FX Operations Analyst

Posted 2 Days Ago
Be an Early Applicant
São Paulo, BRA
Hybrid
Mid level
AdTech • Fintech • HR Tech • Payments • Sales • Software • Financial Services
Western Union is a global leader in cross-border and cross-currency money movement and payments.
The Role
Validate, classify, record, and monitor FX transactions to ensure regulatory compliance and internal controls. Execute transactions in internal systems, review supporting documentation, prepare reports, resolve discrepancies, support stakeholders (Front Office, Compliance, Finance), and contribute to process improvements within FX back-office operations.
Summary Generated by Built In

Role Responsibilities

This role ensures that all FX transactions requiring supporting documentation are properly validated, recorded, and processed in accordance with regulatory requirements and internal controls. You will also play a key role in monitoring transactions, ensuring compliance, and supporting both internal and external stakeholders.

  • Analyze and classify FX transactions based on their nature and regulatory requirements.

  • Review and validate supporting documentation to ensure compliance with applicable FX regulations and internal policies.

  • Execute and register FX transactions accurately and in a timely manner within internal systems.

  • Ensure adherence to compliance standards, internal controls, and audit requirements.

  • Support FX business operations, particularly transactions that require documented justification according to regulatory guidelines.

  • Monitor and track transactions to ensure proper processing, identifying and resolving any discrepancies.

  • Prepare reports and maintain proper documentation to support regulatory and internal reporting needs.

  • Provide support to internal stakeholders (e.g., Front Office, Compliance, Finance) and respond to external inquiries when needed.

  • Assist in maintaining a strong control environment and contribute to process improvements within FX back-office operations.

Role Requirements

  • Bachelor’s degree in accounting, Finance, Economics, or equivalent work experience.

  • 2–4 years of experience in financial accounting, FX operations, or back-office financial roles.

  • Basic understanding of foreign exchange (FX) transactions and financial operations.

  • Familiarity with documentation requirements and regulatory frameworks related to FX transactions is a plus.

  • Strong analytical skills and attention to detail.

  • Good communication skills, both written and verbal.

  • Intermediate English level is a plus.

  • Ability to manage multiple tasks and meet deadlines in a fast-paced environment.

  • Proficiency in Microsoft Excel and financial systems/tools.

  • Strong sense of accountability, organization, and compliance mindset.

Work Shift

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

Your Brazil-specific benefits include:

  • Medical (CarePlus) and dental (Privian) assistance: plans with no fixed contribution, with co-participation in consultations and exams
  • Life insurance
  • Food voucher
  • Meal voucher

Other Details

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

07-31-2026

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

Skills Required

  • Bachelor's degree in Accounting, Finance, Economics, or equivalent work experience
  • 2-4 years of experience in financial accounting, FX operations, or back-office financial roles
  • Basic understanding of foreign exchange (FX) transactions and financial operations
  • Familiarity with documentation requirements and regulatory frameworks related to FX transactions
  • Strong analytical skills and attention to detail
  • Good written and verbal communication skills
  • Intermediate English level
  • Ability to manage multiple tasks and meet deadlines in a fast-paced environment
  • Proficiency in Microsoft Excel and financial systems/tools
  • Strong sense of accountability, organization, and compliance mindset

Western Union Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Western Union and has not been reviewed or approved by Western Union.

  • Leave & Time Off Breadth Leave & Time Off Breadth: Job postings list Flexible Time Off for many U.S. roles and include at least one paid volunteer day. Global benefits materials outline paid time off categories across locations.
  • Retirement Support Retirement Support: U.S. roles commonly advertise a company 401(k) contribution. This feature is presented as a core element of the package for eligible employees.
  • Parental & Family Support Parental & Family Support: Company materials emphasize parental leave and adoption assistance. Education-oriented support such as scholarships and tuition assistance further extends family benefits.

Western Union Insights

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The Company
HQ: Denver, CO

What We Do

Western Union is here for what's next. Each day, our diverse global teams invent and build new ways to send, save, and spend money. Wherever our customers are in the world, whatever currency they prefer, we're evolving to meet the demands of tomorrow. When we help make financial services more accessible to people everywhere, we transform lives and communities, positioning us to become the world's most accessible financial services company. That's our vision, and we need talented, forward-thinkers like you to help make it a reality. Our global workforce tackles complex issues every day, making them the backbone of our innovative spirit since 1851. If you're ready to be part of our evolution, apply now.

Why Work With Us

Diversity is a core strength at Western Union, providing the foundation for our corporate values – purpose-driven, globally-minded, and trustworthy and respectful. With a presence in 200+ countries, we are committed to providing a rich and inclusive work environment that reflects each employee’s unique culture, background, and perspectives.

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