Graduate Software Engineer

Posted 4 Hours Ago
Austin, TX, USA
Hybrid
115K-115K Annually
Entry level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
Graduate Software Engineer joining a Wise product team to build scalable, high-performing systems and features for international money transfers. Responsibilities include full product lifecycle ownership, cross-functional collaboration, monitoring, code reviews, testing, documentation, and using AI coding tools such as Codex and Claude Code while validating generated code. The role includes a structured nine-month engineering development program, mentorship, and an engineering bootcamp.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Program start: September 7, 2027

How You'll Make an Impact:

In this role, you will:

  • Join one of our product team from day one, collaborating cross-functionally to shape and build our product.

  • Create high-performing, scalable systems using modern software engineering practices.

  • Work side-by-side with AI coding tools (like Codex and Claude Code) from day one. You will direct and prompt AI agents for implementation, testing, and docs - but you are the pilot who understands, explains, and rigorously validates every line before it merges.

  • Take ownership of parts of the product or specific features throughout the full lifecycle, from conceptualisation to delivery and monitoring.

  • Understand and address complex customer needs to make international money transfers cheaper and faster.

Growth and Development:

At Wise, we believe in continuous learning, which is why we support you with a structured 9-month milestone framework:

  • WiseStart Engineering Bootcamp during your first week - a two day introduction to the engineering tools and terminology we use at Wise, designed to bridge the gap between university and working in a live production environment

  • Engineering Academy - a 9 months programme of essential technical topics for engineering graduates. Topics are selected and delivered by our engineering community on a bi-monthly basis

  • Mentorship/ buddy programme - you will have a buddy assigned to you to give you as much possible connection with people who know what you’re going through!

Qualifications

What You'll Bring:

  • You have or are graduating in 2026  or 2027 with a Bachelor’s or Master’s degree, in Computer Science or any other STEM subject. However, a degree in a technical field is not a must as our selection process prioritises your skills and potential.

  • Ready to start a full-time role in September 2027.

  • Knowledge of computer science fundamentals and any major programming language (e.g., Java, JavaScript/TypeScript, Python, Kotlin, or Swift).

  • Eagerness to configure and use AI development tools daily, with the ability to explain any AI-generated code you submit.

  • A strong commitment to best coding practices, eager to both receive and actively contribute constructive comments to your peers' code reviews.

Work Authorization:

  • Candidates must be legally authorized to work in the United States. This role is not eligible for employment-based immigration sponsorship or transfer by Wise.

Additional Information

Why You’ll Love Working Here?
 

🏠You will have flexibility in how and where you work. We understand everyone needs a little something different - so we’ll do our best to make it happen, but we recommend coming to the office as much as possible in your first months!

💸Salary of gross $115,000 + RSU’s 

🏢Fun and creative offices with social activities 

🌟Be part of a global team with a global mindset

💥Have a real impact. Solve real customer problems
 

For more details on location-specific benefits, please check here.

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Skills Required

  • Have or be graduating in 2026 or 2027 with a Bachelor's or Master's degree in Computer Science or another STEM subject; technical degree is not mandatory if skills and potential are demonstrated.
  • Be ready to start a full-time role in September 2027.
  • Knowledge of computer science fundamentals.
  • Knowledge of at least one major programming language, such as Java, JavaScript/TypeScript, Python, Kotlin, or Swift.
  • Ability and willingness to configure and use AI development tools daily and explain submitted AI-generated code.
  • Commitment to best coding practices and participation in constructive peer code reviews.
  • Legally authorized to work in the United States without employment-based immigration sponsorship or transfer.

What the Team is Saying

Wise Compensation & Benefits Highlights

  • Equity Value & Accessibility Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
  • Leave & Time Off Breadth Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
  • Wellbeing & Lifestyle Benefits Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.

Wise Insights

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The Company
9,000 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Flexible
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