E-Payments Specialist

Posted Yesterday
Be an Early Applicant
St. Louis Park, MN, USA
In-Office
25-28 Hourly
Mid level
Fintech • Software • Financial Services
The Role
Process and monitor electronic payments, including domestic and international wires, ACH files, debit card, Zelle, external transfer, and bill pay transactions. Review OFAC and IAT alerts, reconcile general ledger accounts, manage deposit queues, maintain procedures and logs, respond to client inquiries, monitor reports, and comply with banking regulations and security requirements.
Summary Generated by Built In

We are seeking an E-Payments Specialist to join our Operations team at Bridgewater Bank in St. Louis Park. Reporting to the AVP of Payment Operations, in this role, you will be responsible for providing responsive support to process electronic payment transactions timely and accurately, including technical support and problem resolution from internal inquiries along with supporting the daily tasks within the department.

 

RESPONSIBILITIES: 

  • Enter, review & approve daily wire requests (Incoming, Outgoing, Domestic & International)
  • Monitor all incoming and outgoing ACH File activity
  • Monitor ACH windows and process Direct Send files
  • Review flagged IAT & OFAC transactions
  • Process daily ACH Positive Pay file
  • Update daily rates
  • Provide support for all Debit Card, Zelle, External Transfer & Bill Pay inquiries
  • Manage & review Mobile & ATM deposit queues
  • Reconciliation of various general ledger accounts
  • Maintain & update E-Payments tasks & procedures as needed
  • Maintain and update the Return Mail log
  • Assist with incoming general support requests from internal & external clients
  • Cross train on other duties as assigned within the Deposit Operations department
  • Monitoring of various ad-hoc reports
  • Adhere to the bank’s policies, procedures, security requirements and government regulations
  • Perform other duties as assigned

QUALIFICATIONS:

  • 3+ years of Bank Operations experience or 4-year Degree
  • Knowledge of Fiserv software and its ancillary products -Preferred
  • Knowledge of Windows Suite (Excel, PowerPoint, Word, Access, etc.)
  • Ability to communicate, build rapport with others, take initiative, & be able to organize and prioritize daily responsibilities and meet established deadlines.

ABOUT BRIDGEWATER BANK:

Picture yourself at one of the Twin Cities’ best places to work, surrounded by people who challenge you, support you, and inspire you to be your best. Welcome to Bridgewater Bank.

We’re on a mission to be the finest entrepreneurial bank in the Twin Cities. Like true entrepreneurs, we run fast and lean. We are in constant evolution and the runway for personal and professional growth is long. People are our strength, and that’s why we’ve created and sustained an award-winning culture that promotes growth and celebrates the big and little wins along the way.

At the end of the day, we believe competitive salaries, top-tier benefits, a hybrid work model, and transparency into the business is a given. Working together toward something meaningful with people you enjoy, is just a bonus! Will you join us? 


COMPENSATION & BENEFITS:

The typical annual base pay range for this role is between $24.85/hr. - $27.60/hr. Compensation may vary based on individual job-related knowledge, skills, expertise, and experience. This position is eligible for a discretionary annual incentive program driven by organization and individual performance.

Bridgewater Bank provides a broad offering of competitive benefits including (but not limited to):

  • Healthcare (medical, dental, vision)
  • Basic term and optional term life insurance
  • Short-term and long-term disability
  • Parental leave
  • 401(k) with employer match
  • Paid vacation & paid holidays

PLEASE NOTE:

The above is intended to describe the general content of and requirements for this position.  It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

STATUS: Non-Exempt

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

Skills Required

  • At least 3 years of bank operations experience
  • Four-year college degree as an alternative to bank operations experience
  • Knowledge of Windows Suite, including Excel, PowerPoint, Word, and Access
  • Ability to communicate effectively and build rapport with others
  • Ability to take initiative, organize and prioritize responsibilities, and meet deadlines
  • Knowledge of Fiserv software and ancillary products
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The Company
HQ: Saint Louis Park, MN
341 Employees
Year Founded: 2005

What We Do

Bridgewater Bank (Nasdaq: BWB) has a great entrepreneurial story to tell. It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow both professionally and personally. 20 years later, this vision and unconventional model has led to continuous growth and profitability. Bridgewater Bank has: become a top-performing bank nationwide, attracted investments from top institutional firms from coast to coast, become the first Minnesota bank to complete a successful IPO in over 25 years, created an award-winning culture and earned a reputation as a bank that understands clients’ unique needs. Out of the 400+ banks in Minnesota today, Bridgewater sits among the top ten by asset size. But to each of us, this is more than a high-performing bank; it’s a sense of community. We are a team of nimble banking professionals who want to redefine what it means to work in this industry. As our entrepreneurial story continues, we will never lose sight of what makes this place extraordinary – a steadfast commitment to our people. Workplace accolades: Top 150 Workplaces, 2015 – Star Tribune Top 150 Workplaces, 2016 – Star Tribune Top 150 Workplaces, 2017 – Star Tribune Top 150 Workplaces, 2018 – Star Tribune Top 150 Workplaces, 2019 – Star Tribune Top 150 Workplaces, 2020 – Star Tribune Top 175 Workplaces, 2021 – Star Tribune Top 200 Workplaces, 2022 – Star Tribune Top 200 Workplaces, 2023 – Star Tribune Top 200 Workplaces, 2024 – Star Tribune Top 200 Workplaces, 2025 – Star Tribune Best Banks to Work For, 2017 - American Banker Best Banks to Work For, 2018 - American Banker Best Banks to Work For, 2020 - American Banker Best Banks to Work For, 2022 - American Banker Best Banks to Work For, 2023 - American Banker

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