Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.
We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.
Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems. Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever-shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do.
Role Description:
The Financial Crimes Analyst I will be responsible for conducting investigations into suspicious activity of our core banking clients and Fintech partnerships.
In this role you will:
Research and review possible suspicious activity reported by bank staff.
Process, solve and answer some client transactions, problems, and inquiries
Be responsible for working daily, weekly, and monthly alerts generated by Lead Banks BSA software
Complete Suspicious Activity Reports (SARs) to ensure they are properly documented with related narrative and thorough case documentation, including but not limited to, customer statements, due diligence documents, transaction images
Assist in the filing of Currency Transaction Reports (CTRs) as needed
Assist in training of BSA Specialist as requested
Maintains proficient knowledge of applicable compliance statutes, regulations and interpretations, including but not limited to, the Bank Secrecy Act, USA PATRIOT Act and OFAC
Perform other duties as assigned
Qualifications:
Have at least 1-2 years of banking BSA experience with another financial institution or with another fintech.
You are a self starter who is able to be a part of a deadline driven department
Bring an analytical mindset with the ability to process, solve, and answer most complex client transactions, problems, and inquiries due to fraudulent activity.
Bring strong communication skills to work with all Lead Bank departments.
Are curious, have humility, are open to learning and approach your work with a growth mindset
Thrive working in a fluid environment with high autonomy
Love to collaborate to get to the best, most efficient outcome
Embody the growth mindset and bring a self-driven and self-starter mentality to your work
What we offer:
At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
Competitive compensation based on experience, geographic location, and role
Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
Paid parental leave
Flexible vacation policy, including PTO and paid holidays
A fun and challenging team environment in a dynamic industry with ample opportunities for career growth
*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.
*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
*Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
*Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
**Our compensation reflects the cost of labor across several US geographic markets. Pay is based on a number of factors and may vary depending on geographical market location, job-related knowledge, skills, and experience. These ranges may be modified in the future.
Zone 1: $74,000 - $87,000 (SF/Bay Area, NYC, Seattle)
Zone 2: $61,000 - $72,000 (Los Angeles, Chicago, Austin, Denver, Boston, Washington DC, San Diego, Philadelphia, Portland, Sacramento, Miami)
Zone 3: $55,000 - $65,000 (Other US Metros)
#LI-AG1
Skills Required
- 1-2 years of banking BSA/AML experience at a bank or fintech
- Proficient knowledge of the Bank Secrecy Act, USA PATRIOT Act, and OFAC
- Experience researching and reviewing suspicious activity and preparing SARs with thorough documentation
- Experience working daily/weekly/monthly alerts generated by BSA/AML software
- Ability to assist in filing Currency Transaction Reports (CTRs) as needed
- Analytical mindset with ability to resolve complex client transaction problems and investigations
- Strong written and verbal communication skills to work with multiple departments
- Self-starter, deadline-driven, able to work with high autonomy in a fluid environment
- Willingness to assist in training BSA Specialists and perform other assigned duties
What We Do
Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010, we rolled out our new name along with a new suite of next generation banking resources. From the robust online banking capabilities to our remote deposit technology, these digital solutions let you bank however you want, wherever you want. While our bank has roots in Cass county, we offer full-service banking and outstanding customer service for the entire Kansas City metropolitan area. Our relationships with our clients remain at the heart of what we do. We get to know you and your business so we can tailor financial solutions to help you achieve your goals.
