YouTrip is the leading and fastest-growing multi-currency payment platform in Asia Pacific. In 2018, we pioneered the region's first multi-currency digital wallet. Now, YouTrip is the #1 multi-currency digital wallet trusted by millions across the region, processing over US$15 billion in total payment value annually.
Our consumer and business propositions – YouTrip and YouBiz – empower individuals and businesses with inclusive, accessible, and affordable financial solutions. YouTrip has raised over US$110 million to date, including its recent Series B round led by global venture capital firm Lightspeed Venture Partners—underscoring strong investor confidence in its mission to transform digital financial services across the Asia Pacific.
Recognised as World Economic Forum’s Global Innovator 2025, CNBC’s World’s Top Fintech Companies (2025, 2024), and LinkedIn’s Top Startup (2024, 2023), YouTrip is dedicated to creating the next generation of digital finance services for consumers and businesses.
Valuing an entrepreneurial culture of diversity and inclusion, we are seeking driven individuals to join our fast-growing regional team as we push the boundaries of innovative fintech solutions.
About the RoleAs Finance Manager - Spend Management, you will own accounts payable and expense management, support payroll and procurement, and lead the cost-optimisation and cost-allocation work that gives the business a clear view of where it spends and why. You will build and lead a team, put the controls in place to keep spending accountable, and partner closely with FP&A and teams across the company.
You WillAccounts payable, expenses & vendors
- Process vendor invoices end to end - check against supporting documents and contracts, validate usage against internal sources, apply the correct tax treatment across markets, obtain the required approvals, process payment and post to the accounting system
- Process employee expense claims - check against supporting documents and policy, obtain approvals, process reimbursements and post to the accounting system
- Validate partner and product settlement figures (e.g. eSIM) against internal data and invoices before payment
- Carry out procurement-style review of vendor quotes and pricing to ensure value and policy compliance
- Support the funding processes that ensure sufficient funds are in place to meet settlement and payment obligations on time
Payroll
- Oversee and process payroll across all markets - approvals, accurate and on-time payment, and journals with cost allocations across markets and products
Cost, controls & planning
- Lead cost optimisation and accrue card-scheme incentives
- Partner with FP&A on cost allocation across markets, products and segments
- Partner with Human Resource on headcount planning and workforce cost tracking
- Manage working capital across the payables and payroll cycle
- Establish and enforce expense controls and approval policies, and maintain accurate, well-controlled books
Process & leadership
- Drive process improvement and automation, including adopting AI tools
- Build, lead and develop a team of 3+, partnering with FP&A, People/HR and the Settlement & Reconciliation team
RequirementsYou Are
- A detail-oriented finance professional with 8+ years across accounts payable, expense management or payroll — ideally gained in fintech, payments or e-commerce.
- Proven people manager, having led and developed teams of 3 or more remotely
- Sound working knowledge of taxation, with the ability to apply the right treatment across markets
- Experience with multi-currency / multi-entity finance operations
- Strong analytical, problem-solving and stakeholder-management skills, with high attention to detail
- Possess excellent communication skills, an open mindset, and business acumen
- Comfortable operating in a fast-paced, high-growth and regulated environment
- Degree in Accounting, Finance or a related field; a professional qualification (CA / CPA / ACCA) is an advantage
Skills Required
- 8+ years experience in accounts payable, expense management or payroll (ideally in fintech, payments or e-commerce)
- Proven people manager with experience leading and developing teams of 3+ (remote experience preferable)
- Sound working knowledge of taxation with ability to apply correct tax treatment across multiple markets
- Experience with multi-currency and multi-entity finance operations
- Strong analytical, problem-solving and stakeholder-management skills with high attention to detail
- Experience processing vendor invoices, employee expense claims, partner/product settlement validation and procurement reviews
- Degree in Accounting, Finance or related field
- Professional accounting qualification (CA / CPA / ACCA)
- Comfortable operating in a fast-paced, high-growth and regulated environment
- Experience driving process improvement and automation (including adopting AI tools)
What We Do
YouTrip is a multi-currency mobile wallet with a prepaid Mastercard that enables you to shop online and offline worldwide like a true globetrotter. As Singapore’s favourite multi-currency wallet, it's our thing to ensure that you pay hassle-free overseas with the best rates. Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Enjoy our in-app exchange with our 10 popular wallet currencies Goodbye hidden fees • Travel and shop freely with zero FX fees & no hidden charges • Withdraw cash fee-less* from overseas ATMs (only available for Singapore app users in foreign currency for the first S$400 per calendar month, 2% fees apply thereafter) It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with push notifications for every payment Apply for an account now to get the best rates at your fingertips! Our Story Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia, we hail from Singapore, Thailand, Hong Kong, and the rest of Southeast Asia, and we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL.








