Prodigal is the connected AI platform leading financial institutions use to run their operations.
We work with banks, lenders, credit unions, and other financial companies that lend money to people and manage those relationships over time.
These institutions make millions of high-stakes decisions every day. Who should they reach? When should they reach them? What should they say or offer? When should a case move to a human? How should that change based on the borrower, the account, previous interactions, and the regulations involved?
Getting those decisions right requires a deep understanding of the people, processes, rules, and edge cases behind them.
Prodigal has spent the last eight years building that understanding. More than a billion interactions between financial institutions and their customers have shaped the intelligence, guardrails, and AI agents we now run in production across North America.
Today, our AI agents analyze conversations, capture context, guide human agents, decide the next action, conduct customer conversations, orchestrate outreach, and help people complete payments and resolutions. They are connected, so what is learned in one interaction can inform what happens next.
We are expanding this swarm of AI agents across more of the work financial institutions do: originations, document processing, back-office workflows, servicing, and other critical operations where money, identity, people, and regulation intersect.
We are backed by Y Combinator, Accel, and Menlo Ventures, and work with 100+ financial institutions across North America.
About the Role
We're looking for a Finance Manager to join our lean finance team to run the finance strategy and operations for company. This role reports to the Finance Lead where you work close to the company founders and core team. In this role you will have a front row seat to the entire business. You will learn how a fast growing startup runs - financial planning, execution, tracking performance and financial reporting.
Mode: In-office
Location: Powai, Mumbai
What You'll Do- Strategic Finance: Collaborate with the executive team to develop and execute strategic financial plans. Provide financial insights to support business growth and expansion. Collaborate with cross-functional teams to achieve organizational objectives.
- Decision Support: Provide financial insights and recommendations to support strategic decision-making. Collaborate with cross-functional teams to evaluate cost-saving initiatives and revenue-generating projects.
- Financial Reporting: Review financial statements prepared by external accountants. Ensure compliance with US GAAP, regulatory requirements, and internal policies. Carry out the consolidation of books as per US GAAP.
- Financial Controls: Collaborate with the finance team to establish and maintain robust financial controls and procedures in areas such as Invoicing, revenue recognition, AR, and AP.
- Compliance: Establish and maintain sound procedures for timely compliance. Oversee those compliances are done in a timely manner including but not limited to tax-related compliances (India and the US)
- Performance monitoring and Investor Reporting: Collaborate with the finance team to review business performance and track key KPIs. Present information to the investors and executive team.
- Chartered Accountant with 2-4 years of experience post qualification (Big4, BDO, GT preferred)
- Knowledge of financial reporting principles including US GAAP
- Ability to work effectively in a fast-paced environment
- Ability to navigate through unstructured and ambiguous problems and create SOPs to build a scalable finance function
- Hands on user of AI tools to improve productivity
- Ownership Accountability of your responsibilities
- Self-learning attitude and a true go-getter
- Strong analytical and problem-solving skills
- Detail-oriented, with a focus on accuracy and precision
Top Tier Benefits
Health insurance for you and your family, meals at office on us, travel reimbursement, unlimited leaves, subsidized gym membership, unlimited learning & development and a world-class team to learn and grow with!
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating environment where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following:
Our Story - https://www.prodigaltech.com/our-story
What shapes our thinking - https://link.prodigaltech.com/our-thesis
Our website - https://www.prodigaltech.com/
Skills Required
- Chartered Accountant qualification
- 2–4 years of post-qualification experience
- Experience with Big Four, BDO, or Grant Thornton preferred
- Knowledge of financial reporting principles, including US GAAP
- Ability to work effectively in a fast-paced environment
- Ability to navigate unstructured and ambiguous problems and create scalable SOPs
- Hands-on use of AI tools to improve productivity
- Strong ownership and accountability
- Self-learning attitude and a go-getter mindset
- Strong analytical and problem-solving skills
- Detail-oriented with a focus on accuracy and precision
What We Do
Prodigal is a pioneer of Collection & Servicing Intelligence, a new category of AI software, which enables banks, lenders and collection agencies of all sizes to quickly and efficiently collect accounts receivables. Our cloud-native, Collection & Servicing Intelligence platform delivers actionable insights for banks, lenders, and ARM agencies to maximize revenue, optimize operations, and minimize compliance risk. Prodigal delivers artificial intelligence and machine learning capabilities to lenders and ARM agencies. Prodigal restores value from accounts past due and improves servicing productivity while retaining customer loyalty. We empower entire teams from executive leadership to representatives with data and insights needed to segment and prioritize accounts, to enhance portfolio yield, and to address procedural and legal (TCPA, FDCPA, UDAAP, ...) non-compliance. With our Collection & Servicing Intelligence Platform, senior executives have complete intelligence about expected liquidation, aggregated agent productivity, and FDCPA/TCPA non-compliance in real-time — an imperative for a modern collections business in an increasingly regulated environment. Prodigal is headquartered in the heart of Silicon Valley (Sunnyvale, CA) and is founded by industry veterans with deep expertise in financial services, predictive modeling, speech AI and core engineering. Our investors include top tier investors like Menlo Ventures, Accel andY Combinator. Prodigal has been featured in TechCrunch, American Banker, CBS News, Fortune, insideARM and other leading technology and financial services news sites.
