Finance Intern - Credit Analyst

At Johnson & Johnson, we believe health is everything. Our strength in healthcare innovation empowers us to build a world where complex diseases are prevented, treated, and cured, where treatments are smarter and less invasive, and solutions are personal. Through our expertise in Innovative Medicine and MedTech, we are uniquely positioned to innovate across the full spectrum of healthcare solutions today to deliver the breakthroughs of tomorrow, and profoundly impact health for humanity. Learn more at jnj.com.

As guided by Our Credo, Johnson & Johnson is responsible to our employees who work with us throughout the world. We provide an inclusive work environment where each person is considered as an individual. At Johnson & Johnson, we respect the diversity and dignity of our employees and recognize their merit.

Job Function:

Job Sub Function:

Job Category:

All Job Posting Locations:

Job Description:

Johnson & Johnson is currently recruiting for a Finance Intern – Credit Analyst, from August to December 2026, located in Manila, Philippines.

Job Summary

The Credit Analyst Intern supports the Credit Team in evaluating the creditworthiness of new and existing customers. This role provides hands-on exposure to credit analysis, risk assessment, and credit operations while developing foundational skills in financial analysis and risk management. The intern will work closely with senior credit analysts and cross-functional partners to support informed credit decisions and protect the company’s financial interests. 

Key Responsibilities

1. Credit Analysis Support

• Assist in preparing credit reviews for new and existing customers using financial statements, credit bureau reports, and publicly available information.
• Support annual portfolio reviews by gathering data, organizing documentation, and performing preliminary analysis under supervision.
• Help document recommended credit limits and risk indicators based on established credit policies and guidance from senior analysts.
• Support ad hoc credit requests by collecting required financial and commercial documentation.
• Collaborate with Collections and Commercial teams to ensure credit files are complete and up to date.

2. Risk Management Support

• Assist in maintaining credit documentation and ensuring compliance with approved credit policies and procedures.
• Help monitor customer exposure and flag potential risk indicators for further review by the Credit Team.
• Support data validation and basic maintenance of internal credit tools, reports, or trackers.

3. Reporting

• Assist in the preparation of routine credit reports, such as Credit Limit Edit Reports and Payment Terms or Baseline Date Edit Reports.
• Help ensure data accuracy and consistency in reports used by Credit and Finance leadership.

4. Collaboration & Learning

• Work closely with senior credit analysts to learn credit evaluation methodologies and best practices.
• Coordinate with cross-functional stakeholders including Collections, Commercial Teams, and Finance to understand end-to-end credit and order-to-cash processes.
• Participate in team meetings, training sessions, and process improvement discussions.

Qualifications

• Currently pursuing a Bachelor’s degree in Accounting, Finance, Business, or a related field
• Basic understanding of financial statements
• Strong analytical and organizational skills
• Proficiency in Microsoft Excel (pivot tables, basic formulas preferred)
• Strong attention to detail and willingness to learn
• Clear written and verbal communication skills
• Interest in Credit Risk, Financial Analysis, or Risk Management
• Experience with data analysis, reporting, or audit-related documentation (academic or internship based) is preferred
• Ability to manage multiple tasks in a deadline-driven environment

Key Competencies Developed in This Role

• Financial and credit analysis foundations
• Risk awareness and compliance mindset
• Business communication and stakeholder collaboration
• Process-oriented thinking and attention to detail
• Practical experience in corporate credit and finance operations 

Required Skills:

Preferred Skills: