Executive Director, Data Science (Risk Analytics)

Posted 4 Days Ago
Be an Early Applicant
2 Locations
Hybrid
Expert/Leader
Financial Services
We’re one of the world’s biggest technology-driven companies
The Role
Lead a data science team to develop evergreen data assets and scalable analytics products that improve credit and fraud risk outcomes. Define multi-year roadmap, drive modeling across structured and unstructured data, advance generative AI use cases, partner with stakeholders and risk leadership, deliver executive-ready insights, and operationalize production-grade decisioning solutions.
Summary Generated by Built In

Join a team where advanced analytics, strong data foundations, and practical decisioning come together to improve outcomes for customers and the firm. You will lead high-impact data science initiatives that strengthen credit and fraud risk performance through better data, better models, and better insights. This role offers the opportunity to set a multi-year vision, build new capabilities, and scale products that directly influence senior decision-making. You will partner closely with leaders and stakeholders to turn ambiguous questions into measurable business outcomes. 

Job summary 

As an Executive Director, Data Science in the Chase 360 team within the consumer risk organization, you will lead a team of data scientists and analytics professionals to deliver insights and decisioning capabilities that materially improve credit and fraud risk outcomes. You will shape and execute a roadmap for durable (“evergreen”) data assets and scalable analytics products, from discovery through production. You will work across functions to identify the most important business problems, define success metrics, and translate opportunities into actionable analytical solutions. You will communicate clearly and credibly with both technical teams and senior leaders, balancing tradeoffs to drive timely decisions.

You will be expected to challenge existing paradigms, raise quality and explainability standards, and improve how data becomes insight at scale. The work spans structured and unstructured data, risk monitoring, and enterprise data product thinking—so you can move from strategy to execution while keeping teams aligned and motivated. You will also identify where generative artificial intelligence can responsibly accelerate the analytics lifecycle and improve analyst productivity. 

Job responsibilities

  • Lead and develop a high-performing data science team through clear direction, coaching, and a culture of high standards, curiosity, and continuous learning
  • Define and execute a multi-year vision and roadmap for evergreen data assets, decisioning capabilities, and scalable analytics products that improve credit and fraud risk performance
  • Expand the coverage, quality, and utility of key data assets (for example, income-related data) to support risk decisions and insights
  • Advance data mining and modeling across structured and unstructured data to identify actionable insights and early indicators of consumer and small business stress
  • Reimagine end-to-end transaction categorization to improve quality, explainability, scalability, and speed to availability for downstream risk use cases
  • Lead generative artificial intelligence–enabled innovation across the data science lifecycle (for example, weak-signal discovery, entity and merchant enrichment, sequence understanding, and unstructured-to-structured transformation)
  • Partner with cross-functional stakeholders and risk leadership to prioritize opportunities, define success metrics, and translate business questions into analytical solutions
  • Deliver executive-ready narratives that clearly communicate insights, recommendations, tradeoffs, and expected business impact
  • Drive execution in a fast-paced environment by aligning stakeholders, prioritizing work across initiatives, and delivering against roadmap milestones

Required qualifications, capabilities, and skills 

  • Master’s degree in a quantitative field (for example, computer science, statistics, mathematics, physics, or related discipline)
  • Proven experience leading and developing data science teams, including coaching, performance management, and team culture
  • Demonstrated ability to deliver production-grade, data-driven solutions to complex business problems
  • Strong expertise in consumer financial services and applying analytics to risk decisioning (including credit and fraud)
  • Deep knowledge of statistical modeling and data mining methods across structured and unstructured data
  • Strong programming capability in Python and SQL (and/or comparable analytics languages) and experience working with large-scale data
  • Strategic and commercial mindset: ability to frame ambiguous problems, define clear success metrics, and prioritize high-impact work
  • Strong stakeholder management skills and ability to influence senior leaders through sound judgment and crisp storytelling
  • Excellent written and verbal communication skills for technical and non-technical audiences

Preferred qualifications, capabilities, and skills 

  • Doctoral degree in a quantitative field
  • Experience building and scaling analytics “data products” used by multiple teams or functions
  • Hands-on experience applying generative artificial intelligence techniques to analytics workflows (for example, enrichment, classification, or unstructured text processing)
  • Experience improving transaction data quality, categorization, and explainability for downstream analytics or decisioning
  • Experience partnering with model risk management, governance, and control functions to support responsible deployment
  • Track record of delivering executive-level narratives and decision materials tied to measurable outcomes
About Us

Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. 

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.  We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. 

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

Equal Opportunity Employer/Disability/Veterans

About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction.

The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.

Skills Required

  • Master's degree in a quantitative field (computer science, statistics, mathematics, physics, or related)
  • Proven experience leading and developing data science teams, including coaching and performance management
  • Demonstrated ability to deliver production-grade, data-driven solutions to complex business problems
  • Strong expertise in consumer financial services and applying analytics to risk decisioning (credit and fraud)
  • Deep knowledge of statistical modeling and data mining methods across structured and unstructured data
  • Strong programming capability in Python and SQL and experience working with large-scale data
  • Strategic and commercial mindset: ability to frame ambiguous problems, define success metrics, and prioritize high-impact work
  • Strong stakeholder management skills and ability to influence senior leaders
  • Excellent written and verbal communication skills for technical and non-technical audiences
  • Doctoral degree in a quantitative field
  • Experience building and scaling analytics data products used by multiple teams or functions
  • Hands-on experience applying generative AI techniques to analytics workflows (enrichment, classification, unstructured text processing)
  • Experience improving transaction data quality, categorization, and explainability for downstream analytics or decisioning
  • Experience partnering with model risk management, governance, and control functions to support responsible deployment
  • Track record of delivering executive-level narratives and decision materials tied to measurable outcomes

JPMorganChase Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about JPMorganChase and has not been reviewed or approved by JPMorganChase.

  • Healthcare Strength Medical, dental, vision, and mental health coverage are comprehensive, with on-site clinics, preventive care, and specialized supports such as maternity nurse guidance and fertility treatments. Wellness activities can help offset copays and out-of-pocket costs, reinforcing the perceived strength of health benefits.
  • Retirement Support A 401(k) with dollar-for-dollar matching and additional automatic pay credits reflect strong employer-backed retirement savings. An employee stock purchase plan and related financial programs further bolster long-term financial support.
  • Leave & Time Off Breadth Paid time off, sick time, holidays, and generous parental leave are provided alongside family medical leave and adoption/fertility assistance. Additional programs like caregiver support and volunteer time off expand the breadth of time-away options.

JPMorganChase Insights

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The Company
HQ: New York, NY
289,097 Employees
Year Founded: 1799

What We Do

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Technology fuels every aspect of our company and is at the heart of everything we do. With over 50,000 technologists globally and an annual tech spend of $12 billion, we are dedicated to improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Learn more about technology at our firm, explore resources from our Distinguished Engineers, AI & ML researchers, and other experts; access the latest episode of our TechTrends podcast, and more at www.jpmorgan.com/technology. Information about JPMorgan Chase & Co. is available at www.jpmorganchase.com. ©2023 JPMorgan Chase & Co. All rights reserved. JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans.

Why Work With Us

Our technologists work on a diverse range of solutions that include strategic technology initiatives, big data, mobile, electronic payments, machine learning, cybersecurity, enterprise cloud development, and other state-of-the-art technologies.

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