Financial Reporting Accountant

We build financial products that accelerate the economic freedom for people who move across borders. We started with car insurance — insuring over a million drivers — and we’re scaling beyond. Tens of millions of people move countries each year, facing overlooked financial challenges. Our future is in building financial products around their needs to positively impact their lives.

We’re really proud of the culture we’ve created. We push for progress every day, because we know that we’ll only hit big milestones by taking lots of smaller steps. We’re always open to helping our team mates, sharing our ideas, experience and knowledge to solve problems together. We take risks, think creatively and experiment relentlessly to meet our customer’s needs, and never pass blame when things go wrong. We encourage people at all levels to take ownership of their work, and to be bold in challenging how we do things. Everyone has a voice and the opportunity to make an impact.
And autonomy and ownership are only possible with clear direction. That’s why we collaborate to do in-depth planning twice a year, and make sure we leave with clear goals and objectives that flow from top to bottom. To make sure we’re as aligned as possible across functions, most of our work rolls up into three tribes; Acquisition, Retention & Claims. Each tribe has multiple teams embedded in it, working cross-functionally to do great work.
We’re so excited for all of the challenges up ahead, and we need more people to help us tackle them! If life at Marshmallow sounds like it could be for you, explore our Culture Handbook to find out more.

The Finance Team

We’re here to make sure Marshmallow can achieve its growth ambitions. To do that, we’re building the finance team of the future by arming ourselves with the best processes and data-powered tools in the industry!

Reporting to the Group Financial Controller, you will be a core part of the Marshmallow team and play a key supporting role in the wider Group Finance controllership team. This role does not have any direct reports however the role holder will be expected to provide guidance and review the work of more junior members of the Finance team.

What you’ll be doing:

• Month-End & Year-End Processes

  • Perform month-end closing tasks, including reconciliations and journal entries.

  • Prepare statutory accounts, year-end schedules and assist with the external audit.

• Regulatory & Compliance Reporting

  • Prepare and file FCA (Financial Conduct Authority) returns.

  • Manage and submit VAT, PSA, P11D, and ERS returns.

  • Prepare financial reports for third party investors.

  • Complete and submit ONS (Office for National Statistics) returns.

• Taxation & R&D

  • Work with external advisors to prepare corporate tax returns in line with HMRC requirements.

  • Assist with R&D tax credit claims, working with internal teams and external advisors.

• Accounts Payable & Financial Oversight

  • Review and oversee Accounts Payable (AP), ensuring accuracy and efficiency.

• Financial Consolidation & Analysis

  • Own and manage the consolidation process, ensuring accurate group reporting.

• Supporting on technical and regulatory accounting matters

• Guiding and supporting junior members of the Finance team 

• Supporting delivery of Group Finance Transformation projects

• Supporting on ad hoc projects as required, e.g. new product launches

Who you are:

• You lead with accountability, driving continuous improvement and inspiring excellence in those around you.

• Open to diverse perspectives, you embrace ideas and confidently challenge others to deliver the best outcomes.

• Resilient and focused, you perform at your best under pressure and adapt quickly to change.

• Strategic and detail-oriented, you switch easily between high-level planning and hands-on execution.

• A clear, adaptable communicator, you collaborate naturally across teams and audiences.

• Proactive and agile, you thrive in high-growth environments, taking ownership to make an impact.

• Curious and solution-driven, you tackle complex problems with innovation and efficiency.

What we're looking for from you:

• A fully qualified accountant with 3-5 years of post-qualification experience (PQE) 

• Strong technical accounting skills (UK GAAP).

• Experience working for a regulated entity would be a bonus

• Advanced Excel and other MS Office skills are essential.

• Exceptional analytical abilities and a sharp eye for detail.

• Experience with NetSuite and Xero (or similar ERP) is a bonus, enhancing your financial reporting skills.

• Proven expertise in building and refining processes for optimised operations.

• Skilled at navigating and streamlining workflows in fast-paced, complex environments.

Perks of the job

• Flexible working - Spend 2-3 days per week with your team in our new collaborative London office

• Competitive bonus scheme - designed to reward and recognise high performance 🌟

• Flexible benefits budget - £50 per month to spend on a Ben Mastercard meaning you get your own benefits budget to spend on things you want. Whether that’s subscriptions, night classes (puppy yoga, anyone?), the big shop or a forest of houseplants. Pretty much anything goes 💰

• Sabbatical Leave - Get a 4-week fully paid sabbatical after being with us for 4 years 🏝️

• Work From Anywhere - 4 weeks work from anywhere to use, with no need to come to the office 🛫

• Mental wellbeing support – Access therapy and mental health sessions through Oliva 💚

• Learning and development – Personal budgets for books and training courses to help you grow in your role. Plus 2 days a year - on us! - to further your skillset 🤓

• Private health care - Enjoy all the benefits Vitality has to offer, including reduced gym memberships and discounts on smartwatches 🏥

• Medical cash plan - To help you with the costs of dental, optical and physio (plus more!)

• Tech scheme - Get the latest tech for less 🖥

Plus all the rest; 33 days holiday (including bank holidays), pension, cycle to work scheme, monthly team socials and company-wide socials every month!

Our Process

We break it up into a few stages:

• Initial call with our Talent Acquisition Manager, Sam (approx 25 mins via zoom)

• A past experience interview, where you will discuss your technical experience in more detail with our team (60 mins via zoom)

• Meet & greet with the Finance Team and CFO interview (60 mins - in person)

• A culture interview to check that your work style fits our processes and values with one of our SLT (60 mins Zoom or in Person)

At Marshmallow, we want to hire people from all walks of life with the passion and skills needed to help us achieve our company mission. To do that, we're committed to hiring without judgement, prejudice or bias.

We encourage everyone to apply for our open roles. Gender identity, race, ethnicity, sexual orientation, age or background does not affect how we process job applications.

We're working hard to build an inclusive culture that empowers our people to do their best work, have fun and feel that they belong.

We take privacy seriously here at Marshmallow. Our Recruitment privacy notice explains how we process and handle your personal data. To find out more please view it here.