RA (Risk Analytics) Unsecured Operations in a bank typically centers around supporting operational processes related to unsecured lending products (like personal loans, credit cards, etc.), with a strong focus on risk management, compliance and process efficiency.
Responsibilities- Resposible for checking KYC, data accuracy in LOS system, check list on credit related, approval delegation, pre disbursement needs towards loan disbursment.
- Process adhered as per SOP / Policy documented.
- Reconciliation of control items.
- Managing the queue with the agents and ensure TAT met for all disbursements.
- Tracking and checking of files and PDD - movement to vendors, activation of NACH (to be high percentage),
Response to customer related query / complaint within TAT.
Qualification needed: Graduate / Post Graduate
Min Experience: 1 year
Max Experience: 3 years
Skills Required
- Graduate or Postgraduate degree
- 1-3 years of relevant experience
What We Do
CSB is a full service bank established in 1920 and headquartered in Thrissur, Kerala. CSB has over 703 branches covering not just the district headquarters and large towns but also semi-urban and rural centers. Thanks to its unique origin and history, CSB is considered a household banking brand in Kerala. CSB offers Retail, Wholesale and SME Banking services through its footprint of over 703 branches across the country serving over 2 million customers.
