Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.
Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.
As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.
More about our mission and what we offer.
Job DescriptionWe’ve built a global platform that moves money across borders instantly, transparently, and at the lowest possible cost. As we continue to scale our operations and expand our capabilities in the UK, the size and complexity of our balance sheet, safeguarding structures, and liquid asset pools are growing.
We are looking for a Treasury Manager – ALM to join our Group Treasury team. In this role, you will take ownership of liquidity management, balance sheet risk oversight, and compliance for our core UK asset portfolios and liquid buffers. Operating with a high degree of autonomy as a key ALM partner, you will drive first-line risk oversight while seamlessly leveraging the robust infrastructure and shared resources of our wider global Treasury function.
Your mission is to ensure our UK portfolios maintain institutional-grade financial resilience. Working alongside our Treasury leadership, you will be responsible for the day-to-day risk management of our high-quality liquid asset buffers, monitoring structural balance sheet exposures (IR, FX, and Credit), and ensuring our funding and liquidity strategies are fully aligned with evolving UK industry and regulatory expectations.
Here’s what you’ll be doing
- Portfolio & Compliance Monitoring: Oversee the compliance, monitoring, and risk management of the UK liquid asset buffers, ensuring strict adherence to internal liquidity policies and safeguarding risk frameworks.
- Evolution to Strategy: While the initial focus is on robust risk oversight and monitoring, you will actively collaborate on and evolve the long-term investment strategy and asset allocation for these portfolios as our UK footprint grows.
- Balance Sheet Risk Management: Act as the first line of defense for the portfolio’s financial risks. You will identify, measure, and monitor structural interest rate risk and Foreign Exchange (FX) exposures to safeguard the balance sheet.
- Funding & Intragroup Arrangements: Manage regional funding requirements, including the oversight of intragroup funding arrangements (term and intraday), capital optimisation, and cash forecasting.
- Regulatory Alignment: Ensure regional treasury operations meet all UK liquidity and capital preservation expectations (leveraging your experience with liquidity stress testing and capital adequacy frameworks).
- Group Collaboration: Act as the primary bridge between the UK business and our global Treasury execution desk, translating portfolio risk management and ALM needs into actionable requirements.
This role will suit you if you have
- A Regulated Treasury Background: You have strong experience working within a UK-regulated financial institution (such as a sophisticated capital-regulated FinTech/EMI, investment firm, building society, or regulated bank).
- Liquid Asset & Portfolio Expertise: You possess a deep understanding of liquid asset buffers, liquidity metrics, and the nuances of managing high-quality fixed income portfolios.
- Asset-Liability Management (ALM) Grip: You are comfortable identifying and monitoring structural balance sheet risks. Strong familiarity with ALM principles, interest rate risk management, and balance sheet dynamics is essential.
- Regulatory Fluency: You are familiar with UK regulatory liquidity expectations, capital requirements, and stress testing processes (e.g., ICARA or ILAAP/ICAAP concepts).
- Autonomy & Influence: You thrive as an individual contributor within a broader team. You are comfortable being the dedicated treasury expert for a specific business line while collaborating seamlessly with a global function.
- An Analytical Edge: You are comfortable with data, possess financial modeling skills, and prefer automated, scalable solutions over manual spreadsheet tracking.
£98,000-£130,000
For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.
We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.
If you want to find out more about what it's like to work at Wise visit Wise.Jobs.
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Skills Required
- Strong experience working within a UK-regulated financial institution, such as a regulated bank, EMI, investment firm, building society, or capital-regulated FinTech
- Deep understanding of liquid asset buffers and liquidity metrics
- Experience managing high-quality fixed-income portfolios
- Strong knowledge of asset-liability management principles and balance-sheet dynamics
- Experience identifying and monitoring structural interest-rate risk and foreign-exchange exposures
- Familiarity with UK regulatory liquidity expectations and capital requirements
- Experience with liquidity stress testing and ICARA, ILAAP, or ICAAP concepts
- Financial modeling skills and comfort working with data
- Ability to develop automated and scalable solutions instead of manual spreadsheet tracking
- Ability to work autonomously and collaborate with global Treasury functions
Wise Compensation & Benefits Highlights
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Equity Value & Accessibility — Equity is broadly accessible through RSUs granted to all employees in addition to salary, aligning rewards with company performance. This company‑wide ownership stance is consistently highlighted in the benefits descriptions.
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Leave & Time Off Breadth — Paid time off is notably generous, with a global minimum of 33 days and 36 days listed for U.S. locations. After four years, a six‑week paid sabbatical plus a £1,000 stipend further strengthens time‑away benefits.
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Wellbeing & Lifestyle Benefits — Lifestyle support includes work‑from‑anywhere for up to 90 days per year after six months, flexible working principles, and a 24/7 Employee Assistance Program. Extras like three annual “Me Days” and a professional‑development allowance add quality‑of‑life value.
Wise Insights
What We Do
Wise is a global technology company, building the best way to move and manage the world's money. With Wise Account and Wise Business, people and businesses can hold 40 currencies, move money between countries and spend money abroad. Large companies and banks use Wise technology too; an entirely new network for the world's money. Launched in 2011, Wise is one of the world’s fastest growing, profitable tech companies. In fiscal year 2025, Wise supported around 15.6 million people and businesses, processing over $185 billion in cross-border transactions and saving customers around $2.6 billion.
Why Work With Us
We’re truly global in who we are, how we work, and how we build. Everything we do is centred around creating a world of money that’s fast, easy, fair. And open to all. Everyone who works here owns a piece of Wise, from the work they do, to the stock they hold.
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Wise Offices
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Employees engage in a combination of remote and on-site work.
We expect new joiners in the office most days to build connections and learn from colleagues for their first six months. After that, most Wisers split their working week between the office and home, typically coming in at least 12 times a month.
