(Fresh Graduates) Risk Assessment Specialist

Job Description
Join JPMorganChase as a Risk Assessment Specialist and become a vital part of a dynamic team dedicated to fair lending and exceptional customer service. This is your opportunity to learn and grow in a supportive environment where every client interaction is built on trust and quality. As a member of the Mortgage Underwriting Team, you'll gain hands-on experience in evaluating mortgage applications, focusing on repayment ability, assets, and property condition, all while adhering to Chase's guidelines.
Job Responsibilities:

• Learn and follow mortgage and underwriting guidelines through comprehensive training.
• Ensure fair lending practices are met, contributing to ethical and responsible lending.
• Check loan documents for accuracy and compliance, developing your attention to detail.
• Analyze financial details like income and debts, enhancing your analytical skills.
• Spot and resolve any issues in documents, honing your problem-solving abilities.
• Stay informed about industry updates and policy changes.
• Provide excellent customer service, ensuring client satisfaction.
• Achieve productivity and quality targets, contributing to team success.
• Make sound loan decisions that meet requirements, ensuring responsible lending

Required Qualifications, Capabilities, and Skills:

• Fresh graduates with a Bachelor's degree in business, finance, economics, or accounting, or equivalent experience.
• Strong analytical skills and attention to detail, essential for evaluating financial documents.
• Good communication skills, enabling effective interaction with clients and team members.
• Ability to work with financial documents, demonstrating proficiency in handling complex data.
• Integrity and professionalism, maintaining high ethical standards.
• Adaptability in a fast-paced environment, thriving under pressure and change.

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.