The Role
The role involves reviewing compliance with underwriting guidelines for various mortgage types, liaising with sales, underwriting, and investor teams, and assisting in loan structuring and documentation.
Summary Generated by Built In
We are seeking a highly motivated and detail-oriented Deal Desk Analyst to join our team. This position plays a critical role in reviewing underwriting guidelines across multiple mortgage product types including Conventional, FHA, VA, USDA, Jumbo, and Non-QM loans. The successful candidate will act as a liaison between the Sales, Underwriting, and Investor teams, ensuring that mortgage deals are in compliance with guidelines and are structured effectively for approval
Key Responsibilities
- Review and ensure compliance with underwriting guidelines across all mortgage types (Conventional, FHA, VA, USDA, Jumbo, and Non-QM).
- Serve as a key liaison between the Sales, Underwriting, and Investor teams to facilitate smooth communication and timely deal flow.
- Analyze and evaluate loan scenarios to ensure proper structuring and guideline adherence.
- Provide feedback and support to Sales teams on loan products, guidelines, and best practices.
- Assist in the resolution of complex underwriting and loan structuring issues.
- Collaborate with underwriting teams to ensure efficient loan approvals and identify potential areas for process improvement.
- Maintain up-to-date knowledge of changes in underwriting guidelines, loan programs, and investor requirements.
- Work with investors to ensure accurate and timely submission of loans.
- Track deal performance and ensure all necessary documentation is provided and accurate.
- Address and resolve any post-closing issues that may arise.
Skills, Knowledge and Expertise
- Preferred: Previous experience working at an independent mortgage bank.
- Desired: Experience in mortgage underwriting, with strong knowledge of the different loan types and their respective guidelines.
- Proficiency in mortgage loan guidelines and documentation.
- Ability to analyze complex loan structures and identify potential issues.
- Strong communication skills to effectively collaborate with internal teams and external investors.
- Detail-oriented with strong organizational and problem-solving skills.
- Ability to thrive in a fast-paced, dynamic environment with competing priorities.
- Bachelor’s degree in Business, Finance, or a related field, or equivalent work experience.
- Minimum of 7 years of experience in the mortgage industry, preferably in underwriting or deal desk functions.
Benefits
- Above market salary
- HMO on Day 1 for principal and two dependents
- Government-mandated benefits
- Performance-based Incentives
- Quarterly Company Events
- 1,000 PHP De Minimis
- Equipment and software provided
About
NightOwl Consulting was born from the desire for more! As prior clients of a BPO, we found ourselves struggling with support, understanding of our business industry, and the treatment of our global family… from this, NightOwl Consulting was born. Our mission is to connect companies with world-class talent with the overall vision to build a global family that aspires to reach its highest potential.
Skills Required
- Minimum 7 years of experience in the mortgage industry, preferably in underwriting or deal desk functions
- Bachelor's degree in Business, Finance, or related field, or equivalent experience
- Previous experience working at an independent mortgage bank
- Experience in mortgage underwriting with knowledge of different loan types and guidelines
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The Company
What We Do
NightOwl Consulting helps businesses and people realize new possibilities by connecting companies with world-class talent and building a global family that aspires to reach its highest potential.
