As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.
We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.
POSITION SUMMARY
EarnIn is a data-driven fintech, and our ability to innovate, scale, and deliver excellent customer experiences depends on a modern, reliable, and intelligent data foundation. We’re looking for a Head of Data to lead the vision, evolution, and operational excellence of our end-to-end data ecosystem—powering analytics, machine learning, and product engineering across the company.
This role oversees the teams responsible for EarnIn’s data persistence layers, state-of-the-art data platform, and business insights. You will guide the strategy for our next-generation data capabilities, strengthen data governance and reliability, and ensure our data systems remain modern and high-performing to catalyze our AI efforts. The Mountain View base salary range for this full-time position is $315,000 to $385,000, plus equity and benefits. Our salary ranges are determined by role, level, and location. This is a hybrid position in Mountain View, requiring in-office work 2 days a week.
WHAT YOU'LL DO
- Lead, develop, and scale a high-performing data organization that spans engineering, ML infrastructure, and analytics.
- Define and execute a company-wide data strategy that aligns platform, product, and AI/ML needs.
- Manage key vendor and technology partnerships to accelerate EarnIn’s data capabilities.
- Champion a data-driven culture by empowering teams to experiment, learn, and make confident, insight-led decisions.
- Ensure the data platform is reliable, observable, and cost-efficient, giving teams clear visibility into the performance and economics of their workloads.
- Collaborate with product, engineering, finance, risk, marketing, and operations to deliver impactful, well-governed data solutions.
- Shape technical direction across the company to ensure data is treated and leveraged as a strategic asset.
- Drive roadmap planning, cross-functional initiatives, and operational execution with clarity and rigor.
WHAT WE'RE LOOKING FOR
- 7+ years of experience in data engineering, infrastructure, and systems
- 5+ years of building and leading engineering teams.
- Bachelor's degree in Computer Science, Engineering, Statistics, or equivalent experience.
- Deep expertise with distributed systems (Spark, Flink), event-driven pipelines (Kafka), and cloud platforms (AWS preferred).
- Proficiency in Python and SQL; experience with Scala and Databricks is a plus.
- Strong understanding of database design across SQL and NoSQL ecosystems.
- Solid experience with CI/CD, Terraform, Git, and modern data orchestration.
- Proven ability to implement data governance, security, and compliance frameworks.
- Excellent communication skills and influence across technical and executive teams.
#LI-Hybrid
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.
EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Top Skills
What We Do
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin, we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
