You desire impactful work.
You’re RGA ready
RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.
Position overview
This individual will play a crucial role in supporting the Chief Pricing Actuary, Japan and managing reinsurance quotations within the pricing function. In this capacity, you will conduct both quantitative and qualitative risk analyses, provide financial quantification, and deliver final actuarial recommendations to management for assigned quote opportunities. Additionally, you will drive the enhancement of risk understanding through the development of pricing bases, engagement in R&D activities, and ongoing risk monitoring. You will also take on significant managerial and coaching responsibilities, fostering the development of other team members.
Responsibilities
Pricing Process and Compliance
- Peer review pricing quotes led by other senior pricing actuaries
- Decide on the pricing methodology and obtain agreement with the Chief Pricing Actuary, Japan when needed
- Review and ensure assumptions align with current approved pricing bases, including conducting experience studies and proposing adjustments
- Provide financial and risk advice to business decision-makers regarding quotes
- Sign off assigned reinsurance quotes within individual authority, including finalizing pricing memos and treaty amendments. Escalate and obtain approval from Regional Pricing for assigned quotes
Pricing Bases
- Lead end-to-end Pricing Basis development initiatives. Assess the strengths and weaknesses of current pricing bases with the Chief Pricing Actuary, Japan, identify areas for improvement, and set priorities
- Coordinate with Regional teams to obtain pricing basis approval when needed
Team / Business Management
- Lead junior members of the pricing team, ensuring compliance with best practices and guidelines
- Manage the performance and continuity of the pricing team with the Chief Pricing Actuary, Japan
- Proactively seek improvements in management and work processes related to the pricing function and the wider company, making meaningful recommendations and driving changes
- Build and maintain positive working relationships with external clients and internal stakeholders across Asia, Regional, and Corporate levels
- Attend regular quote meetings with Business Development to agree on quote priorities and timelines
Requirements
- Fellowship with IAJ or equivalent professional body
- Minimum 15 years of experience in life insurance, with strong knowledge of Japanese life insurance products
- Proficient in Japanese and English (verbal and written) for effective communication with local and international stakeholders
- Advanced skills in Excel and PowerPoint; experience with AXIS is a plus
- Familiarity with reinsurance and/or life insurance pricing is advantageous
- Strong motivation and initiative; ability to work independently
- Open, honest, and cooperative mindset; promotes teamwork
- Ability to derive and communicate commercial implications from numerical analysis to non-technical personnel
- Proven ability to lead cross-functional projects and ensure timely delivery
- Skilled in identifying business opportunities and areas for improvement within the branch
- Strong decision-making skills in both technical actuarial and team management issues
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What you can expect from RGA:
Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
Join the bright and creative minds of RGA, and experience vast, endless career potential.
We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.
Skills Required
- Fellowship with the Institute of Actuaries of Japan or an equivalent professional body
- At least 15 years of experience in life insurance
- Strong knowledge of Japanese life insurance products
- Proficiency in Japanese and English, verbally and in writing
- Advanced skills in Microsoft Excel and PowerPoint
- Ability to work independently with strong motivation and initiative
- Open, honest, cooperative mindset and commitment to teamwork
- Ability to communicate commercial implications of numerical analysis to nontechnical personnel
- Proven ability to lead cross-functional projects and deliver on time
- Ability to identify business opportunities and improvement areas
- Strong technical actuarial and team-management decision-making skills
- Experience with AXIS
- Familiarity with reinsurance and/or life insurance pricing
What We Do
Reinsurance Group of America, Incorporated (RGA), a Fortune 500 company, is among the leading global providers of life reinsurance and financial solutions, with approximately $3.5 trillion of life reinsurance in force and assets of $92.2 billion as of December 31, 2021. Founded in 1973, RGA today is recognized for its deep technical expertise in risk and capital management, innovative solutions, and commitment to serving its clients. With headquarters in St. Louis, Missouri, and operations around the world, RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, health reinsurance, facultative underwriting, product development, and financial solutions. To learn more about RGA and its businesses, visit our website at www.rgare.com.

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