Financial Crime Product Compliance & Risk Manager - South-East Asia

Reposted Yesterday
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Singapore
Hybrid
10K-13K Annually
Mid level
Fintech • Mobile • Payments • Software • Financial Services
Wise is one of the fastest growing fintechs in the world and we’re on a mission to make money without borders a new norm
The Role
The role involves managing financial crime compliance and risk in product development, ensuring regulatory adherence, and supporting cross-functional teams in APAC.
Summary Generated by Built In
Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

More about our mission and what we offer.

Job Description

Salary Range: SGD 9,500 - 12,500 per month + RSUs

We’re looking for a Financial Crime Product Compliance & Risk Manager to join our growing Product Compliance & Risk team in APAC (South-East Asia) and launch new products, grow our presence, and protect our existing licenses and products in South-East Asia through a deep understanding of the FinCrime requirements and regulators’ expectations around them. This role is hands-on, a unique opportunity to have an impact on Wise’s mission and help save millions more people money.

This is a first line Product Compliance & Risk role, embedded in the APAC Product Squad and working closely with the FinCrime Squad. 

You, in collaboration with APAC and Fincrime Squad, will be responsible for:  

Creating and improving our amazing products in a compliant way: 

  • Deeply understand regulatory FinCrime needs, translate this into solutions and work together with the Product Teams to build compliant new products and services  in a customer oriented way; 

  • Perform FinCrime risk assessments of new products and services, and ensure that related controls are implemented consistently prior to launch; and

  • Enable product teams to adopt a risk-based approach in developing products, processes, and controls.

Regulatory risk and remediation:  

  • By understanding both the Wise product deeply enough and the local regulatory expectations - support Product and other teams on how to interpret regulatory FinCrime requirements, and improve processes and our product to avoid regulatory breaches and/or incidents; and

  • In collaboration with second line Compliance and Risk teams, identify and align on the main FinCrime issues and risks in South-East Asia. Present this in a very clear and understandable way to the wider teams, to work with them on defining the solutions and how this should be executed. 

Maintain an enterprise wide view of risk:

  • Escalate breaches and FinCrime risks to Compliance Oversight in order to help maintain an enterprise wide view of Wise’s FinCrime risk environment; 

  • Identify related risk typologies and ensure that the relevant specialist teams (i.e. Financial Crime subteams) have provided input into the product lifecycle;  

  • Assist Product Teams in developing and maintaining track of relevant risks across their product, including mitigation plans, action owners and timelines to completion. 

Third Party Relationships: 

  • Represent Wise in external meetings and being able to clearly and effectively articulate Wise’s FinCrime framework; 

  • Provide input on FinCrime related matters, always representing Wise customer-oriented culture while ensuring compliance.

Qualifications

Must have:

  • Expert in financial crime compliance, having a background in Financial Crime  Regulation in one or more countries in South-East Asia

  • Previous hands-on experience in FinTech or previous financial regulation role (e.g. consultancy, Compliance) 

  • Ability to analyse and interpret complex regulatory frameworks and apply them effectively; 

  • Problem solving attitude, with the ability to use regulation together with data to drive business decisions; 

  • Strong executor, that drives and delivers cross-functional project from inception to completion, timely and with attention to the details; 

  • Fluency in English. Legally authorised to work in Singapore.

  • Willingness to travel, as Wise offices are located across different countries; 

Other preferred skills: 

  • A true team player with a collaborative spirit and the ability to work effectively with different stakeholders, such as Product and Compliance;

  • Passionate to help solve problems and build best-in-class products for customers;

  • Ability to effectively and clearly communicate and provide practical, actionable, and value added recommendations; 

  • Fluency in other languages in South-East Asia will be a plus.

Additional Information

For everyone, everywhere. We're people building money without borders  — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.

Top Skills

Financial Crime Compliance
Regulatory Frameworks
Risk Assessment

What the Team is Saying

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Surendra
Smrithi
Pavan
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Jennifer
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The Company
6,500 Employees
Year Founded: 2011

What We Do

Wise is a global technology company, building the best way to move and manage the world's money.

With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies.

In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.

Why Work With Us

We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.

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Wise Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.

Typical time on-site: Not Specified
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Tokyo, JP
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