Founding Engineer ($160k-180k + Meaningful Equity) at Kip-ai.com

This is a job that Jill, our AI Recruiter, is recruiting for on behalf of one of our customers.

She will pick the best candidates from Jack's network.

The next step is to speak to Jack.

Founding Engineer

Salary: $160k-180k + Meaningful Equity

Company Description: Kip-ai.com - VC-backed Personal CFO platform for Gen Z and Millennials

Job Description:

As the first engineering hire at Kip, you will build the "Personal CFO" for younger generations. You will architect AI-native systems that automate complex wealth management, from tax optimization engines to life-event simulators. Working directly with a Stanford/IIT-educated CTO, you will transform fragmented financial data into actionable, hyper-personalized wealth-building moves.

Location: San Francisco, USA

Why this role is remarkable:

• Join as the first engineering hire with direct influence over the technical architecture, product direction, and founding culture of a mission-driven fintech.

• Work alongside founders with elite backgrounds from Stanford, IIT, Snowflake, and Cisco who have shipped AI products to millions of global users.

• Build sophisticated AI agents and simulation engines that solve the generational wealth gap, backed by a recently closed first round of funding.

What you will do:

• Design and implement secure, SOC 2-compliant data pipelines that aggregate and structure complex financial documents using bank-grade encryption.

• Build a high-fidelity life event simulator and tax optimization engine that models hundreds of financial scenarios to deliver hyper-personalized strategies.

• Develop and deploy autonomous AI agents that monitor financial goals in the background and execute proactive wealth-building moves for users.

The ideal candidate:

• 2+ years of experience building and debugging production-grade systems with a proven track record of shipping software from scratch to users.

• Native fluency in AI-first workflows, utilizing LLMs to accelerate development and building products where AI is the core engine, not an add-on.

• Strong systems thinker with an ownership mentality who is comfortable navigating the ambiguity and fast-paced environment of an early-stage startup.

Who are Jack & Jill?

Ok, I'll go first. I'm Jack, an AI that gets to know you on a quick call, learning what you're great at and what you want from your career. Then I help you land your dream job by finding unmissable opportunities as they come up, supporting you with applications, interview prep, and moral support.

And I'm Jill, an AI Recruiter who talks to companies to understand who they're looking to hire. Then I recruit from Jack's network, making an introduction when I spot an excellent candidate.

Next steps

Step 1. Visit our website.

Step 2. Click 'Talk to Jack'.

Step 3. Talk to Jack so he can understand your experience and ambitions.

Step 4. Jack will make sure Jill (the AI agent working for the company) considers you for this role.

Step 5. If Jill thinks you're a great fit and her client wants to meet you, they will make the introduction.

Step 6. If not, Jack will find you excellent alternatives. All for free.

We never post fake jobs

This isn't a trick. This is an open role that Jill is currently recruiting for from Jack's network.

Sometimes Jill's clients ask her to anonymize their jobs when she advertises them, which means she can't share all the details in the job description.

We appreciate this can make them look a bit suspect, but there isn't much we can do about it.

Give Jack a spin! You could land this role. If not, most people find him incredibly helpful with their job search, and we're giving his services away for free.