About the Role
InCred Finance is seeking to recruit for the position of Senior Manager in InCred’s Data Science Team.
InCred Finance is a middle-layer NBFC with a loan book of over 14,000crore and a key player in consumer, MSME and student loans
InCred’s consumer lending business is driven by proprietary credit underwriting strategies designed by InCred’s Data Science Team
Key Responsibilities:
- Designing credit underwriting strategies and customer journey for InCred’s consumer lending business across multiple digital and phygital channels.
- Leveraging market and customer analytics to uncover growth opportunities through city and channel expansion, alongside continuous enhancement of customer journey metrics in current channels.
- Tracking credit risk performance of the portfolio, and risk diagnostics to identify levers to further reduce credit risk
- Building and maintaining acquisition scorecards for new customers, as well as portfolio level behavioural scorecards for driving cross-sell business
- Designing test experiments for discovering the right product market fit for new channels
- This role will be a managerial role, with 2-3 business analysts reporting to the Chief Manager
Skills & Competencies:
- Technical Skills:
- Credit Risk Modelling, Data Modelling, and Portfolio Analytics
- Python, SQL, Advanced Excel, and Data Visualization
- Data Science / Big Data Analytics and exposure to machine learning techniques
- Analytical Thinking & Problem-Solving Ability
- Strong Oral and Written Communication Skills
- Ability to work with large datasets and extract meaningful insights
Qualifications & Experience:
- 4-7 years of working experience in a retail lending analytics role in FinTech / NBFC / Bank
- BTech from Tier 1 engineering college or equivalent
- Managerial experience managing at least 1-2 junior analysts
Skills Required
- 4-7 years working experience in retail lending analytics in FinTech / NBFC / Bank
- BTech from Tier 1 engineering college or equivalent
- Managerial experience managing at least 1-2 junior analysts
- Credit Risk Modelling
- Data Modelling
- Portfolio Analytics
- Python
- SQL
- Advanced Excel
- Data Visualization
- Data Science / Big Data Analytics and exposure to machine learning techniques
- Analytical thinking and problem-solving ability
- Strong oral and written communication skills
- Ability to work with large datasets and extract meaningful insights
What We Do
NextHire Consulting is an AI-driven recruiting platform that streamlines the hiring process for companies. By leveraging AI agents for sourcing, screening, and interviewing, the platform enables teams to focus on pre-qualified finalists. It provides data-driven insights into candidate soft skills and behavioral styles, aiming to disrupt traditional recruitment models with efficient, automated, and science-based talent acquisition solutions for businesses of all sizes.
