Employee Benefits, Underwriting Analyst

Posted 2 Days Ago
Be an Early Applicant
3 Locations
In-Office
48K-72K Annually
Mid level
Fintech • Payments • Financial Services
The Role
Supports underwriters serving regional and national employee benefits accounts. Reviews RFPs, census data, contracts, plan designs, renewals, and experience information to develop manual and formula rates. Identifies data discrepancies, researches plan changes, prepares renewal documentation, and provides recommendations to underwriters. The role requires accurate, timely analysis, strong Excel skills, communication, organization, multitasking, and continuous learning. It follows a hybrid schedule in Hartford, Alpharetta, or Lake Mary.
Summary Generated by Built In
UW Analyst - UO09CN

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

         

The Underwriting Analyst (UA) supports Underwriters for both Regional Accounts (1,000-4,999 lives) and National Accounts (5,000+ lives) business. The functions the UA supports are: pre-sales, renewals, plan changes, and customer experience reporting. Key responsibilities include:


Pre-sale:

• Reviews RFP submissions and census for completeness and accuracy. Requests missing information from the Underwriter.

• Interprets group life, long-term disability, short-term disability, accidental death & dismemberment, accident & critical illness contracts/booklets to create ratings based on the in-force plan design, to develop manual rates. Highlights any discrepancies while utilizing independent thinking skills to propose alternate plan designs as necessary to closely match plan designs.


Renewals/Plan Changes/Reporting:

• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions and review proposed plan designs.

• Consistently maintains 97% target and minimum 93% accuracy for delivering ratings by assigned due date. Renewal

• Locates current census and checks for completeness and applies data integrity elements; escalating when viable census is not received.

• Compares renewal census with current premium and experience reporting to identify any discrepancies and notes any concerns.

• Reviews current plan, researches and applies any plan changes from prior renewal.

• Reviews experience information and inputs required data into pricing tools to develop formula rate.

• Identifies and troubleshoots discrepancies as needed.

• Initiates consultative huddle discussion with the Underwriter to gain clarity on any outstanding questions, summarizes the renewal information, highlights areas of concern, and makes recommendation to Underwriter

• Populates Renewal Notes Template



QUALIFICATIONS:


• 3+ years’ work experience, experience in Employee Benefits a plus

• Solid MS Office Knowledge including Microsoft Excel formulas, sorting, v-look-ups, pivot tables; PowerPoint knowledge preferred

• Strong verbal and written communication skills

• Demonstration of solid time, organizational, and desk management skills with ability to multi-task in a fast-paced environment.   

•  Strong commitment to continuous learning, with curiosity and initiative to expand technical expertise, strengthen consultative capabilities, and adopt new tools.


WORK ARRANGEMENT:


This role will have a Hybrid work schedule, with the expectation of working in an office (Hartford, CT; Alpharetta, GA; or Lake Mary, FL) 3 days a week (Tuesday through Thursday).


Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$48,071 - $72,107

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us | Our Culture | What It’s Like to Work Here | Perks & Benefits

Skills Required

  • 3+ years of work experience
  • Experience in Employee Benefits
  • Solid Microsoft Office knowledge
  • Microsoft Excel formulas, sorting, VLOOKUPs, and pivot tables
  • Microsoft PowerPoint knowledge
  • Strong verbal and written communication skills
  • Strong time management, organizational, and desk management skills
  • Ability to multitask in a fast-paced environment
  • Commitment to continuous learning, curiosity, and initiative to expand technical expertise

The Hartford Financial Services Group, Inc. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about The Hartford Financial Services Group, Inc. and has not been reviewed or approved by The Hartford Financial Services Group, Inc..

  • Retirement Support — A 401(k) with matching plus an additional company contribution, alongside an employee stock purchase plan and no‑cost financial planning, signals robust long‑term savings support. HSAs/FSAs and related financial tools further strengthen overall financial well‑being.
  • Leave & Time Off Breadth — At least 25 days of PTO to start, options to buy or roll over time, and paid parental leave indicate broad time‑off support. Paid leave for organ and bone marrow donation and generous disability coverage extend protection for significant life events.
  • Healthcare Strength — Multiple medical, dental, and vision options with the company covering most medical and dental premiums reflect strong core health coverage. Wellness programs, fitness reimbursements, well‑being credits, and accessible behavioral health services expand depth and accessibility.

The Hartford Financial Services Group, Inc. Insights

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The Company
HQ: Hartford, Connecticut
20,002 Employees
Year Founded: 1810

What We Do

Human achievement is at the heart of what we do. We put our belief into action by not only ensuring individuals and businesses are well protected, but by going even further – making an impact in ways that go beyond an insurance policy

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