About Citi Private Bank
Citi Private Bank serves some of the world's most sophisticated clients, including ultra-high-net-worth individuals, entrepreneurs, executives, and family offices. Through our global footprint and decades of expertise, we deliver personalized wealth management, banking, lending, and investment solutions that help our clients achieve their financial objectives.
Position Summary
The Fraud Ops Intermediate Analyst is responsible for identifying, investigating, and mitigating fraud risks impacting Citi Private Bank clients. This role manages complex investigations, supports escalations, and provides guidance on fraud-related matters within a 24/7 monitoring environment. The position requires strong analytical skills, sound risk judgment, and the ability to balance robust fraud controls with a best-in-class client experience.
Responsibilities
- Investigate and resolve complex fraud alerts and suspicious activity.
- Conduct in-depth analysis of financial transactions and account reviews to identify and prevent complex fraudulent schemes and emerging trends.
- Initiate and manage outbound communication with Citi Private Bank clients for transaction verification and as part of the investigative process.
- Exercise independent judgment in evaluating fraud risk and determining appropriate actions.
- Lead and conduct comprehensive investigations into potential fraud cases, including evidence collection, analysis, and detailed reporting to support resolution and recovery.
- Review high-risk alerts and escalated cases.
- Take ownership of the structured management and resolution of fraud-related customer complaints, ensuring a high level of client satisfaction.
- Identify opportunities to strengthen fraud controls and operational effectiveness.
- Partner with Fraud Strategy, Compliance, Risk, Technology, and business stakeholders to address fraud-related issues.
- Ensure adherence to regulatory, compliance, and internal control requirements.
- Support business continuity and operational readiness within a 24/7 operating environment.
Qualifications
- Bachelor’s degree in Banking, Finance, Business, Risk Management, or a related field.
- 3 to 5 years of experience in fraud operations, fraud investigations, financial crime, risk management, or banking operations.
- Languages: Fluency in Cantonese, Mandarin, English is required.
- Strong understanding of fraud typologies and fraud detection practices.
- Excellent analytical, communication, and stakeholder management skills.
- Strong attention to detail and investigative mindset.
- Ability to mentor and support junior team members.
- Amenable to working on an APAC/EMEA shift and open to a 24/7 shift environment, including weekends and public holidays.
- Experience supporting private banking, wealth management, or high-net-worth client segments.
- Knowledge of wire transfer fraud, payment fraud, digital banking fraud, account takeover, and emerging fraud schemes.
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Job Family Group: Operations - Services------------------------------------------------------
Job Family:Fraud Operations------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
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View Citi’s EEO Policy Statement and the Know Your Rights poster.
Skills Required
- Bachelor's degree in Banking, Finance, Business, Risk Management, or related field
- 3 to 5 years of experience in fraud operations, fraud investigations, financial crime, risk management, or banking operations
- Fluency in Cantonese, Mandarin, and English
- Strong understanding of fraud typologies and fraud detection practices
- Excellent analytical, communication, and stakeholder management skills
- Strong attention to detail and investigative mindset
- Ability to mentor and support junior team members
- Amenable to APAC/EMEA shift and open to a 24/7 shift environment, including weekends and public holidays
- Experience supporting private banking, wealth management, or high-net-worth client segments
- Knowledge of wire transfer fraud, payment fraud, digital banking fraud, account takeover, and emerging fraud schemes
Citi Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Citi and has not been reviewed or approved by Citi.
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Healthcare Strength — Benefits coverage is positioned as comprehensive, including health, dental, and vision insurance plus on-site clinics, prescription drug support, and disability coverage. Family-building support such as fertility assistance is described as a notable differentiator within the overall package.
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Retirement Support — Retirement benefits are framed as strong, highlighted by a 401(k) with matching and additional plan options like a Roth 401(k). Financial support is reinforced through discounts and broader financial guidance resources tied to the benefits ecosystem.
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Wellbeing & Lifestyle Benefits — Wellbeing support extends beyond insurance through programs like an Employee Assistance Program, counseling/legal resources, and gym or wellness reimbursement. These offerings increase the perceived total rewards value even when cash compensation sentiment varies by role.
Citi Insights
What We Do
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. We have 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. We are Citi, the global bank – an institution connecting millions of people across hundreds of countries and cities.
