Finance Analyst

In this role at Citizens, you’ll experience new things, create new opportunities, think beyond your role, and make an impact. 

As a Finance Analyst supporting the Consumer Lending business, you will provide financial analytics, reporting, and budgetary awareness with a high focus on expense management.  You will work collaboratively with other members of the finance team as well as business and other key partners.   

Additionally, you will be a key player in providing insight and recommendations to key business leaders to ensure the business line is staying within budget forecasts and general targets. As part of our team, you’re made ready for a fulfilling career with exciting new challenges and opportunities to stretch yourself!

Primary responsibilities include

• Develops monthly financial reports, annual budget, and monthly forecasts. Provide transparent reporting, highlighting significant assumptions, opportunities and risks. Distill conclusions into succinct, impactful analysis and commentary appropriate for executive management.
• Provides insight and makes recommendations to key business leaders to ensure the business line stays within budget forecasts, and general targets. Continuously consults externally for updates from business partners and researches trends in the business or customer base to ensure forecasts and recommendations are up to date.
• Evaluate financial projections in light of environment, historical performance, initiatives and external market expectations. Preparation and coordination of monthly variance analysis during month end closing process. Research and analysis of variances to determine underlying business reasons.
• Identifying and driving process improvements, including improvement in management / organization of metric data for business line, creation of standard and ad hoc reports. Includes determination of appropriate approach, resources required, schedule for completion and monitoring of project progress.
• Design of format and content of presentation, quality review of accuracy, and recommendations provided to management.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Required Qualifications
  • Bachelors degree in Finance, Accounting or related field
  • Work experience in financial analysis, FP&A, or accounting
  • Ability to work on multiple tasks simultaneously and within tight deadlines
  • Strong to Advanced Excel skills
  • Proficiency in Power Point and Word
  • Detail oriented with strong organizational and analytical skills
• Preferred Qualifications
  • Consumer Lending or Banking experience
  • Working knowledge of Hyperion Essbase/Smart view 

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: M-F Hybrid 4 days in office, 1 day remote

Pay Transparency

• ‌The salary range for this position is $73,000-$101,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including but not limited to, the budget, work location, and relevant skills and experience. We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

   

Work Authorization: 
This role is not eligible for new employer sponsored or current H-1 B visa holders. Applicants, including current OPT, L and other visa holders, must be authorized to work in the U.S. without the need for new employer sponsorship for themselves or their spouses now and in the future.

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Equal Employment and Opportunity Employer

Job Applicant Data Privacy Policy

Background Check

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.