EPL Claims Consultant

Posted Yesterday
Be an Early Applicant
7 Locations
In-Office or Remote
95K-130K Annually
Senior level
Insurance
The Role
Manages complex Employment Practices Liability claims from investigation through negotiation and resolution. Performs coverage analysis, evaluates significant financial exposures, negotiates sensitive settlements, and advises adjusters and leadership. Collaborates with legal, underwriting, agents, vendors, and other stakeholders while ensuring regulatory compliance and accurate documentation. Uses data and analytics to identify trends, mentors less experienced adjusters, and maintains required state adjuster licenses and continuing education.
Summary Generated by Built In

For more than 170 years, The Hanover has been committed to delivering on our promises and being there when it matters the most. We live our values every day, demonstrating we CARE through our values, Sustainability initiatives and inclusive corporate culture.

 

Our Management Liability Claims organization is seeking a EPL Claims Consultant to join our growing team. This role offers the flexibility of a hybrid/flex work arrangement or fully remote schedule, along with the opportunity to collaborate with a high-performing team handling complex and impactful Employment Practices Liability claims.
 

Position Overview 

The Consultant EPL Claims is responsible for managing highly complex coverage analysis, investigation, evaluation, negotiation, and resolution of Employment Practices Liability claims. These claims may originate from any jurisdiction across the country and often require collaboration with internal and external experts.

This role requires advanced technical skills, sound judgment, and the ability to manage complex and high-value claims with minimal supervision. The Consultant operates with a high level of autonomy and professionalism, ensuring compliance with regulatory and company standards while navigating sensitive and high-impact claim scenarios. The position offers opportunities to deepen expertise in specialized lines of business and contribute meaningfully to claim outcomes through strategic decision-making and expert consultation.

In this role you will:

  • Independently manages highly complex claims with significant financial exposure. Demonstrate expert-level technical knowledge across products and industry practices.
  • Negotiate settlements on the company’s largest and most sensitive losses, applying advanced strategies to mitigate risk and control expenses.
  • Provide strategic consultation on large claim handling, supporting both staff and independent adjusters. Participate in the development of resolution strategies and ensure consistency across high-impact cases.
  • Maintain ongoing communication with leadership, offering insights and updates on critical claim developments and emerging trends.
  • Serve as a subject matter expert, contributing to departmental initiatives and coordinating consistent handling of large losses across jurisdictions.
  • Co-adjust select cases to support learning and influence outcomes. Provide technical guidance and mentorship to less experienced adjusters.
  • Lead cross-functional collaboration with underwriting, legal, agents, vendors, and other stakeholders to ensure thorough investigation and evaluation of complex claims.
  • Utilize data tools and analytics to identify trends, improve claim outcomes, and ensure compliance with documentation standards. Prepare detailed reports for leadership and support continuous improvement efforts.
  • Maintain appropriate state adjuster licenses and complete required continuing education to stay current with regulatory and industry standards. 

 

What you need to apply:

  • Bachelor’s degree or equivalent experience required; typically 8+ years of professional experience in claims or related fields.
  • Demonstrates strong negotiation skills in high-stakes situations, consistently securing favorable outcomes while preserving relationships. Skilled in influencing internal and external stakeholders.
  • Makes confident, informed decisions independently and operates with latitude for unreviewed action. Applies sound judgment and strategic thinking to complex claim scenarios.
  • Communicates clearly and effectively in both verbal and written formats. Promotes open dialogue and handles sensitive issues with professionalism and empathy.
  • Maintains constructive working relationships across diverse perspectives. Fosters collaboration and contributes to a positive team environment.
  • Highly organized with strong time management skills. Manages complex workflows and adapts easily to shifting priorities and business needs.
  • Demonstrates deep understanding of applicable statutes, regulations, and case law. Applies legal and regulatory knowledge to guide claim resolution and ensure compliance.
  • Drafts factual, relevant, and objective work products. Maintains accurate and comprehensive claim documentation using internal systems.
  • Navigates digital tools efficiently to support claim handling and reporting.
  • Mentors less experienced team members, offering guidance on compliance, communication, and conflict resolution. Supports knowledge sharing and team development.
  • Dedicated to meeting the expectations of internal and external customers. Handles escalated issues with empathy and professionalism.

 

Core Capabilities:

  • Analytical Reasoning: The ability to identify problems, understand your impact, gather input and data, and develop an effective solution.
  • Customer Centricity: Makes customers/clients and their needs a primary focus of one’s actions; shows interest in and understanding of the needs and expectations of internal and external customers; gains customer trust and respect; meets or exceeds customer expectations.
  • Digital Fluency: Effectively uses digital tools and technology appropriately to find, evaluate, create, and communicate information understands how to navigate digital platforms, use software applications, and leverage technology for productivity and communication purposes.
  • Persuasion and Influence: Uses appropriate interpersonal skills and techniques to gain acceptance for ideas or solutions; uses influencing strategies to gain genuine agreements; seeks to persuade rather than force solutions or impose decisions or regulations.
  • Professional Insurance Acumen: Demonstrates a deepening understanding of the insurance industry and the ability to apply specialized technical skills to address complex challenges, adapt to industry trends, and drive value for the organization.
  • Planning and Execution: Plans, prioritizes and manages resources and time effectively to achieve specific goals or deadlines.

 

Physical Demands and Work Environment:

  • Ability to use a personal computer and other standard office equipment.
  • Ability to sit and/or stand for extended periods.
  • Required to work on-site as needed.
  • Ability to travel as necessary.
  • Ability to work in a fast paced, changing or stressful environment.
  • Ability to perform work in a noisy/loud work environment.
  • May be required to have and maintain sufficient home-based internet connection.

CAREER DEVELOPMENT:

It’s not just a job, it’s a career, and we are here to support you every step of the way. We want you to be successful and fulfilled. Through on-the-job experiences, personalized coaching and our robust learning and development programs, we encourage you – at every level – to grow and develop.

 

BENEFITS:

We offer comprehensive benefits to help you be healthy, build financial security, and balance work and home life. At The Hanover, you’ll enjoy what you do and have the support you need to succeed.

 

Benefits include:

  • Medical, dental, vision, life, and disability insurance
  • 401K with a company match
  • Tuition reimbursement
  • PTO
  • Company paid holidays
  • Flexible work arrangements
  • Cultural Awareness Day in support of IDE
  • On-site medical/wellness center (Worcester only)
  • Click here for the full list of Benefits

EEO statement:

The Hanover values diversity in the workplace and among our customers.  The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.  
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law.” 
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities.  Individuals with disabilities who wish to request a reasonable accommodation to participate in the job application or interview process, or to perform essential job functions, should contact us at:
[email protected] and include the link of the job posting in which you are interested.

 

Privacy Policy:

To view our privacy policy and online privacy statement, click here.  

Applicants who are California residents: To see the types of information we may collect from applicants and employees and how we use it, please click here.

Compensation:

The target hiring range for this role may vary based on geographic location and other factors, including merit or performance, demonstrated proficiency, skills for the role, education, travel requirements, and experience. Additional compensation may include an annual bonus (which could take the form of a general bonus, sales incentive, or short-term incentive), long-term incentive or spot recognition awards. The posted range reflects our ability to hire at different position titles and levels depending on background and experience.

Skills Required

  • Bachelor's degree or equivalent experience
  • Typically 8 or more years of professional experience in claims or related fields
  • Advanced experience managing complex, high-value Employment Practices Liability claims
  • Strong negotiation skills in high-stakes situations
  • Independent decision-making and sound judgment in complex claim scenarios
  • Strong verbal and written communication skills
  • Ability to collaborate across diverse stakeholders and maintain professional relationships
  • Strong organization, time management, and workflow management skills
  • Deep understanding of applicable statutes, regulations, and case law
  • Ability to draft objective work products and maintain comprehensive claim documentation
  • Proficiency navigating digital tools and systems for claim handling and reporting
  • Ability to mentor less experienced team members
  • Ability to maintain appropriate state adjuster licenses and complete required continuing education

The Hanover Insurance Group Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about The Hanover Insurance Group and has not been reviewed or approved by The Hanover Insurance Group.

  • Healthcare Strength — Healthcare coverage is positioned as robust, spanning medical, dental, vision, life and disability options, alongside wellness supports like coaching and assistance programs. Access to added services such as health advocacy, flu shots, and location-specific on-site clinics appears to strengthen the overall package.
  • Retirement Support — Retirement benefits are described as strong, highlighted by a 401(k) match up to 6% and additional financial programs like profit sharing/pension options in some descriptions. An employee stock purchase discount and free financial planning are also presented as meaningful financial-security add-ons.
  • Leave & Time Off Breadth — Time-off benefits appear generous, with four weeks of PTO at hire, multiple holidays, and the ability to purchase additional PTO. Hybrid/flexible work arrangements are frequently presented as enhancing the overall value of total rewards.

The Hanover Insurance Group Insights

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The Company
HQ: Worcester, MA
4,454 Employees
Year Founded: 1852

What We Do

The Hanover is a leading provider of property and casualty insurance in the United States. We’ve been named to Forbes’ list of “Best Mid-Size Employers” since 2015, and have more than 4,200 employees in 35 branch offices, covering more than two million individual and business policyholders. As an employer of choice, The Hanover provides a unique experience, combining a long, proud history of delivering its promises, and a forward-thinking, innovative culture mentality. At The Hanover, you will gain new experiences, expand your skill set, and build your career working for an industry leader and one of the fastest growing companies in the insurance industry. Our compensation and benefits programs are based on the strong belief that our people are our company's most valuable asset. We offer comprehensive benefits to help our team members stay healthy, build financial security, balance work and personal responsibilities, and achieve their professional goals.

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