Afficiency is a rapidly growing Insurtech startup whose mission is to provide life insurance to everyone on the platforms they already trust. Located in NYC, we design life insurance products that can be purchased entirely digitally and can be easily embedded into distribution platforms or with agents who sell insurance. The company is experiencing rapid growth and is well-funded. We are looking for new team members to join us on our journey to shake up the life insurance industry. We need individuals who bring passion, curiosity, and a desire for excellence.
Job DescriptionAs a Generative AI Engineer at Afficiency, you will be responsible for designing, developing and deploying Generative AI solutions that enhance our core product platforms and client implementations. You will work closely with engineering, data science, and infrastructure teams to build scalable AI-driven applications using Large Language Models (LLMs), Retrieval-Augmented Generation (RAG), model fine-tuning, and reinforcement learning approaches.
This role is ideal for someone who is based in the NYC Metro Area, passionate about building real-world GenAI applications and bringing them into production, while continuously improving performance, reliability, and user outcomes.
QualificationsResponsibilities
Deliver GenAI solutions end-to-end
Own technical design and implementation of GenAI applications from discovery through production handoff.
Build APIs/services that integrate with enterprise systems and analytics platforms.
Implement enterprise-grade RAG
Design ingestion pipelines for internal content (PDFs, policies, research, dashboards, ticketing, wikis).
Build retrieval systems with hybrid search, filtering, re-ranking, query rewriting, and context optimization.
Implement permission-aware retrieval aligned to entitlements and data access policies.
Establish evaluation and quality controls.
Define metrics for retrieval quality and answer grounding (faithfulness, citation accuracy, coverage).
Create golden datasets, regression tests, and automated evaluation harnesses.
Operationalize GenAI (LLMOps)
Instrument observability (latency, cost, token usage, error rates) and implement safe rollout patterns.
Implement caching, rate limiting, fallbacks, and incident-ready operational practices.
Partner across teams to land solutions
Collaborate with business owners to translate requirements into workable designs.
Work with Security/Compliance to embed guardrails, auditability, and privacy controls.
Provide clear documentation and implementation of playbooks to enable internal teams' post-engagement.
Must Have
Education: Master's degree or equivalent experience required
3+ years in software engineering, data engineering, ML engineering, or applied AI, including recent GenAI delivery in production.
Demonstrated expertise in RAG system design and optimization, including:
chunking + metadata enrichment, hybrid search, re-ranking, retrieval evaluation
grounding/citations and hallucination mitigation patterns
Strong Python and backend engineering skills (FastAPI/Flask), plus strong SQL.
Experience working in regulated or security-conscious environments, with knowledge of:
access controls/entitlements, data privacy, logging/audit trails, secure SDLC practices
Proven ability to work effectively as an IC consultant:
communicate architecture decisions clearly
influence cross-functional stakeholders without direct authority produce high-quality documentation and handoff materials
Nice to Have
Fine-tuning experience (SFT, LoRA/QLoRA) and familiarity with preference optimization concepts (DPO/RLHF)
Vector/hybrid search platforms: Elasticsearch/OpenSearch vector, FAISS, Pinecone, Weaviate, Milvus
LLMOps tooling: MLflow/W&B, OpenTelemetry, prompt registries, evaluation frameworks
Cloud + platform: AWS/Azure/GCP, Docker/Kubernetes, Terraform
Tools & Technologies
LLM frameworks: LangChain, LlamaIndex, Semantic Kernel (optional)
Vector/hybrid search: Open to different skillsets
Data: (Snowflake/Databricks/warehouse), event pipelines, document stores
Observability: logging/tracing/metrics, dashboards, alerting
What We Offer
- Competitive salary with equity options
- Robust health, dental, and vision benefits for employee and dependents
- 401k matching contributions
- Generous PTO policy
Provided work-from-home equipment
Afficiency is an Equal Opportunity Employer. All your information will be kept confidential according to EEO guidelines.
Skills Required
- Master's degree or equivalent experience
- 3+ years in software engineering, data engineering, ML engineering, or applied AI including recent GenAI production delivery
- Demonstrated expertise in RAG system design and optimization (chunking, metadata enrichment, hybrid search, re-ranking, retrieval evaluation)
- Grounding/citation strategies and hallucination mitigation patterns
- Strong Python and backend engineering skills (FastAPI/Flask)
- Strong SQL skills
- Experience in regulated or security-conscious environments (access controls, entitlements, data privacy, logging/audit trails, secure SDLC)
- Proven ability to operate as an individual contributor consultant: communicate architecture, influence stakeholders, produce documentation and handoffs
- Fine-tuning experience (SFT, LoRA/QLoRA) and familiarity with preference optimization (DPO/RLHF)
- Experience with vector/hybrid search platforms (Elasticsearch/OpenSearch vector, FAISS, Pinecone, Weaviate, Milvus)
- Familiarity with LLMOps tooling (MLflow, Weights & Biases, OpenTelemetry, prompt registries, evaluation frameworks)
- Cloud and platform experience (AWS/Azure/GCP, Docker, Kubernetes, Terraform)
What We Do
Afficiency delivers life insurance products on an all-encompassing digital platform, available for digital distributors from quote to policy all via API. Our focus is on building life insurance products that a consumer can easily understand in minutes, purchase in less than ten, in a 100% digital experience. Our solution includes cutting-edge technology, product design, reinsurance partnerships, and distribution relationships to provide an ‘all-in-one’ solution. For Distributors: New life insurance products can be difficult and complex. Afficiency creates products and solutions our distribution partners plug into their digital experience. Our API gateway allows our distributor partners to quickly offer our innovative digital life insurance products to their customers. Afficiency’s proprietary likelihood to be approved score, ApprovedAPI, helps our distribution partners optimize their conversion funnels and spike approval rates by identifying and targeting prospects and clients who are likely to be approved. For Carriers: We provide a completely digital platform from quote to policy issue built for carriers. With our reinsurance relationships and advanced digital solution, our carrier partners can build new products quickly and gain access to our network of digital distribution. The process from development to launch happens in less than six months with limited resources required. For Innovators: Join our growing team. We are innovators, problem solvers, and masters of all trades - across designing, underwriting and pricing life insurance products. We are seeking passionate team members to help us further define the future of life insurance. Email [email protected] We would love to hear from you!









