Financial Analysis Lead, Group Insurance

In the role of Financial Analysis Lead, you will report to the Head of Planning and Expense Consolidation, Group Benefits and play a pivotal role in helping support all financial aspects of revenue planning within the $5B+ Group Benefits business. You will collaborate with Finance, Actuarial, Commercial, Claims, Underwriting and Operations partners to model and predict premium and fee income and lives volumes for all Group Benefit products and distribution channels, while aligning to the strategic vision of the employee benefits business.

You will serve as a subject matter expert, providing critical insights and identifying emerging trends, risks, and opportunities for product, pricing, and commercial organizations. In providing reliable volume metrics, you will ensure alignment between workforce planning and budget development for each function. You will also support business case development by offering guidance on estimated revenue and earnings growth realized from new investments and initiatives.

You will

• Develop a timely and accurate financial revenue plan by developing a timeline to collect and understand key drivers of premium and customer lives from SMEs in the Group Benefits organization combined with macro-economic factors, applying those drivers and factors to product, size, and channel models.
• Reforecast premium and lives at updated jump-off points throughout the year and with changing scenarios.
• On a monthly basis, prepare actual versus plan analyses with rich commentary, KPI metrics, and professional exhibits & waterfalls for executive review meetings. Ability to explain the why and provide actionable insights.
• Continuously identify and quantify Risks & Opportunities to the financial plan as they develop throughout the year.
• Oversee and manage a financial analyst and delegate responsibilities while developing their skill level.
• Assist with measuring revenue benefit realization of new investments and initiatives business cases to ensure investment warranted for value creation and IRR estimates.
• In conjunction with FP&A partners, incorporate incremental expected or realized revenue benefits into the financial operating plan process.
• Assist in the planning and reporting of commissions, special producer compensation, and incentive compensation.
• In addition to the Group & Worksite markets business, this position will be responsible for revenue projections for the Retail business and associated premium analytics.
• Drive results within team and with cross functional partners by assessing need, developing, and implementing processes to enhance workflows where applicable on key deliverables.
• Lead the initiative to transform and modernize financial systems (FSI) with the implementation of Oracle cloud-based, modern, finance-unified platforms including FAW dashboards.

You have

• 5+ years of relevant experience within the Group Benefits industry with Finance or Actuarial experience.
• Bachelor’s degree in finance, Actuarial Science, Mathematics, or a related field.
• ASA, CPA, CFA designation or equivalent relevant accreditation / advanced degree preferred.
• The ability to think critically, analyze, prioritize, take initiative, problem solve.
• Demonstrated business acumen with ability to build relationships with executive leadership and across multiple matrix organizations.
• Leadership experience combined with the ability to manage a team of analytical and technical professionals.
• Organizational savvy with ability to influence cross functionally.
• Strong analytical and technical skills with the ability to synthesize complex information and translate into a compelling narrative.
• Proficient within the Microsoft office suite along with data visualization experience.

Location

This is a flexible position requiring 2 days per week in the office, with preference given to candidates within commuting proximity to a Guardian office, preferably Bethlehem, PA, Holmdel, NJ, or New York with travel as needed.

Salary Range$101,180.00 - $166,220.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.

Our Promise

At Guardian, you’ll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.

Inspire Well-Being

As part of Guardian’s Purpose – to inspire well-being – we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues.

Health Care

• Choice of [high deductible/copay] medical plans* with prescription drugs, including coverage for fertility and transgender inclusive benefits

• Dental plan

• Vision plan

• Health care accounts – flexible spending, health reimbursement, and health savings accounts

• Critical illness insurance

Life and Disability Insurance

• Company-paid Life and Disability insurance plus voluntary supplemental coverage

• Accident insurance

Retirement and Financial

• 401(k) retirement plan with a company match, plus an annual age/service-based Company contribution and an annual profit-sharing contribution, if applicable

• Complimentary 1:1 financial guidance with a licensed Fidelity representative

Time Off and Remote Work

• Flexible work arrangements (part in-person/part remote)

• Unlimited paid time off for most roles plus time off for volunteering, jury duty, voting, and bereavement

• Personal holidays for colleagues to use in recognition of religious, cultural, or civic days

• Paid parental leave and paid family and medical leave policies

Emotional Well-being and Work-Life

• Emotional well-being, mental health, and work/life resources powered by Spring Health

• Wellness programs, including fitness program and equipment reimbursement

• Child, adult, and elder back-up care support through Bright Horizons

• Adoption assistance

• College planning

• Tuition reimbursement

• Student loan assistance

• Commuter benefits in select metropolitan areas

Equity & Inclusion

Opportunities to build inclusive and meaningful connections through involvement in colleague-led affinity groups:

• Employee Resource Groups:

• Colleague Connection Committees

• Community Involvement Committees

A culture that encourages colleagues to bring their authentic selves to work

• Voluntary self-ID

• Pronunciation and phonetic spelling of names

Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.Equal Employment Opportunity

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Accommodations

Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact [email protected].

Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.