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The Role
The role involves identifying operational and fraud-related risks, conducting assessments, collaborating with teams to enhance fraud detection, and ensuring compliance with regulations.
Summary Generated by Built In
ACG_3563_JOB
Our client is a top-notch financial services company who is looking for a qualified candidate to join their firm.
- Identify operational and fraud-related risks across lending products, internal processes, and customer journeys.
- Conduct risk assessments, including RCSA, process reviews, and control testing; propose practical mitigation actions.
- Monitor KRIs, operational incidents, and emerging risk trends across different regions.
- Analyze fraud patterns, including application fraud, account takeover (ATO), synthetic identity, and mule activities.
- Collaborate with Analytics and Technology teams to improve fraud rules, scoring models, and detection capabilities.
- Support fraud investigations by validating evidence and preparing case summaries for Compliance and Legal teams.
- Ensure lending operations comply with AML/KYC, eKYC, and relevant local regulatory requirements.
- Maintain risk and fraud dashboards; provide regular trend analysis and insights to management.
- Work closely with country teams to standardize risk practices and promote best-practice sharing.
- Prepare and present reports on process improvement initiatives and outcomes to senior management, particularly in lending operations.
Requirements
- Bachelor’s degree in Risk Management, Finance, Business, Economics, Forensic Accounting, Cybersecurity, or related fields.
- 3–7 years of experience in operational risk, fraud risk, financial crime, or lending operations; experience in digital lending is preferred.
- Solid understanding of lending customer journeys, credit processes, and common fraud typologies such as application fraud, ATO, synthetic identity, and mule activity.
- Knowledge of AML/KYC, eKYC, and financial services regulatory requirements.
- Hands-on experience with fraud detection tools, scoring rules, device intelligence, or transaction monitoring platforms.
- Strong analytical mindset, attention to detail, and ability to translate data into risk insights.
- Good communication and stakeholder management skills, with the ability to work effectively across functions and countries.
- Strong command of English.
- High level of integrity, confidentiality, and professional ethics.
Preferred certifications are an advantage:
- CFE – Certified Fraud Examiner
- CAMS – Certified Anti-Money Laundering Specialist
- CRISC – Certified in Risk and Information Systems Control
- ISO 31000 Risk Management Certification
Benefits
- Competitive salary with salary review and performance bonus based on OKR results during mid-year and year-end evaluations.
- 12 days of fully paid annual leave.
- Meal, gasoline, mobile phone, and personal health insurance allowances.
- Holiday bonuses, healthcare package, and learning & development programs.
- Other benefits in accordance with the company’s compensation and benefits policies.
- Working hours: Monday to Friday, 8:30 AM – 5:45 PM.
- Friendly, dynamic, high-performance, and modern working environment at a leading Fintech company in Southeast Asia.
- Provided with modern working equipment to enhance productivity.
- Opportunity to collaborate with various domestic and multinational partners.
Contact: Gia Huy and Thao Phan
Due to the immense number of applications, only shortlisted candidates will be contacted.
Skills Required
- Bachelor's degree in Risk Management, Finance, Business, Economics, Forensic Accounting, Cybersecurity, or related fields
- 3-7 years of experience in operational risk, fraud risk, financial crime, or lending operations
- Solid understanding of lending customer journeys, credit processes, and common fraud typologies
- Knowledge of AML/KYC, eKYC, and financial services regulatory requirements
- Hands-on experience with fraud detection tools, scoring rules, device intelligence, or transaction monitoring platforms
- Strong analytical mindset and attention to detail
- Good communication and stakeholder management skills
- Strong command of English
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The Company
What We Do
Aloha Consulting Group (ACG) is a consulting firm specializing in digital transformation, technology, marketing, investment, and financial services. Its mission is to make finding rewarding jobs easier and to be a leading firm in Southeast Asia by leveraging human elements and technology.
