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Job Summary
Internal Audit, organizationally branded as Global Audit, is an independent and objective assurance and consulting department designed to add value and improve the operations of Bread Financial Systems Corporation and its subsidiaries (collectively Bread Financial). Global Audit's mission is to enhance and protect organizational value by providing risk-based and objective assurance, advice, and insight. Global Audit helps Bread Financial accomplish its objectives by bringing a systematic, disciplined approach to evaluate and improve the effectiveness of governance, risk management, and control processes.
The Staff II helps Global Audit achieve its mission by coordinating, planning and conducting fieldwork of financial and operational audits. Such audits assess risk, evaluate internal controls, safeguard assets, and analyze financial reporting and operating procedures.
Essential Job Functions
- Auditing - Assist to assess risk, utilizing knowledge of operations and data analysis, to identify areas to be considered in the scope of internal audits or projects that could increase effectiveness and efficiency of operations or reliability of financial reporting. Under supervision, plan, organize, and conduct fieldwork of financial, operational, or regulatory audits. Ensure audits are efficiently performed and accurately interpret results against defined criteria. Examine opportunities to integrate data analytics into the audit and use analytical tools and methodologies to analyze data and identify process improvement opportunities. Ensure audits are efficiently performed and accurately interpret results against defined criteria. Evaluate audit observations and make written recommendations to auditee management to improve policies, procedures, efficiency, and controls. Track and report the status of audit projects. Draft observations based on results of audit and work with auditee management to develop their response to the audit observation and related recommendation. Prepare audit work papers to ensure compliance with internal audit policies. Perform follow up of prior audit results to monitor and assess management’s implementation of recommendations
- Communication and Business Relationships - Apply strong time management and project management skills and the ability to understand risks to execute against audit plans. Demonstrate their ability to write clearly and succinctly to document audit results. Utilize professional verbal and client interface skills to respond to various stakeholders.
Reports to: Manager, Global Audit
Working Conditions/ Physical Requirements:
- This job requires that you are able to sit for up to 7 hours in an 8-hour day while using a computer and/or telephone, and to lift up to 10 pounds as necessary. Regular, predictable attendance is an essential function of the job.
- This position is hybrid with an onsite schedule of 3-4 days per month. In-office requirements are subject to change based on business needs. This position is currently available to candidates that reside within 60 miles of Draper, UT or Columbus, OH.
Travel: 5-10%, as needed
Direct Reports: None
Minimum Qualifications:
- Bachelor’s Degree in Accounting, Auditing or Finance
- Two or more years experience in Accounting, Audit, or Finance
Preferred Experience:
- Certifications: CPA or CIA
- Three or more years experience with external or internal audit, preferably with large, public registrant or public accounting firm. Bank auditing experience, also a plus.
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$61,900.00 - $112,100.00
Full Salary Range for position:
California: $71,200.00 - $140,200.00Colorado: $61,900.00 - $117,800.00New York: $68,100.00 - $140,200.00Washington: $65,000.00 - $129,000.00Maryland: $65,000.00 - $123,400.00Washington DC: $71,200.00 - $129,000.00Illinois: $61,900.00 - $123,400.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial® (NYSE: BFH) is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive suite of payment solutions that includes private label and co-brand credit cards and Bread Pay® buy now, pay later products. Bread Financial also offers direct-to-consumer products that give customers more access, choice and freedom through its branded Bread Cashback® American Express® Credit Card, Bread Rewards™ American Express® Credit Card and Bread Savings® products.
Headquartered in Columbus, Ohio, Bread Financial is powered by its approximately 7,000 global associates and is committed to sustainable business practices. To learn more about Bread Financial, visit breadfinancial.com or follow us on Facebook, LinkedIn, X and Instagram.
- Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
- The Company is an Equal Opportunity Employer.
- Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
- The Company participates in E-Verify.
- The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
- The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at [email protected].
Job Family:
Internal Audit
Job Type:
Regular
What We Do
Bread Financial is a tech-forward financial services company providing simple, personalized payment, lending and saving solutions. The company creates opportunities for its customers and partners through digitally-enabled choices that offer ease, empowerment, financial flexibility and exceptional customer experiences. Driven by a digital-first approach, data insights and white-label technology, Bread Financial delivers growth for its partners through a comprehensive product suite, including private label and co-brand credit cards, installment lending, and buy now, pay later (BNPL). Bread Financial also offers direct-to-consumer solutions that give customers more access, choice and freedom through its branded payment, lending and saving products.
Formerly Alliance Data, Bread Financial is an S&P MidCap 400 company headquartered in Columbus, Ohio, and committed to sustainable business practices powered by its 6,000+ global associates.
Why Work With Us
At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets. We’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled.
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