Join our team and use your expertise in pricing strategy and analytics to shape the future of Auto Lending. You'll lead impactful initiatives, collaborate with top talent, and drive business success in a dynamic, fast-paced environment.
As the Head of the Credit Decision Pricing Unit within the Auto Lending sector, you will develop both short-term and long-term pricing strategies that align with business goals and the competitive landscape. You provide financial analysis and pricing support for key initiatives, including projects, and collaborate with cross-functional teams to ensure successful execution of business strategies. You leverage data from price testing, experiments, and competitive insights to optimize portfolio pricing, while delivering ad-hoc datasets, reports, and presentations to senior management. You support the product team by enhancing and implementing pricing levers and capabilities, and you lead a team of skilled associates and VPs, guiding their efforts and development. You will unique opportunity to leverage your expertise in pricing strategy and quantitative analysis to drive success in the Auto Lending sector.
Job Responsibilities:
- Develop short-term and long-term pricing strategies based on the latest competitive landscape and business goals.
- Provide financial analysis for key pricing initiatives and serve as pricing support for CDU initiatives.
- Collaborate with cross-functional teams to ensure alignment and successful execution of business strategies.
- Leverage existing data from random price testing, pricing experiments and competitive data/insights to develop a robust framework for portfolio pricing optimization.
- Provide ad-hoc datasets, reporting, and presentations to senior management.
- Support the product team to help enhance/implement needed levers to enhance pricing capabilities.
- Lead a team of highly skilled associates and VPs.
Required Qualifications, Capabilities, and Skills:
- 6+ years of experience in finance, data & analytics, or product strategy, with a Bachelor's Degree in relevant fields.
- Experience managing a team Strong analytical, quantitative, and communication skills.
- Detail-oriented with well-developed problem-solving skills and a clear understanding of the drivers of profitability.
- Strong teamwork and collaborative skills.
- Ability to make concise presentations with sound business conclusions.
- Proficiency in basic analytical tools such as SQL/Alteryx/SAS or any related language, and Microsoft tools like Excel and PowerPoint.
Preferred Qualifications, Capabilities, and Skills:
- Master's/MBA.
- Experience in the Auto Finance Industry and specifically Pricing.
- Familiarity with competitive analysis and market insights.
- Ability to adapt to a fast-paced and dynamic environment.
About Us
Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
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About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.
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What We Do
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands.
Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products.
Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com.
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Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.
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