Our Client is one of the United States’ largest insurers, providing a wide range of insurance and financial services products with gross written premium well over US$25 Billion (P&C). They proudly serve more than 10 million U.S. households with more than 19 million individual policies across all 50 states through the efforts of over 48,000 exclusive and independent agents and nearly 18,500 employees. Finally, our Client is part of one the largest Insurance Groups in the world
We are seeking a highly analytical and detail-oriented Senior Actuarial Analyst to join our team.
This position plays a key role in estimating ultimate losses and loss adjustment expenses (ULAE), as well as calculating incurred but not reported (IBNR) reserves for Personal Lines book of business.
Key Responsibilities:
- Lead and execute the monthly Actual vs. Expected (AvE) analysis for a designated book of business.
- Investigate and interpret the drivers of deviations between actual reported losses and expected losses based on models and prior analyses.
- Support monthly financial bookings, ensuring reserve adequacy and accuracy.
- Participate in the quarterly reserve review process to update ultimate loss and ULAE estimates.
- Collaborate with other actuarial and finance teams to communicate key findings and insights.
- Ensure transparency and reproducibility of work through clear documentation and automation where possible.
Requirements
Required Qualifications:
- Bachelor’s degree in actuarial science, Mathematics, Statistics, Data Science, or related field.
- 3+ years of relevant actuarial experience, preferably in reserving or property & casualty insurance.
- Strong command of actuarial reserving concepts and techniques.
- Proficiency in SQL and either R (preferred) or Python for data manipulation and analysis.
- Progress towards actuarial designation with the CAS (minimum of 3 exams passed preferred).
- Strong analytical skills with the ability to synthesize complex data and explain findings to non-technical stakeholders.
- Excellent organizational and time management skills.
Preferred Qualifications:
- Prior experience with personal lines insurance.
- Familiarity with financial reporting processes and tools.
- Experience in process automation and data visualization.
Benefits
This position comes with competitive compensation and benefits package:
- Competitive salary and performance-based bonuses
- Comprehensive benefits package
- Career development and training opportunities
- Flexible work arrangements (remote and/or office-based)
- Dynamic and inclusive work culture within a globally reknowned group
- Private Health Insurance
- Pension Plan
- Paid Time Off
- Training & Development
About Capgemini
Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of over 340,000 team members in more than 50 countries. With its strong 55-year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group €22.5 billion in revenues in 2023.
https://www.capgemini.com/us-en/about-us/who-we-are/
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Skills Required
- Bachelor's degree in actuarial science, Mathematics, Statistics, Data Science, or related field
- 3+ years of relevant actuarial experience, preferably in reserving or property & casualty insurance
- Strong command of actuarial reserving concepts and techniques
- Proficiency in SQL and either R or Python for data manipulation and analysis
- Progress towards actuarial designation with the CAS (minimum of 3 exams passed preferred)
- Strong analytical skills with the ability to synthesize complex data and explain findings to non-technical stakeholders
- Excellent organizational and time management skills
Capgemini Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Capgemini and has not been reviewed or approved by Capgemini.
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Healthcare Strength — Health coverage is positioned as comprehensive, spanning medical, dental, and vision alongside life and AD&D options. Additional wellbeing supports like employee assistance programs, gym discounts, and pet insurance broaden the value beyond core insurance.
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Parental & Family Support — Family-related benefits include maternity/paternity leave and broader family-forming support such as fertility and surrogacy assistance in some locations. Inclusive caregiving supports like back-up child and elder care and out-of-state medical travel are also highlighted.
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Equity Value & Accessibility — Equity participation is available through recurring employee share ownership or purchase programs, creating a longer-term wealth-building option in addition to salary. Eligibility and local access can vary, so confirming participation windows and requirements is important.
Capgemini Insights
What We Do
Capgemini is a global leader in partnering with companies to transform and manage their business by harnessing the power of technology. The Group is guided everyday by its purpose of unleashing human energy through technology for an inclusive and sustainable future. It is a responsible and diverse organization of 270,000 team members in nearly 50 countries. With its strong 50 year heritage and deep industry expertise, Capgemini is trusted by its clients to address the entire breadth of their business needs, from strategy and design to operations, fueled by the fast evolving and innovative world of cloud, data, AI, connectivity, software, digital engineering and platforms. The Group reported in 2020 global revenues of €16 billion.
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