This position’s main responsibility is to review and execute legal affidavits and minimize risk for M&T Bank.
Primary Responsibilities:- Review a high volume of legal affidavits and associated backup documentation provided by Tier I Reviewer to ensure accuracy and compliance with state laws.
- Return affidavit to Tier I Reviewers if more information is needed.
- Responsible for reviewing all documents for factual accuracy and compliance with federal and state foreclosure requirements, including text summaries of various loan activities, historical financials, compliant letter mailings and state specific interest calculations.
- Review required letters/notices to ensure they were sent correctly and accurately reflected in all affidavits and certifications submitted for review. In addition, review the foreclosure status, bankruptcy status, and loss mitigation status of a loan and determine whether affidavits can be executed and sent to court to proceed with the foreclosure action.
- Review chain of mortgage assignments and note endorsements from origination through current holder to ensure proper foreclosure standing.
- Understand complex power of attorney agreements to identify when documents can be signed.
- Work with attorney firms to resolve any discrepancies while maintaining stringent turn times.
- Ability to understand legal explanations to determine when a concern has been properly explained or when an escalation is needed.
- Maintain knowledge of and compliance with different regulations for each state.
- Occasionally required to appear in court as a witness to attest to business records.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
- Promote an environment that supports belonging and reflects the M&T Bank brand.
- Complete other related duties as assigned.
This position interacts with internal CAM departments and external third-party attorney firm vendors.
Education and Experience Required:A combined 4 years’ higher education and/or work experience, including a minimum of 2 years’ banking/mortgage industry experience.
Working knowledge of word processing, spreadsheet and email software.
Excellent written and verbal communication skills.
Detail oriented.
Motivated, team player with a positive and friendly attitude.
Education and Experience Preferred:Paralegal Certificate.
Foreclosure experience.
Knowledge of M&T Bank systems including BKFS MSP servicing platform and LoanSphere Process Management system.
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $22.61 - $37.67 Hourly (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.LocationGetzville, New York, United States of AmericaSkills Required
- Combined four years of higher education and/or work experience
- Minimum two years of banking or mortgage industry experience
- Working knowledge of word processing, spreadsheet, and email software
- Excellent written and verbal communication skills
- Detail-oriented work style
- Team-oriented and positive attitude
- Paralegal Certificate
- Foreclosure experience
- Knowledge of BKFS MSP servicing platform and LoanSphere Process Management system
M&T Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about M&T Bank and has not been reviewed or approved by M&T Bank.
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Retirement Support — Retirement benefits are positioned as a strong pillar, including a 401(k) match and the possibility of an additional employer contribution, plus access to an employee stock purchase plan.
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Leave & Time Off Breadth — Time-off offerings are framed as competitive, with a flexible PTO approach and paid volunteer time called out as a meaningful add-on to standard leave.
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Wellbeing & Lifestyle Benefits — Wellbeing support appears comparatively robust, highlighted by mental-health therapy/coaching sessions and broader wellness programming alongside community-oriented perks.
M&T Bank Insights
What We Do
M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.
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