visa/Mastercard, PayPal, and local wallets, as well as routing logic and multi-currency settlement mechanisms.
  • Strong product planning, requirements analysis, and documentation skills (PRDs, flowcharts, wireframes).
  • Excellent cross-departmental communication and project management abilities.
  • Data-driven mindset with the ability to leverage metrics for continuous optimization.
  • Fluent in Chinese and English.

What We Offer:

  • Full-time employment contract
  • Option to work fully remote

Skills Required

  • Bachelor's degree or above
  • 3+ years of product management experience
  • Prior experience in cross-border payments, overseas acquiring, third-party payments, or clearing and settlement systems
  • Familiarity with end-to-end cross-border payment lifecycle (onboarding, transactions, settlement, reconciliation, risk control)
  • Knowledge of Visa, Mastercard, PayPal, local wallets, routing logic, and multi-currency settlement mechanisms
  • Experience building payment products from 0 to 1
  • Strong product planning, requirements analysis, and documentation skills (PRDs, flowcharts, wireframes)
  • Excellent cross-departmental communication and project management abilities
  • Data-driven mindset with ability to leverage metrics for optimization
  • Fluent in Chinese and English
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The Company
Dubai
26 Employees
Year Founded: 2022

What We Do

Lestars Management Consultancy LLC has been incorporated in March 2022 in Dubai, United Arab Emirates. This is a platform which seeks to become a real business partner that assist clients in pursuing Global Business Development. Since the founding of the firm, every consultant at M/s Lestars Management Consultancy LLC is striving to provide consulting services that makes us a “Real Business Partner” for our clients. We are one place for all business solutions. We assist business’s operations to provide a smooth working environment for obtaining the goals and objectives by using minimum and cost effective resources. No matters how difficult the challenge or how long the process to provide the best solution, we thoroughly examine our clients’ operations to enables them to achieve their goals, based on their extensive experience and knowledge accumulated through serving clients operating in every industrial sector. we deliver the best practice to each client, taking account of different culture aspects and business customs of each country. It is our policy to continue to work closely with each client with a sense of commitments on a long term basis to ensure that the best practice are integrated into its operations.

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