Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionBuild the engines protecting billions in global transfers, without slowing down real-time money movement.
As a Senior Product Engineer in Wise’s Europe Risk & Controls team, you’ll take full end-to-end ownership of our core risk architecture. We’re expanding our domain to handle high-stakes Anti-Money Laundering (AML) and financial crime prevention across European and UK markets. You will architect high-throughput, event-driven engines that ensure every risk decision is bulletproof: consistent, explainable, and real-time auditable.
What You'll Drive
System Architecture: Design and scale distributed systems powering customer due diligence (CDD/EDD) and fincrime detection.
Technical Leadership: Set technical strategy, make critical architectural calls, and mentor senior talent.
Domain Impact: Partner directly with Product, Compliance, and Data Science to translate regulatory complexity into high-performance code.
What do you need:
We are fully aware that it is uncommon for a candidate to have all skills required and we fully support everyone in learning new skills with us. So if you have some of those listed below and are eager to learn more we do want to hear from you!
Core Stack: 7+ years of deep Java expertise leveraging Spring Boot.
Distributed Systems: Hands-on experience building event-driven architectures with Kafka and SQL.
Product Ownership: Direct end-to-end execution—owning systems from initial design to live production metrics.
Cross-Functional Influence: Ability to translate complex distributed architecture concepts for non-technical stakeholders.
CI/CD Mastery: Proven experience with modern continuous integration and deployment pipelines.
Domain Bonus: Prior experience in AML, KYC, or fraud prevention is a massive plus.
Interested? Find out more:
How we work – a practical guide
DEI @ Wise
Wise Tech Stack (2025 update)
Our Engineering career map
Scaling our Infrastructure; how we make it work
Wise Engineering – https://medium.com/wise-engineering
What do we offer:
Starting salary: £111,000- £145,000 +RSUs
Wise Benefits
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
Keep up to date with life at Wise by following us on LinkedIn and Instagram.
Skills Required
- 7+ years of deep Java expertise using Spring Boot
- Hands-on experience building event-driven architectures with Kafka and SQL
- End-to-end ownership of systems from initial design through production metrics
- Ability to explain complex distributed architecture concepts to non-technical stakeholders
- Experience with modern continuous integration and deployment pipelines
- Prior experience in AML, KYC, or fraud prevention
Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
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Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
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Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
