Expert en sinistres I, Habitation

Reposted 7 Days Ago
Be an Early Applicant
4 Locations
In-Office or Remote
59K-73K Annually
Entry level
Insurance • Financial Services
The Role
Handle property (habitation) insurance claims: open claims by phone, investigate circumstances, interview insureds and witnesses, determine coverage and liability, manage reserves and subrogation potential, collaborate with appraisal, underwriting and subrogation teams, control costs, and maintain clear documentation and productivity.
Summary Generated by Built In

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times.

Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us.

Pay at Intact is about much more than just salary.

  • Flexible work arrangements and a hybrid work model

  • Possibility to purchase up to 5 extra days off per year

  • Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more

  • Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life)

Salary range (but not limited to):

59,300 - 72,500

Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance):

7.5%

As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares.

Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan.

Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role

Nous sommes à la recherche d'expert en sinistre biens internes pour notre équipe grandissante!

Comme Expert en sinistres, biens Internes - habitation, vous serez au cœur de ce que nous faisons le mieux : aider les gens. Vous travaillerez au sein d’une équipe passionnée et diversifiée d’experts en sinistre qui aident les clients à se remettre sur la bonne voie après un sinistre.
Votre grand cœur et vos compétences impressionnantes seront un atout précieux pour notre équipe, et nous vous offrirons des occasions stimulantes d’enquêter sur des réclamations d’assurance biens et des sinistres complexes et de les gérer pour nos activités d’assurance des particuliers et des entreprises. De plus, nous avons plus de 75 différents types de postes au sein de l’équipe d’indemnisation, ce qui signifie des tonnes d’occasions pour vous de faire progresser votre carrière d’une façon qui vous tient à cœur.
Chaque situation unique et chaque réclamation d’assurance biens fera rayonner votre habileté à gérer les détails. Vous passerez en revue les dossiers individuels, rencontrerez l’assuré et les témoins, conserverez des documents clairs et bien organisés et comparerez des contrats afin d’effectuer des évaluations liées à la responsabilité et au règlement des réclamations.
Ce que vous accomplirez chez nous

  • Ouvrir les nouvelles réclamations au téléphone avec les clients, puis assurer une prise en charge immédiate de la situation.
  • Analyser les informations recueillies, déterminer la recevabilité et enquêter les circonstances d'une réclamation afin d'en déterminer les causes et réviser l'évaluation des dommages.
  • Recueillir les versions des faits des assurés et/ou témoins en les interrogeant sur les événements.
  • Utiliser les outils de façon efficace.
  • Déterminer le potentiel subrogatoire dans les dossiers.
  • Avoir une bonne gestion des réserves.
  • Gérer efficacement de son bureau et ses priorités.
  • Vérifier les détails de la police de l'assuré pour déterminer la couverture.
  • Collaborer efficacement avec différentes équipes, notamment celles de l’évaluation, de la souscription et la subrogation.
  • Veiller à la gestion efficace des coûts.

Ce que vous mettrez à profit

  • Détenir un certificat d’experts en sinistre 5A et/ou 5B.
  • Posséder au moins 6 mois d’expérience à titre d'expert en sinistres automobile.
  • Aucune expérience en habitation n’est requise; une formation en traitement des sinistres habitation sera offerte.
  • Bien connaître les produits d’assurance.
  • Solides compétences en gestion du temps.
  • Excellentes aptitudes à la communication écrite et verbale.
  • Avoir une bonne compréhension du processus de réclamation
  • Maintenir un haut niveau de performance et de productivité 
  • Bilingue (français et anglais) Nécessité de traiter des dossiers de réclamations d’une clientèle anglophone sur une base régulière

#LI-LA1

#LI-Hybrid

Il s'agit d'un nouveau rôle au sein de notre équipe en pleine croissance | This role is a new member of our growing team.


We are an equal opportunity employer

At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives.

We encourage applications from individuals who are members of equity-deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community.

As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today.

We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request.

If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Learn more about our recruitment process and your candidate journey here.

Please note that Intact does not provide sponsorship or other support for immigration-related matters including but not limited to employer-specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.

If you are an employee of Intact or belairdirect, please apply for this role on Internal Career Site.

Skills Required

  • Certificate d'experts en sinistre 5A and/or 5B
  • Minimum 6 months experience as an automobile claims adjuster
  • Knowledge of insurance products
  • Strong time management skills
  • Excellent written and verbal communication skills
  • Good understanding of the claims process
  • Ability to determine subrogation potential and manage reserves
  • Bilingual: French and English (regularly handle anglophone claim files)
  • Maintain high level of performance and productivity

Intact (intactfc.com) Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Intact (intactfc.com) and has not been reviewed or approved by Intact (intactfc.com).

  • Fair & Transparent Compensation Pay is often framed as competitive for core roles like tech, underwriting, and claims, with base pay and total compensation commonly positioned above typical sector benchmarks. Salary ranges and bonus targets are frequently presented as explicit components of the package, which supports clarity on what compensation is intended to include.
  • Retirement Support Retirement offerings stand out through RRSP matching and pension options that emphasize long-term security. A defined benefit pension option is also described, which is often treated as a differentiator versus many large employers.
  • Healthcare Strength Health coverage is described as comprehensive across medical, dental, vision, and prescriptions, with additional support such as EAP services and access to virtual care. Wellness accounts and reimbursements are also included, adding breadth beyond core insurance coverage.

Intact (intactfc.com) Insights

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The Company
HQ: Toronto
18,239 Employees
Year Founded: 1809

What We Do

We are here to help people, businesses and society prosper in good times and be resilient in bad times. This is our purpose and the foundation of our company – it drives everything we do and gives meaning to our work. - Nous sommes là pour aider les gens, les entreprises et la société à aller de l'avant dans les bons moments et à être résilients dans les moments difficiles. C'est notre raison d'être et l'essence même de notre entreprise

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