Here at Hometap, we’re collaborative, passionate, and always ready to roll up our sleeves to create solutions that help people get more out of homeownership — and out of life. Our first product, a home equity investment, gives homeowners the opportunity to quickly access the equity they’ve built in their home to pay for what’s most important to them, from handling debt to finally making much-needed renovations, without taking on debt.
We work hard, and have some fun along the way, too. You don’t have to take our word for it: The Boston Globe and Forbes have recognized us as a great place to work, and we’ve been honored for our commitment to innovation in the fintech space by Inc., HousingWire, and more!
In case you need any more convincing, we also provide competitive compensation, healthcare coverage, unlimited PTO, a generous share package, and a strong culture with plenty of opportunities for team-building and camaraderie.
Who you are:
We’re looking for an innovative, analytical, and motivated self-starter to join our Financial Products team. As a Financial Products Manager, you’ll be responsible for modeling, researching, and developing new financial products. You’ll also work on improvements to existing financial products that deliver substantial value for Hometap, homeowners, and capital partners. In this highly technical role, you’ll become a subject matter expert on Hometap's financial products, including modeling and communicating how they work and fit into the competitive and capital markets landscape. As a key member of an impactful team responsible for executing Hometap's financial product roadmap, you’ll work closely with cross-functional stakeholders to ensure alignment and prioritization within the broader company strategy. This position will report to the Director of Financial Products and offers strong visibility and direct exposure to executive decision-makers.
What you'll do:
- Conduct analysis of financial products, including but not limited to asset modeling, portfolio performance modeling, business case modeling, and scenario analysis
- Develop subject matter expertise on Hometap's financial products, including how they work and fit into the competitive landscape
- Research and develop potential new products and product changes, from hypothesis testing to supporting initial launch plans
- Contribute to pricing, structuring and feature decisions that optimize and evolve financial products
- Develop and maintain processes to continuously track, document, and synthesize information on relevant market trends
- Vet and prioritize opportunities for inclusion in the financial product roadmap, working closely with Finance, Data Science, Marketing, and Capital to create a compelling, data-driven rationale for each one
- Support creation of investor GTM narrative, including rationale supporting the product’s pricing, structure, assumptions, and methodologies
- Develop expertise on methodologies and solutions that influence the success of our financial products (e.g., valuation, property type policy)
- Be accountable for product competitiveness for target homeowners and investors
- Lead by example and embody Hometap’s values
What you bring:
- 3+ years of relevant experience in financial product development (or similar) in an operating company, investment banking, consulting, or private equity
- Outstanding modeling, analytical and critical thinking skills, including the ability to identify and synthesize key points in any analysis
- Solutions-oriented approach to complex problems with a strong bias for action
- Empathy and curiosity for homeowner and investor perspectives
- A quick learner with a track record of delivering business results through analysis – resourceful, self-sufficient, and energized by fast-paced, growth-stage environments
- Positive relationship building capabilities and ability to work cross-functionally
- Clear and effective communicator with very strong presentation skills
- Prioritization skills that balance both short-term and long-term objectives
- Business acumen that balances pragmatics, analytics and impact
- Prior experience in capital markets (alternative asset investing or fintech) and residential real estate financing is a plus
Our team is what makes us great. The salary range for this role is $120,000 - $140,000, depending on your experience, skills, location, and other factors. You’ll also receive meaningful equity, so you can share in our growth and success. We offer generous medical, dental, and vision coverage, a work-from-home stipend, parental leave, and plenty of paid time off to recharge.
Hometap is an equal opportunity employer. We provide employment opportunities regardless of race, age, color, religion, sex, sexual orientation, gender, gender identity, gender expression, genetic information, national origin, pregnancy, marital, veteran, or disability status. If there is an accommodation that would support your ability to apply and interview with Hometap, please let us know by emailing [email protected].
Top Skills
What the Team is Saying
What We Do
Hometap is on a mission to make homeownership less stressful and more accessible. Our home equity investment product provides homeowners with a fast, simple, and straightforward way to access the equity in their home without taking out a loan or having to sell. By investing alongside homeowners, Hometap offers debt-free cash in exchange for a share of their home’s future value — all without any monthly payments over the life of the investment.
And its digital platform, the Home Equity Dashboard, empowers homeowners to make informed financial decisions about their home and take action on those decisions with confidence, speed, and ease.
Through a combination of financial innovation and best-in-class customer service, Hometap enables people to get more from homeownership so they can get more from life.
Why Work With Us
Our mission is what makes us unique - we’re creating new financial products. With that comes the challenges of delivering a best-in-class experience and iterating on our products to constantly improve. That gives every team member the chance to pitch creative ideas and watch them take effect.
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Hometap Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
While the large majority of our employees work remotely, we do have offices in Boston and other cities to work from, host meetings, and socialize.
